Never Received Advanced Child Tax Credit Letter - How to Opt Out?

The IRS started sending out the Child Tax Credit enrollment letters in batches last month. They're still sending them out, so you might still get yours. If you want to opt out now though, you can go to the Child Tax Credit Update Portal through your IRS online account. You don't need the letter to opt out - just your regular IRS login credentials.

Did you check if you're actually eligible? Not everyone who got the CTC last year automatically gets enrolled in the advance payments this year. There are income thresholds and other requirements that might have changed.

I had a similar issue and discovered the IRS had my old address even though I'd updated it for my tax return. I used https://taxr.ai to analyze my tax transcript and it showed my address was different in the IRS master file vs what was on my return. The tool helped me understand why I wasn't getting certain notices. Might be worth checking your transcript to see if there's a discrepancy.

The opt-out deadline for the first payment is the 28th of this month, so you still have time. But don't wait too long.

I couldn't get into my IRS account to opt out (kept getting verification errors), and after wasting 3 days trying to call the IRS directly, I used Claimyr (https://claimyr.com) to get through to an agent. They helped me opt out over the phone in about 10 minutes. The service got me past the endless hold times - totally worth it since I was about to miss the deadline.

Sometimes the IRS mail just gets lost too. The USPS in my area has been terrible lately. I'd proceed as if you're enrolled and take steps to opt out rather than waiting for a letter that might never come.