TurboTax Confirms No $25 Fee if 5-Day Early Filing Doesn't Deliver - Not Using SBTPG for Early Filers
Just got off the phone with TurboTax about the 5-day early filing program. They confirmed they won't charge the $25 if refund doesn't come early. Checked my receipt - they already got their regular fees but the $25 wasn't taken. FYI for everyone using SBTPG - if you opted for 5-day early filing, they're not even using SBTPG for processing! Here are the details of my transaction from my receipt: Order Number: IEFEC25W34116888 Order date: January 18, 2025 Payment method: Refund Transfer Order Status: Payment Completed I paid for: - TurboTax Live Deluxe: $89 - Max benefits: $49 - TurboTax State: Mississippi: $49 - Money Movement Refund Transfer Fee: $40 Total (4 items): $227 plus applicable sales tax As you can see, the $25 for the 5-day early filing isn't on here. When I called to confirm, the rep told me they don't actually process the 5-day early filing through SBTPG like they do with the regular refund transfer. That's why you don't see it on the receipt until they actually process it. And they confirmed they won't charge it if I don't get my refund within the 5-day window they promised.
13 comments


Kendrick Webb
Tax professional here. This is actually pretty standard practice. The 5-day early program is basically TT's way of prioritizing your return through their system, but it doesn't actually influence IRS processing times. SBTPG is typically only used for fee collection on regular processing.
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Hattie Carson
•so ur saying I paid $25 for nothing??? 🤡
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Kendrick Webb
•If you don't get it within 5 days, you'll get that fee refunded automatically.
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Destiny Bryant
Hey everyone! Instead of playing detective with all these fees and timing, I've been using taxr.ai to track my refund. It costs $4.99 but it analyzes your transcript and tells you exactly what's happening with your refund and when to expect it. Way better than guessing! https://taxr.ai
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Dyllan Nantx
•does it actually work? sounds too good to be true tbh
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Destiny Bryant
•100% works! It caught a delay code on my transcript I didn't even notice and predicted my DD date perfectly
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Dyllan Nantx
•just tried it and OMG where has this been all my life?! 💯 worth every penny!
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TillyCombatwarrior
in the same boat. filed 1/29 with TT and the 5 day thing. nothing yet smh
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Anna Xian
•Same here bestie, this waiting game is killing me 😫
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Jungleboo Soletrain
wait so if we dont get it in 5 days do we need to call them for the refund or is it automatic?
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Rajan Walker
•Its automatic! The system tracks it
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Nadia Zaldivar
these tax companies are straight up scamming us fr fr 🤮
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Lukas Fitzgerald
Thanks for sharing this info! Was wondering why SBTPG wasnt showing anything
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