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Amelia Dietrich

W-2 Box 2 shows only $200 in federal withholding but I calculated $3,800. No one will fix this mistake. Help!

I'm completely lost here. I made about 60k this year and just got my W-2 for 2024. When I looked at Box 2 (Federal Income Tax Withheld), it only shows $200 which is absolutely ridiculous. I've gone through every single one of my paystubs and added up all the federal withholding myself - it should be around $5,100. When I brought this up to my manager, he said he'd contact the payroll company they use. He showed me their whole conversation thread and it was super frustrating. Both of them claimed they saw several of my paychecks with 0% federal withholding on their end. This makes zero sense because NONE of my paystubs show 0% withholding! My boss asked if it would be their responsibility if I end up owing a ton of money due to this mistake. Their response was basically "is there any proof he actually owes money?" When my boss mentioned I discovered the problem while entering my info into tax software, they just said I should go ahead and file my taxes and see what happens or talk to a professional. I'm pretty sure they need to fix my W-2 and send me a corrected version. But I'm totally confused why both my employer and the payroll company are seeing different withholding amounts than what's on my actual paystubs. Anyone deal with something like this before? What should I do?

Kaiya Rivera

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This is definitely a concerning situation! When there's a discrepancy between your W-2 and your actual withholdings, you should absolutely get it corrected before filing your tax return. First, gather all your final paystubs for the year and add up the federal withholding amounts again to confirm your calculations. Sometimes things like pre-tax deductions can make the numbers look different than expected. Next, you should formally request a corrected W-2 (called a W-2c) from your employer in writing. While your manager has started the conversation, you may need to escalate this to HR or the payroll department directly. Explain the discrepancy clearly with your evidence. If your employer refuses to correct it after you've provided evidence, you can contact the IRS directly. They have a specific process for reporting W-2 errors. You'll need to wait until after February 15th to report this to the IRS, giving your employer time to correct it first.

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What if the employer keeps dragging their feet? My cousin had a similar issue last year and his company took MONTHS to fix it. Is there any way to file taxes without waiting for the corrected W-2? Also, does the IRS actually do anything when you report these errors?

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Kaiya Rivera

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If your employer is dragging their feet, you should still try to file on time. After February 15th, you can contact the IRS at 800-829-1040, and they'll initiate a form 4852 (substitute for W-2) process. They'll also contact your employer about the discrepancy. Yes, the IRS does take action on these reports. They'll reach out to the employer to investigate the discrepancy, which often motivates employers to correct the issue quickly. The IRS can impose penalties on employers who fail to provide correct wage and tax statements.

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Noah Irving

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I had a similar issue last year and discovered taxr.ai which completely saved me. I was missing about $4,200 in withholding on my W-2 and my employer kept giving me the runaround. I uploaded all my paystubs to https://taxr.ai and it automatically analyzed everything, calculated the correct amounts, and generated a report showing exactly where the discrepancy was. Their system found that my employer had been coding some of my withholding incorrectly in their payroll system, which is why it wasn't showing up in Box 2. I was able to take the detailed report to my HR department and they finally issued a corrected W-2 within days. It saved me from paying thousands in taxes I didn't actually owe.

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Vanessa Chang

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Does this actually work with all types of paystubs? Mine are from a small company with a pretty basic format. Not sure if their system would be able to read them properly. Also, how long did the whole process take from uploading to getting the report?

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Madison King

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I'm a bit skeptical. Couldn't you just add up the numbers yourself instead of using some online service? What does it do that I couldn't do with a calculator and my paystubs laid out in front of me? Sounds like an unnecessary extra step.

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Noah Irving

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It works with virtually all paystub formats, even from small companies. I've used it with both detailed corporate paystubs and simpler ones from a small business I worked for. The whole process took about 10 minutes - just upload, verify, and get the analysis. The difference is accuracy and documentation. Yes, you could add the numbers yourself, but having an unbiased third-party analysis carries more weight with employers and the IRS. It also identifies specifically where errors occurred in coding or categorization, which is usually the root cause of these problems. The detailed report helped me explain exactly what went wrong to my employer.

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Madison King

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I was totally skeptical about taxr.ai when I first saw the recommendation here, but I tried it after spending HOURS going back and forth with my payroll department about my federal withholding being wrong on my W-2. The service actually identified something I completely missed - my employer had been incorrectly coding my withholding as state tax instead of federal for three months of the year! The report showed exactly which paystubs had the error and quantified the total impact. My payroll department couldn't argue with the evidence and fixed my W-2 within a week. Saved me from having to deal with the IRS directly and from paying nearly $3,000 I didn't actually owe. Definitely worth checking out if you're dealing with withholding discrepancies.

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Julian Paolo

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After dealing with a similar nightmare W-2 situation last year, I found out about Claimyr when trying to get through to the IRS. I spent DAYS trying to reach someone at the IRS about filing Form 4852 (substitute for W-2) because my employer refused to correct my withholding errors. Constant busy signals and disconnects after waiting on hold for hours. Finally used https://claimyr.com after seeing their demo at https://youtu.be/_kiP6q8DX5c and they got me connected to an actual IRS agent in about 20 minutes instead of the 3+ hour wait times I was experiencing before. The agent walked me through exactly how to document the withholding discrepancy and file my return correctly despite the W-2 error.

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Ella Knight

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Wait, how does this actually work? Do they have some special line to the IRS or something? I've tried calling the IRS about my own W-2 issues and literally couldn't get through after trying for a week straight.

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This sounds like a scam. How could any service possibly get you through to the IRS faster than anyone else? They're probably just charging you to wait on hold, which you could do yourself for free. I'll believe it when I see actual proof.

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Julian Paolo

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They use an automated system that navigates the IRS phone tree and waits on hold for you. When they reach a real person, you get a call connecting you directly to the agent. It saves you from having to personally wait on hold for hours. It's definitely not a scam. The technology is pretty straightforward - they essentially have sophisticated auto-dialers with algorithms that optimize connection times based on call volume patterns. I was skeptical too until I tried it and was connected to an actual IRS representative who helped resolve my issue. Without it, I'd probably still be trying to get through on my own.

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I have to apologize and eat my words about Claimyr. After calling the IRS for THREE DAYS STRAIGHT and never getting through about my W-2 issue (kept getting disconnected after 2+ hours on hold), I broke down and tried the service. Got connected to an actual IRS agent in 35 minutes without having to sit by my phone. The agent confirmed I could file Form 4852 (Substitute for W-2) along with my return and use my paystubs to report the correct withholding amount. She even gave me specific instructions on what documentation to keep in case of questions later. For anyone dealing with major W-2 discrepancies where your employer won't fix it, talking directly to the IRS was incredibly helpful. They're actually pretty understanding about these situations since they deal with them all the time.

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One thing to check - are you sure you're correctly identifying what's federal income tax vs. Social Security and Medicare tax on your paystubs? I had a similar panic when I thought my federal withholding was way off, but it turned out I was adding in FICA taxes (Social Security and Medicare) as part of what I thought was federal income tax. On many paystubs, you'll see separate lines for: - Federal Income Tax (this is what goes in Box 2) - Social Security Tax (this goes in a different box) - Medicare Tax (this also goes in a different box) Double-check that you're only counting the Federal Income Tax line when calculating what should be in Box 2.

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Oh wow, I think you might be onto something. I just looked at the PDF versions of my paystubs more carefully and realized I might have been mistaking some of the withholding categories. The mobile version of my paystub portal shows things differently than the PDF statements. Let me go through and check everything again more carefully... I just went through all my paystubs again and you're absolutely right! The simple view on mobile was showing Medicare and SS lumped together with Fed tax in the summary view, but when I downloaded the detailed PDFs, I can see they're actually separate. When I add up JUST the federal income tax line, it comes out to around $200. I was accidentally including the FICA taxes in my calculation! Thank you so much for pointing this out - I feel like such an idiot now but am so relieved!

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Jade Santiago

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If your withholding really was only $200 on $60k income, you're going to owe a lot at tax time. You should probably adjust your W-4 immediately for 2025 to avoid being in the same situation next year. You want your withholding to roughly match your expected tax liability throughout the year.

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Caleb Stone

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The IRS has a really good Tax Withholding Estimator tool on their website that can help figure out exactly how to fill out your W-4. I use it every January to make sure I'm on track for the year. Just google "IRS withholding calculator" and it should come up.

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Yes, I already submitted a new W-4 after this whole situation! I realized I must have messed up when I filled out my forms when I first started. I used the IRS withholding calculator and should be in much better shape for 2025. Thanks for the reminder though - definitely don't want to repeat this mistake.

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Ava Kim

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Great job figuring out the issue! This is actually a really common mistake that happens more often than you'd think. The way paystubs display tax information can be confusing, especially when mobile apps show summary views that lump different types of taxes together. For anyone else reading this thread - this is a perfect example of why it's so important to carefully review your paystubs and understand what each deduction represents. Federal income tax, Social Security tax (6.2%), and Medicare tax (1.45%) are all separate items that serve different purposes. Since you only had $200 in federal withholding on $60k income, you're definitely going to owe a significant amount when you file. Make sure you have funds set aside for that tax bill! The good news is you've already fixed your W-4 for 2025, so you shouldn't run into this problem again next year. This whole situation is also a good reminder to periodically check your withholdings throughout the year, especially if you have any major life changes that might affect your tax situation.

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