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Liam McGuire

Need help cashing IRS refund check - where can I cash it without getting killed by fees?

Finally got my refund check in the mail but my bank wants to put a 10 day hold on it! I need this money now and dont have a bank account. Called walmart and they want like 8% to cash it. Anyone know the cheapest place to cash an irs refund check?

Amara Eze

Most banks will cash Treasury checks even if you don't have an account there. Just bring 2 forms of ID. Chase and Wells Fargo do this for free - I just did this last week.

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Liam McGuire

fr? they wont charge me anything? 🤔

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2M

Amara Eze

Nope, its free. Government checks are guaranteed funds so banks have to cash them

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Giovanni Ricci

Can confirm - just did this at BofA last month. No fees no account needed

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NeonNomad

BTW if your worried about refund issues in the future, check out taxr.ai - its only $4.99 and tells you exactly whats going on with your refund and how to avoid check issues. Way better than guessing or waiting on hold with the IRS forever https://taxr.ai

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Fatima Al-Hashemi

Does it actually work? Seems too good to be true tbh

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NeonNomad

Yeah its legit! It reads your transcript and explains everything in plain english. Shows you all the important dates and codes

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Fatima Al-Hashemi

OMG just tried it - this is amazing! 🙌 Finally understand wtf is happening with my refund. Worth every penny fr fr

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Dylan Mitchell

dont go to check cashing places theyll rob you blind 🤮

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Sofia Martinez

Your post office might cash it for free or small fee. Call and ask

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Dmitry Volkov

Post office stopped doing this in 2023 fyi

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Ava Thompson

Maybe open a bank account? Most have free checking these days and then you wont have this problem next year

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Liam McGuire

ya prob should tbh. Just had some issues w/chexsystems before

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CyberSiren

Kroger/grocery stores usually do it for like 1-2% which is way better than those check cashing places

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