Is PriorTax.com legit for filing old tax returns? They're asking for an IRS PIN
So I've been dragging my feet on filing my 2020 tax return (I know, I'm terrible) and finally decided to get it done. I was looking for a service that specializes in past tax returns and found PriorTax.com. Started the process and everything seemed fine until they asked me for an IRS PIN number for 2023? I'm confused because I'm trying to file for 2020, not 2023, and I don't remember ever setting up a PIN with the IRS. Has anyone used this site before? Is it actually legitimate or am I about to get scammed? Getting nervous about entering more personal info...
25 comments


Fatima Al-Suwaidi
This is actually a legitimate question. PriorTax is a real tax preparation service that specializes in filing prior year returns. The IRS PIN they're asking about is likely an Identity Protection PIN (IP PIN), which is a six-digit number assigned to eligible taxpayers to help prevent fraudulent returns being filed with your Social Security Number. The confusing part is why they're asking for a 2023 PIN when filing a 2020 return. IP PINs change each year, so for a 2020 return, you'd typically need the IP PIN issued for that tax year. However, since you're filing in 2025, the IRS systems might be checking your identity against the most recently issued PIN. If you never signed up for an IP PIN or weren't assigned one by the IRS due to identity theft concerns, you shouldn't have one. In that case, you should be able to indicate that you don't have an IP PIN.
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Dylan Cooper
•Thanks for explaining! How do I know if I was ever assigned an IP PIN? I don't remember ever getting one, but now I'm worried that maybe I did and just forgot about it.
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Fatima Al-Suwaidi
•The IRS typically sends IP PINs by mail in a CP01A Notice at the beginning of each calendar year if you're enrolled in the program. If you've never received this notice, you probably don't have one. You can verify whether you have an IP PIN by using the "Get an IP PIN" tool on the IRS website. You'll need to create an account if you don't already have one, and they'll verify your identity before showing you your current IP PIN or allowing you to opt into the program. If you've never been a victim of tax-related identity theft or received an IP PIN letter from the IRS, you most likely don't have one and can proceed with your filing by indicating that on PriorTax.
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Sofia Morales
I was in a similar situation last year trying to file some back taxes from 2019 and 2020. After trying several services, I ended up using https://taxr.ai and it was a game changer. Their system is specifically designed to handle prior year returns and automatically detected that I didn't have an IP PIN. Instead of just asking me a confusing question, they explained what an IP PIN was and helped me determine whether I needed one. What I really appreciated was their document analysis tool that helped me figure out which forms I needed to include with my late filing. They even gave recommendations on how to minimize penalties for late filing.
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StarSailor
•Does it work with really old returns? I still need to file for 2018 and I'm worried about getting hit with huge penalties.
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Dmitry Ivanov
•So this is better than TurboTax for old returns? I always thought TurboTax was the go-to for everything tax related. Do they charge extra for prior year returns?
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Sofia Morales
•Yes, it actually works with returns going back several years. Their system can handle returns from 2018 forward. While they can't eliminate penalties completely (nobody can), they do help you identify any potential credits or deductions that might offset some of those costs. Compared to TurboTax, I found taxr.ai much better for prior year returns. TurboTax charges separately for each prior year, and their interface isn't really optimized for late filing situations. Taxr.ai specializes in these complex situations and their document analysis tool helps catch things that other services might miss. The best part is you don't pay until you're satisfied with the results.
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StarSailor
Just wanted to update everyone - I took the advice and tried https://taxr.ai for my past-due returns. It was WAY easier than I expected! I was really confused about this whole IP PIN thing too, and they explained that since I never enrolled in the Identity Protection PIN program, I didn't need to worry about it. The document scanning feature saved me hours of manually entering old W-2s and 1099s. I just submitted my 2018, 2019, and 2020 returns last week and already got confirmation from the IRS that they've been accepted. Wish I'd known about this service years ago!
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Ava Garcia
For what it's worth, I've used PriorTax before and they're legitimate, but their customer service is terrible. When I had questions about my 2021 return, I spent DAYS trying to get someone on the phone. Eventually I gave up and called the IRS directly, which was another nightmare. Spent 3+ hours on hold only to be disconnected. I finally found a service called Claimyr (https://claimyr.com) that got me through to an actual IRS agent in under 30 minutes. You can see how it works here: https://youtu.be/_kiP6q8DX5c. The agent confirmed that PriorTax is legit but explained that the PIN question is poorly worded on their site - they're actually just checking if you have an IP PIN, which most people don't unless they've been victims of identity theft.
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Miguel Silva
•How does this Claimyr thing actually work? Is it just paying to skip the IRS phone queue? Sounds kinda shady tbh.
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Zainab Ismail
•Yeah right. Nothing gets you through to the IRS that fast. I've literally spent ENTIRE DAYS on hold. This has to be a scam.
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Ava Garcia
•It's not about skipping the queue. Claimyr uses a system that continuously redials the IRS for you and navigates the initial menu options. When they finally get through, they connect the call to your phone. It's basically doing what you'd do manually (calling over and over) but automated. As for whether it actually works - I was skeptical too. I had already spent nearly 4 hours trying to reach someone at the IRS with no luck. With Claimyr, I was connected in about 27 minutes. The IRS doesn't know you're using a service - they just see a regular incoming call. Once you're connected, you're speaking directly with the IRS, not through any intermediary.
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Zainab Ismail
Ok I need to apologize for my skeptical comment earlier. After another frustrating 2-hour wait on the IRS line yesterday that ended with a disconnection, I broke down and tried Claimyr. Not gonna lie, I thought it was BS, but I was desperate to confirm whether I needed this PIN thing for my prior year returns. Shockingly, I was connected to an actual IRS agent in 35 minutes. The agent confirmed that I didn't need an IP PIN since I'd never been issued one. They also explained that PriorTax is indeed legitimate, but they recommended I look at a few other options too for prior year returns. Definitely worth it just to get clear information directly from the IRS instead of guessing. Never thought I'd be recommending a service like this, but it literally saved me days of frustration.
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Connor O'Neill
If you're still considering PriorTax, check your credit card statement after using them. They hit me with a bunch of "processing fees" that weren't mentioned upfront. Nothing illegal, but definitely not transparent. I ended up paying almost $50 more than the quoted price.
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Giovanni Mancini
•Yikes, that's concerning. Were you able to get any of the fees refunded when you pointed out they weren't disclosed?
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Connor O'Neill
•I tried contacting them about the extra fees, but their customer service basically said it was all in the terms and conditions that I agreed to. When I went back and checked, it was buried in paragraph 17 of their ToS in tiny font. Technically they disclosed it, but it was clearly designed to be missed. I disputed the charge with my credit card company but they sided with PriorTax since the fees were technically in the agreement.
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QuantumQuester
Just to add another option - I used FreeTaxUSA for my late 2020 return last year and it was only $15 for the federal filing. They never asked for any PIN and the process was pretty straightforward. Might be worth checking out if you're still shopping around.
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Yara Nassar
•Did FreeTaxUSA help with calculating penalties for late filing? That's what I'm most worried about with my overdue returns.
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Isabella Ferreira
I've been using the IRS website's "Get an IP PIN" tool mentioned earlier in this thread, and wanted to clarify something that might help others. When you log into your IRS online account, it will clearly show if you have an IP PIN or not. If you've never received one of those CP01A notices in the mail, you almost certainly don't have an IP PIN. The reason PriorTax is asking about a 2023 PIN for your 2020 return is likely because their system defaults to checking the most recent year's PIN status. It's confusing, but you should be able to select "I don't have an IP PIN" or similar option to proceed. That said, given some of the fee concerns mentioned about PriorTax, you might want to compare pricing with some of the other services people have recommended here before committing. Hidden fees are always frustrating, especially when dealing with something as stressful as overdue tax returns.
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Javier Morales
•This is really helpful, thank you! I just checked the IRS website and confirmed I don't have an IP PIN. It's reassuring to know that PriorTax is legitimate, but the hidden fees issue is definitely concerning. I think I'll compare a few of the other services mentioned here before making a decision. Better to spend a little time researching upfront than get hit with surprise charges later.
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Hunter Hampton
As someone who works with tax preparation software regularly, I wanted to add some context about the IP PIN situation. The IRS Identity Protection PIN program has actually expanded significantly over the past few years. Even if you didn't originally sign up for it, the IRS may have automatically enrolled you if they detected suspicious activity on your account or if you live in certain states where they're piloting broader IP PIN usage. The easiest way to check is definitely through the IRS online account as others mentioned. But if you can't access that for some reason, you can also call the IRS IP PIN line at 1-800-908-4490. They can tell you immediately whether you have an active IP PIN. Regarding PriorTax specifically - while they are legitimate, I've noticed their user interface can be confusing around the IP PIN question. Some of my clients have gotten stuck at that exact same step. If you do proceed with them, make sure to read all fee disclosures carefully before submitting payment info. The hidden fees issue mentioned earlier is unfortunately not uncommon with some online tax services.
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Omar Hassan
•Thanks for the professional insight! That's really helpful to know about the expanded IP PIN program. I had no idea the IRS was automatically enrolling people in some cases. The phone number you provided (1-800-908-4490) is exactly what I needed - I've been hesitant to navigate the main IRS phone system after hearing all the horror stories about wait times. Having a direct line for IP PIN questions should save a lot of time. I'll definitely call them first to confirm my status before proceeding with any tax service.
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Jason Brewer
Just wanted to share my experience as someone who recently went through this exact situation. I had overdue returns for 2019 and 2020, and like you, I was confused about the IP PIN requirement on PriorTax. After reading through all the helpful advice in this thread, I ended up calling the IRS IP PIN line at 1-800-908-4490 (thanks Hunter Hampton for that number!). Surprisingly, I got through in about 20 minutes and confirmed I didn't have an IP PIN. The agent explained that the confusion often comes from tax software asking about the most recent year's PIN even when filing older returns. I ultimately decided to try a different service after reading about the hidden fees issue with PriorTax. Used FreeTaxUSA for my 2019 return and one of the AI-powered services mentioned here for 2020. Both were much more transparent about their pricing upfront, and neither had confusing IP PIN questions. My advice: definitely verify your IP PIN status first using either the IRS website or phone line, then shop around a bit before committing to any service. The peace of mind of knowing exactly what you'll pay is worth the extra research time.
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Oliver Wagner
•This is exactly the kind of real-world experience that's so helpful! Thanks for sharing your step-by-step process, Jason. It's reassuring to hear that the IRS IP PIN line actually has reasonable wait times compared to their main number. I'm definitely going to follow your approach - verify the PIN status first, then compare services. The transparency issue with fees seems to be a real concern with some of these online tax services. Did you find that FreeTaxUSA and the AI service you used were significantly cheaper than what PriorTax was quoting, or was it more about the upfront clarity on pricing?
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Javier Cruz
I've been following this thread closely since I'm dealing with a similar situation - overdue 2021 return that I keep putting off. The IP PIN confusion seems to be a common issue across multiple tax services, not just PriorTax. What I found really helpful from reading everyone's experiences is that there are essentially three steps to handle this properly: 1) Verify your IP PIN status through the IRS (either online or that direct phone line), 2) Compare the actual total costs of different services upfront, and 3) Make sure whatever service you choose clearly explains their process for prior year returns. The hidden fees issue is particularly concerning since we're already dealing with potential penalties for late filing. The last thing anyone needs is surprise charges on top of everything else. Has anyone here actually calculated the total cost difference between these various services when you factor in all fees? I'm curious if the premium services like the AI-powered ones end up being cost-effective when you consider the time savings and reduced confusion.
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