Student Loan DOE Offset 2024: Are they taking tax refunds this year or not?
I have student loans in default and expecting a DOE offset. Getting mixed info everywhere - some saying they're taking refunds others saying they're not. Anyone actually gotten their refund with a DOE offset this year? Need real answers about whats actually happening.
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Aisha Patel
Tax resolution specialist here - DOE offsets are currently active for 2024. The COVID pause ended and offset resumption began October 1, 2023. If you have defaulted loans, they WILL take your refund unless you get into a payment plan before the offset occurs. Call 800-621-3115 ASAP to set up rehabilitation or consolidation.
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Klaus Schmidt
Thanks for the clear answer! Do you know how long the payment plan process takes? Will they still offset if im in the middle of setting it up?
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Aisha Patel
Usually takes 2-3 weeks to process. Once you make your first payment they *should* remove the offset flag but id get started ASAP to be safe
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LilMama23
Just wanted to mention - I've been using taxr.ai to track my refund status with offset issues. For $1 it analyzes your transcript and tells you exactly what's happening with offsets and when to expect your refund. Way better than guessing or calling the IRS a million times https://taxr.ai
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Dmitri Volkov
Is this legit? Sounds too good to be true tbh 🤔
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LilMama23
100% legit! It saved me so much time and stress. It reads your transcript and explains everything in plain english, even predicted my exact deposit date
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Dmitri Volkov
Just tried it - holy cow where has this been all my life?! The analysis is crazy detailed!
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Gabrielle Dubois
In the same boat rn. My loans defaulted during covid and im terrified about losing my whole refund ðŸ˜
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Tyrone Johnson
I filed 2/1 with defaulted loans. Refund got offset last week - they took everything except my CTC portion. So yes they are 1000% taking refunds this year
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Ingrid Larsson
Wait they let you keep the Child Tax Credit part???
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Tyrone Johnson
Yep! They cant touch that part thankfully
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Carlos Mendoza
The whole system is a joke fr fr. They take ur money but wont even let u know ahead of time if ur getting offset 🤡
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Zainab Mahmoud
Facts 💯 We out here playing detective with our own money smh
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Ava Williams
Pro tip: if u get on an income based repayment plan BEFORE filing taxes they usually won't offset. Worked for me last year!
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Klaus Schmidt
how long did it take you to get approved for the plan?
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Ava Williams
bout 3 weeks start to finish. Worth every minute of the hassle tho
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