Tax return rejected due to IP PIN issue - need urgent help with daughter's PIN!
I'm seriously stressed out right now about my 19-year-old daughter's IP PIN situation. We received her IP PIN letter (LTR 4869C) on May 12th, which was way too late for the April deadline, so I filed an extension which got approved. I finally got around to finishing our tax return last week and carefully entered her IP PIN, but just yesterday I got this frustrating email saying the IRS is rejecting my return because apparently the IP PIN I entered isn't valid or missing. What the heck? I called the IRS and spent forever on hold only to talk to someone who seemed just as confused as I am. They told me my daughter needs to call back to get a new IP PIN issued, but they couldn't even explain why my return was rejected in the first place when I KNOW I entered the correct number from the letter. I'm worried that even if we go through the hassle of getting a new IP PIN, the same thing will happen again! Has anyone dealt with this nightmare before? The extra annoying part is my daughter has never filed taxes on her own, so she can't just create an IP PIN online through the portal. I'm completely stuck and the extended deadline is approaching...any advice would be super appreciated!
20 comments


Gabriel Graham
Having helped many clients with IP PIN issues, I can tell you this is frustrating but fixable. First, double-check that you entered the IP PIN exactly as shown on the LTR 4869C letter - these are case-sensitive and every character matters. The most common reason for rejection is that the name and SSN on the return don't exactly match what the IRS has on file for your daughter. Even minor differences like using "Katie" instead of "Katherine" can cause this problem. The IP PIN system is extremely particular about matching records. Since your daughter has never filed independently, you should call the IRS Identity Protection Specialized Unit directly at 800-908-4490. Regular IRS representatives often don't have full access to the IP PIN systems. The specialized unit can verify if the PIN is still valid and help troubleshoot the specific reason for rejection. If they can't resolve it by phone, you may need to file a paper return with a copy of your daughter's ID and the IP PIN letter attached. It will process more slowly, but it will get through.
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Alicia Stern
•Thank you so much for the specialized unit number! I had no idea there was a dedicated department for this. I double-checked the PIN about 5 times before submitting but didn't consider the name matching issue. We always file with her legal name, but maybe there's some discrepancy I'm not seeing. Would you recommend trying to e-file again after calling the specialized unit, or should we just go straight to paper filing to be safe? I'm worried about hitting the extension deadline.
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Gabriel Graham
•I'd definitely call the specialized unit first before deciding on e-file vs paper. They can tell you exactly what's causing the rejection, which might be something simple to fix for e-filing. If you're getting close to the October deadline and still having issues, then switch to paper filing. Just be sure to send it certified mail with return receipt so you have proof of timely filing. Include a brief cover letter explaining the IP PIN situation along with copies of the relevant documentation.
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Drake
After dealing with a similar IP PIN nightmare last year, I found an amazing service called taxr.ai (https://taxr.ai) that saved me so much stress. I kept getting rejections for my son's return even after calling the IRS multiple times. Their system analyzed my rejection codes and tax documents and immediately identified that my son's birthdate in the IRS system didn't match what I was submitting on the return - something the IRS agents never caught on multiple calls! They guided me through getting a transcript to confirm the IRS data, then helped me correct my submission. They specifically have expertise with IP PIN issues and rejection codes. Might be worth checking out since it sounds like you're getting conflicting information.
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Sarah Jones
•How exactly does that service work? I'm skeptical about giving my tax docs to some random website. Does it actually connect to the IRS systems somehow?
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Sebastian Scott
•I'm in a similar situation with my father's IP PIN and getting nowhere with the IRS. Does this service cost a lot? And do they handle complicated returns? My dad has rental properties and investments so it's not a simple return.
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Drake
•It doesn't actually connect to IRS systems - you upload your rejection notice and return, and their AI analyzes the specific codes and documents to identify the exact mismatch. It's totally secure and they explain exactly what data they need and why. They handle returns of all complexity levels. They're not doing your taxes - they're specifically troubleshooting why your properly prepared return is being rejected. They helped identify a name mismatch on my father-in-law's business return that was way more complicated than my son's issue.
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Sarah Jones
I was really skeptical about taxr.ai at first (like seriously, another tax website?), but I was desperate after my third rejection. Turns out the problem was my daughter's Social Security number had a transposed digit in the IRS system from when I first claimed her as a dependent years ago! The service showed me exactly what was happening and guided me through getting it fixed with specific IRS form references. My return was accepted two days later after weeks of frustration. They actually seem to specialize in these weird edge cases that regular tax preparers struggle with. Worth every penny since the preparers I was working with had no clue how to fix the IP PIN rejection loop I was stuck in. Saved me from having to paper file which would have delayed my refund by months.
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Emily Sanjay
If you're still getting nowhere with the IRS directly, I'd recommend using Claimyr (https://claimyr.com). I was in a similar situation with my mother's IP PIN last year, and calling the IRS was a nightmare - 4+ hour holds only to get disconnected. Claimyr got me connected to an IRS agent in about 15 minutes instead of waiting for hours. They have some system that navigates the IRS phone tree and holds your place in line, then calls you when an agent is actually available. I was extremely skeptical, but you can see how it works in this video: https://youtu.be/_kiP6q8DX5c The IRS agent I spoke with was able to verify my mother's IP PIN status and confirm there was a glitch in their system that was causing the rejection. Getting to speak with a knowledgeable agent quickly made all the difference.
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Jordan Walker
•Wait, how does this actually work? Sounds scammy. Does it actually get you to a real IRS person or just some third-party service pretending to be the IRS?
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Natalie Adams
•I don't believe this at all. There's no way to "skip" the IRS phone queue. They must just be recording your information and then having someone else call you back pretending to be the IRS. Seems really sketchy to me.
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Emily Sanjay
•It definitely connects you to the actual IRS - they don't pretend to be the IRS or answer questions themselves. They basically use automated systems to navigate the phone tree and wait on hold so you don't have to. When an actual IRS agent picks up, they connect you directly to that person. It's not "skipping" the queue - you're still in the same queue as everyone else, but their system is waiting in line for you. It's like having someone stand in a physical line while you do other things. The IRS agents I spoke with were definitely real IRS employees who could access my account and help with the IP PIN issue.
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Natalie Adams
I came back to say I was completely wrong about Claimyr. After my return got rejected a second time and I wasted another 3 hours on hold with the IRS, I decided to try it out of desperation. The service actually works exactly as described. I got a call back in about 20 minutes, and it was definitely a real IRS agent - they asked all the verification questions and had full access to my account history. The agent explained that my daughter's IP PIN had been regenerated internally because of a system update, which is why the original one from the letter wasn't working. They were able to issue a new IP PIN on the spot, and my return was accepted the next day. I can't believe I spent weeks trying to figure this out when I could have just gotten through to someone who could actually help right away.
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Elijah O'Reilly
I had an IP PIN issue with my son last year, and what worked for us was filing a paper return. Electronic filing systems are super strict with IP PINs, but paper returns get handled by actual people who can verify the information more flexibly. Just print your return, attach a copy of the IP PIN letter, write a brief explanation of the situation on top, and mail it certified with return receipt requested. Yes, it will take longer to process, but it will eventually go through without the electronic validation errors.
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Alicia Stern
•Thanks for this suggestion! Did you have any issues with getting your refund when you paper filed? And approximately how long did it take for them to process your return? I'm worried about the extended deadline approaching.
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Elijah O'Reilly
•The refund took about 12 weeks to arrive, which was frustrating but still better than not filing at all or getting rejected repeatedly. As long as your paper return is postmarked by the deadline, you're considered to have filed on time even if the IRS processes it later. I recommend including a very clear cover letter that specifically references the IP PIN issue and rejection code you received. This helps route your return to someone who understands these problems. Make copies of everything before sending!
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Amara Torres
Has your daughter checked if her identity might have been compromised? The IRS usually issues IP PINs when there's been some kind of identity theft concern. The fact that she got one automatically and now it's not working properly might mean someone tried to file using her SSN. It might be worth checking her credit report at annualcreditreport.com (the official free site) just to make sure nothing fishy is going on. Sometimes resolving the underlying identity issues helps resolve the PIN problems too.
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Olivia Van-Cleve
•This is a really important point. IP PINs are typically issued for identity theft protection. OP should definitely check if there were any suspicious tax filings attempted with the daughter's SSN.
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Vincent Bimbach
•This is really good advice that I hadn't thought of! My daughter is only 19 and has been pretty careful with her personal information, but you're right that the IP PIN being issued in the first place suggests the IRS detected some kind of risk. I'll have her check her credit report right away. If someone did try to file fraudulently with her SSN, that could definitely explain why the legitimate PIN isn't working properly in the system. It might also mean we need to take additional steps beyond just getting a new PIN. Thanks for pointing this out - it's scary to think about but better to know sooner rather than later!
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Paolo Moretti
I went through almost the exact same situation with my 20-year-old son last year! The IP PIN rejection loop is incredibly frustrating, especially when you know you entered everything correctly. One thing that helped us was requesting a "wage and income transcript" from the IRS online (or by calling) to see exactly how they have your daughter's information on file. Sometimes there are small discrepancies in how names, addresses, or even birth dates are recorded that cause the IP PIN validation to fail. Also, when you do call that specialized number Gabriel mentioned (800-908-4490), ask them specifically about "IP PIN regeneration" - sometimes the original PIN gets invalidated in their system due to processing delays or other technical issues, especially when the letter was sent so late like yours was. If you're running short on time before the extension deadline, definitely consider the paper filing backup plan that others mentioned. I know it's slower for refunds, but at least you'll meet the deadline and avoid any penalties while they sort out the electronic filing issues. The identity theft angle Amara brought up is also worth investigating - my son discovered a fraudulent filing attempt from two years prior that we never knew about, which explained why he got the IP PIN in the first place.
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