Need to file Form 8615 with parent's SSN - No contact with abusive parent - Do I even have to file this form?
I'm really stressed about filing my taxes this year. The tax software I'm using is telling me I need to complete Form 8615 (Tax for Certain Children Who Have Unearned Income) because I received around $3,000 in scholarships/grants in 2023. According to the software, I need to file Form 8615 if: - I have more than $2,300 in unearned income - I'm required to file a tax return - I don't file jointly with a spouse - At least one parent is alive - I meet certain age criteria For the age part, it says I must file the form if: - I'm under 18 at year-end - I'm 18 and don't have earned income that's more than half my support - I'm a full-time student 19-23 and don't have earned income that's more than half my support Here's my situation - I'm 20, worked full-time last year, and definitely provided more than half of my own support (paid rent, groceries, utilities, etc). Based on that last bullet point, I shouldn't need this form, right? The biggest problem is that even if I do need to file it, the form requires my parent's SSN. My mother and I have no contact because of her abusive behavior - the last time I saw her, she was arrested for physical assault. I can't reach out to other family members either because they've all taken her side. Anyone dealt with something similar or know what I should do? The software won't let me continue without completing this form.
19 comments


Noah huntAce420
You're right that you likely don't need to file Form 8615 based on the information you've provided. The key here is that you're 20 years old AND you provided more than half of your own support through earned income. That exempts you from the "kiddie tax" that Form 8615 is used for. The software is probably flagging this because you have unearned income over the threshold amount, but it's not considering your age and support situation correctly. Tax software sometimes gets overly cautious with these edge cases. I'd recommend you look for an override option in your software. Most tax programs have a way to skip a form if you indicate it doesn't apply to you. Look for something like "I don't need to file this form" or "This form doesn't apply to me." If you can't find an override option, you might need to calculate whether your scholarships actually count as unearned income. Only the portion of scholarships that exceeds qualified education expenses (tuition, books, supplies) is considered taxable income. If your scholarship funds were all used for qualified expenses, they wouldn't even count toward that $2,300 threshold.
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Dananyl Lear
•Thanks for your response! I've been looking for an override option but can't seem to find one. The software keeps blocking me from going forward without completing this form. Can you explain more about the scholarship part? I received about $3,000 in scholarships, but all of it went toward my tuition which was around $8,500 for the year. Does that mean none of it counts as unearned income since it was all used for qualified education expenses?
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Noah huntAce420
•That's exactly right! If your scholarship money went entirely to qualified education expenses like tuition, then none of it counts as unearned income for tax purposes. In your case, since the $3,000 scholarship was less than your $8,500 tuition, that scholarship amount isn't considered taxable income at all. This is probably the source of confusion with your tax software. You should try entering your scholarship information again, making sure to indicate that it was all used for qualified education expenses. That should resolve the Form 8615 requirement, as the software wouldn't see any unearned income exceeding the threshold.
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Ana Rusula
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Fidel Carson
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Ana Rusula
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Fidel Carson
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Thais Soares
I was in a similar situation about 3 years ago. I ended up calling the IRS directly (this was before COVID when you could actually reach them). The agent told me that if you're financially independent and supporting yourself, you don't need to file Form 8615. The trick is understanding if your scholarships actually count as "unearned income" for this purpose. Did you use all of your scholarship money for qualified education expenses (tuition, books, required fees)? If so, then it's not taxable and doesn't count toward that $2,300 threshold. My tax software had the same issue - it saw "scholarship" and automatically flagged Form 8615, but once I properly categorized my scholarship as used for qualified expenses, the requirement went away.
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Dananyl Lear
•This is really helpful! Yes, all of my scholarship went directly to tuition, which was way more than the scholarship amount. I think my issue is that I didn't categorize it correctly in the software. Do you remember how you indicated that your scholarship was used for qualified expenses? I'm using FreeTaxUSA if that helps.
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Thais Soares
•In FreeTaxUSA, you need to go to the "Income" section and find where you entered your scholarships. There should be a section asking how much of the scholarship was used for qualified education expenses. Enter the full amount of your scholarship there. If you've already done this and it's still requiring Form 8615, try going back to the personal information section. Sometimes there's a question about whether you provided more than half of your own support. Make sure that's marked as "Yes" since you mentioned you worked full-time and paid for your own living expenses.
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Nalani Liu
Has anyone considered that OP might be confused about what "unearned income" means? Scholarships used for qualified expenses aren't taxable income at all. Only scholarships that exceed your education expenses or are used for room and board are taxable. It sounds like your scholarship was less than your tuition, so none of it should count as taxable unearned income. I think you're getting tripped up by the tax software.
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Axel Bourke
•This! The kiddie tax (Form 8615) applies to investment income, not scholarships used for tuition. OP probably just needs to correctly categorize the scholarship in their tax software. Most have a specific question about whether the scholarship was used for qualified education expenses.
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Aileen Rodriguez
I'm sorry you're dealing with this stressful situation, especially with the family complications involved. Based on what you've described, it sounds like you shouldn't need to file Form 8615 at all. You mentioned you're 20, worked full-time, and provided more than half of your own support. This is key - the "kiddie tax" that Form 8615 addresses doesn't apply to students who are financially independent. The fact that you paid your own rent, groceries, and utilities while working full-time clearly demonstrates you're supporting yourself. Additionally, since your $3,000 scholarship went entirely toward your $8,500 tuition (qualified education expenses), none of that scholarship money counts as taxable unearned income. The software is likely flagging this incorrectly. For your tax software issue, try these steps: 1. Double-check that you marked "Yes" when asked if you provided more than half of your own support 2. In the scholarship/education section, make sure you indicated the full $3,000 was used for qualified education expenses 3. Look for an override option - many tax programs have a way to skip forms that don't apply If the software still won't cooperate, you might need to contact their support or consider switching to a different tax program. You definitely shouldn't need your mother's SSN for this situation, and I'm sorry you're having to navigate tax issues while dealing with family estrangement.
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