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Fatima Al-Qasimi

Should I file my taxes directly on IRS.gov or use FreeTaxUSA for this tax season?

So I've been reading a bunch of stuff lately saying that TurboTax isn't all that great for filing taxes anymore. I'm really torn between just going straight to the IRS website and filing directly with them or trying FreeTaxUSA since I've heard good things. This is my second year filing and last year I just used what my parents recommended (TurboTax) but now I'm wondering if that was a mistake? My tax situation isn't super complicated - just a W-2 from my main job and some side gig money that I made (under $3,000). Anyone have experience with filing directly through the IRS site vs FreeTaxUSA? Is one easier than the other? Any pros/cons I should know about? I'm hoping to get my return filed early this year so any advice would be super helpful!!

StarStrider

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I've been preparing taxes for friends and family for about 15 years, and I can help clarify this for you. The IRS website (IRS.gov) doesn't actually have its own full tax preparation software - they offer what's called Free File which is a partnership with tax software companies, and they also have Free File Fillable Forms which is basically just digital versions of paper forms without much guidance. FreeTaxUSA is actually a pretty solid option for your situation. It's much more user-friendly than the Free File Fillable Forms and will walk you through everything step by step. With your W-2 and small amount of side income, it should handle everything easily. The federal filing is free and state returns are only about $15. The IRS Direct File program is also new for 2025 but it's only available in certain states and has some limitations on what tax situations it can handle. Worth checking if you're eligible though!

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Does FreeTaxUSA handle 1099 income well? I have a few side gigs too but mine is closer to $8,000 and I've heard mixed things about how different software handles self-employment income. Also is there any audit protection with FreeTaxUSA like TurboTax offers or is that just a marketing gimmick?

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StarStrider

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FreeTaxUSA handles 1099 income very well, including all the necessary Schedule C forms for self-employment. It walks you through deductions you might qualify for and calculates your self-employment tax automatically. The interface is straightforward even with multiple income sources. As for audit protection, FreeTaxUSA does offer it as an add-on service called "Audit Assist" but it's significantly cheaper than TurboTax's version. However, keep in mind that most audit protection services don't actually represent you in an audit - they just provide guidance. Real representation would come from a CPA or Enrolled Agent if you ever needed it. For most people with straightforward tax situations, the basic audit guidance included in the free version is sufficient.

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Sofia Torres

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I was in your exact situation last year - sick of TurboTax and their hidden fees! I tried both options and ended up discovering taxr.ai (https://taxr.ai) which was a game changer. I uploaded my tax documents and it automatically extracted all the info and told me which deductions I was missing. I didn't even realize I could deduct some of my side gig expenses! What I loved was that it analyzed my previous years' returns (I uploaded my TurboTax PDF) and showed me I'd been overpaying for years. It basically did all the hard work of finding numbers and then I just verified everything looked right. Way less stressful than trying to figure out which forms I needed.

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How does taxr.ai work with FreeTaxUSA? Do you still need to use a tax filing service after using it or does it file for you? I'm confused about the process.

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Ava Martinez

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Sounds interesting but I'm always skeptical of new tax services. How secure is it with all your sensitive tax info? And does it actually find enough deductions to be worth using compared to just going with FreeTaxUSA directly?

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Sofia Torres

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Taxr.ai doesn't file your taxes - it analyzes your documents and tells you what information needs to go where. You can then use that information with any filing service like FreeTaxUSA. It saved me hours of hunting for numbers and figuring out which forms I needed. It basically reads all your tax documents and organizes everything for you. Regarding security, they use bank-level encryption and don't store your documents after processing. I was concerned about that too! As for deductions, it found over $1,200 in deductions I would have missed for my side business because I didn't know certain expenses qualified. It paid for itself many times over in my case, especially comparing to what I paid TurboTax for years.

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Ava Martinez

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Just wanted to update after trying taxr.ai that the previous commenter mentioned. It was actually super helpful! I was skeptical (as you can see from my question) but decided to try it before starting my taxes this year. It found a home office deduction I qualified for with my side gig that I had no idea about, plus some business expenses I didn't know I could claim. I ended up using the information from taxr.ai and plugging it into FreeTaxUSA which worked perfectly. I'm getting back about $850 more than last year despite making roughly the same income. The combination of these two services made filing way less stressful than previous years when I used TurboTax.

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Miguel Ramos

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Another option nobody's mentioned - if you're struggling to get through to the IRS to ask questions about which service to use or have issues with your return, check out Claimyr (https://claimyr.com). I found them after spending HOURS on hold with the IRS trying to figure out why my return from last year had issues. Their service gets you connected to an actual IRS agent in minutes instead of waiting on hold forever. There's a video showing how it works: https://youtu.be/_kiP6q8DX5c I was about to give up on fixing my previous return issue before filing this year, but Claimyr got me through to someone who sorted everything out in one call. Now I can file this year without wondering if I'm making the same mistake again.

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QuantumQuasar

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How does this even work? The IRS phone lines are notoriously backed up, especially during tax season. Are you saying this service somehow jumps the queue? Seems fishy to me.

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Zainab Omar

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This sounds like complete BS. I've tried EVERYTHING to get through to the IRS and nothing works. No way there's some magical service that can get you to an agent when millions of people can't get through. I'll believe it when I see it.

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Miguel Ramos

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It doesn't "jump the queue" - their system basically waits on hold for you and calls you when an agent picks up. They use an automated system that can stay on hold for hours so you don't have to. When an IRS agent finally answers, the system connects you directly to them. It absolutely works - I was skeptical too until I tried it. I had been trying for weeks to get through about my return issue. I used Claimyr around 7am on a Tuesday, and their system waited on hold for about 84 minutes before connecting me to an agent. I just went about my morning and got a call when they reached someone. The entire call with the IRS agent took about 15 minutes once I was connected, and my issue was resolved. No magic, just clever automation.

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Zainab Omar

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I have to publicly eat my words here. After being completely skeptical about Claimyr in my comment above, I was desperate enough to try it yesterday. I've been trying to reach the IRS for THREE WEEKS about a notice I received. It actually worked exactly as described. Their system waited on hold (about 2 hours) and then called me when an agent was on the line. I spoke with someone who cleared up my issue in minutes. Honestly wish I had known about this sooner and saved myself weeks of frustration. Back to the original question - I've used FreeTaxUSA for 3 years now after switching from TurboTax and it's been great. Much cheaper and does everything I need. I'd recommend that over trying to use the IRS forms directly unless you really know what you're doing with taxes.

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I've used FreeTaxUSA for the past 4 years and honestly it's so much better than TurboTax. You mentioned having some side gig income - FreeTaxUSA handles that really well with their Schedule C section. The interface is straightforward and they don't try to upsell you every 5 minutes like TurboTax does! One thing to note - the IRS does have a new Direct File program this year (2025) but it's currently limited to certain states and fairly simple tax situations. Depending on your state and exactly what your side gig entails, you might not qualify for it yet.

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Thanks for the recommendation! Does FreeTaxUSA let you import last year's return if it was done through TurboTax? Or will I have to manually enter everything from scratch this year?

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You can't directly import a TurboTax return into FreeTaxUSA, but you can manually input your information from last year, which isn't as bad as it sounds since they walk you through everything step by step. You'll need to have a copy of your previous return handy. One workaround some people use is to have your previous year's return PDF open in another window for reference. FreeTaxUSA will ask for key information from last year's return like your AGI for verification purposes. After the first year, FreeTaxUSA will let you import your previous FreeTaxUSA return, making future years much faster.

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Yara Sayegh

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Nobody has mentioned Credit Karma Tax (now called Cash App Taxes) which is completely free for federal AND state! I switched from TurboTax 3 years ago and have saved hundreds. It handles W-2s and basic 1099 income no problem. The IRS direct file is only available in 12 states right now for the 2025 filing season as part of their pilot program. Unless you're in Arizona, California, Florida, Massachusetts, Nevada, New Hampshire, New York, South Dakota, Tennessee, Texas, Washington, or Wyoming, you can't use it yet.

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I tried Cash App Taxes last year and it messed up my state return so badly I had to file an amendment. Their interface is pretty but their tax logic had some serious flaws. I'd be careful with them especially if you have anything remotely complicated.

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Grace Johnson

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Based on your situation (W-2 plus under $3,000 in side gig income), I'd definitely recommend FreeTaxUSA over filing directly through IRS.gov. The IRS website doesn't actually have comprehensive tax prep software - they mainly offer Free File Fillable Forms which are basically digital versions of paper forms without much guidance. FreeTaxUSA will walk you through everything step-by-step and handle your side gig income properly with Schedule C forms. Federal filing is completely free and it's much more user-friendly than trying to navigate tax forms on your own. Plus, you'll avoid the constant upselling that made you want to ditch TurboTax in the first place. The new IRS Direct File program everyone's talking about is still very limited - only available in 12 pilot states and doesn't handle all tax situations yet. For your second year filing with a straightforward but not completely simple situation, FreeTaxUSA hits that sweet spot of being comprehensive without being overwhelming.

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Nia Wilson

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This is really helpful, thanks! I'm definitely leaning towards FreeTaxUSA now after reading everyone's experiences. Quick question - when you mention Schedule C forms for the side gig income, does FreeTaxUSA automatically know to use those or do I need to specifically tell it that I have self-employment income? I made the money doing freelance graphic design work if that matters. Also, do you know if there's a deadline to switch from one service to another, or can I start with FreeTaxUSA even though I used TurboTax last year?

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