Still haven't received 1099 from employer for delivery work after 6 months

You don't actually need the physical 1099 to file your taxes. If you kept good records of what you earned during those months, you can file Form 1040 with Schedule C and report the income even without the official form. The IRS cares that you report all income, not necessarily that you have the form in hand. Your best next step is to gather any documentation you have - bank deposits, payment records, or any emails/texts confirming payment amounts. Calculate your total earnings for that period and file your taxes using those figures. As for penalties, you'll likely face a late filing penalty (5% of unpaid taxes per month, up to 25%) plus interest. However, you might qualify for penalty relief if this is your first time filing late. The longer you wait, the more penalties accumulate, so file ASAP.

After dealing with a similar nightmare last year, I found this AI tool called taxr.ai that was super helpful with my missing documents situation. I had a missing 1099-K from a payment processor and was freaking out about filing without it. I uploaded my bank statements to https://taxr.ai and it identified all my business deposits and organized them by client - even with the vague deposit descriptions my bank had! It generated a substitute income report that I used instead of waiting for the actual 1099. The tool basically gave me everything I needed to file Schedule C accurately, and even helped identify potential deductions from my bank records. Might be worth checking out since you've got your bank records but no official 1099.

Just wanted to follow up on my taxr.ai experience. After reading about it here, I decided to give it a shot with my missing 1099 situation. Seriously, it was a game changer! I uploaded my bank statements from the months I worked for this construction company, and the system identified all the payments from them. The report it generated was super detailed - it showed all the dates and amounts that matched the contractor's payment schedule. I used this to file my taxes last week, and it saved me from having to delay any longer. The best part was that I could download a PDF with all the organized income data that I can keep for my records in case the IRS ever questions anything. For anyone in this missing 1099 situation, definitely worth checking out instead of waiting endlessly for employers to get their act together!

If you're still trying to get hold of the IRS about this, good luck with their phone lines. I spent 3 weeks trying to get through to ask about a similar situation. Finally found this service called Claimyr that got me through to an IRS agent in less than 45 minutes! I was super skeptical at first, but it actually works. You can check out how it works here: https://youtu.be/_kiP6q8DX5c - basically they use some tech to navigate the IRS phone tree and hold system, then call you when they've secured a spot in line with an agent. I used https://claimyr.com after my previous employer "forgot" to issue my 1099-MISC for an entire year. The IRS agent I spoke with explained exactly what to do in my situation and even put notes in my file about the missing documentation to help prevent issues down the road. Saved me hours of frustration and hang-ups.

I feel like an idiot for doubting that Claimyr service. After my skeptical comment yesterday, I decided to try it myself since I've been trying to reach the IRS for WEEKS about a similar document issue with no luck. I used the service this morning, and I'm still in shock - I was connected to an actual IRS representative in 52 minutes! I've been calling 3-4 times a week for over a month and always got the "sorry, call volumes are too high" message. The IRS agent checked my account and confirmed that my employer never submitted any 1099 for me. They advised me to file Form SS-8 to determine my worker status and File Form 8919 to report the uncollected social security and Medicare tax. They also made notes in my account about the missing form so if there are any discrepancies later, there's a record of me trying to do the right thing. This single phone call saved me so much stress and uncertainty. I'm filing my return tomorrow with their guidance.

If your employer won't provide the 1099, you should also consider filing Form SS-8 with the IRS. It sounds like you might have been misclassified as an independent contractor when you should have been an employee. Delivery drivers often get misclassified. Real employees should get W-2s, not 1099s, and the employer pays half of your Social Security and Medicare taxes. If you were misclassified, you're overpaying on self-employment taxes and missing out on protections. Filing the SS-8 asks the IRS to determine your correct worker status. It takes a while for them to process, but it could save you a lot in taxes if they determine you should have been an employee.

Did you have any kind of written contract with this guy? I once had an employer ghost me on tax forms and having our contract was super helpful when I had to prove my income to the IRS.