Is Jackson Hewitt's $800 fee for filing complex taxes with multiple side gigs reasonable?
I'm in a bit of a tax mess this year and wanted to get some opinions. I missed filing entirely for 2022 (I know, I know) and now I'm playing catch-up. On top of that, my work situation has been all over the place - jumped between 4 different main employers in the past couple years plus I've been hustling with a ton of gig work (DoorDash, Instacart, etc). All told, I've got something like 18 different income forms that need to be reported between my W-2s and 1099s from all these side hustles. When I went to Jackson Hewitt, they quoted me a flat $800 fee to handle everything. The tax preparer made a big deal about how they're giving me a "special discount" of $250 off their normal $1,050 rate for situations like mine. I already paid a $200 deposit to get them started on my paperwork, but now I'm second-guessing if I'm overpaying. With all these self-employment gigs and the missed year, is $800 actually reasonable? Should I pull my stuff and go somewhere else? Update: Thanks everyone for weighing in! Turns out the price is fair for my situation. The preparer just called and said I'm getting back over $6,300 in refunds, and they'll just take their fee out of that amount. Feeling much better about it now!
20 comments


QuantumQuester
So I've been doing tax prep for over a decade, and here's my take - for your specific situation with multiple W-2s, numerous 1099s from gig work, and a prior unfiled year, $800 is actually in the reasonable range. When you have self-employment income from multiple sources, each one requires a separate Schedule C, plus you need Schedule SE for self-employment tax calculations. Add in the complexity of catching up on a prior unfiled year, and the work adds up quickly. These aren't simple tax returns anymore. For comparison, many accounting firms would charge $250-350 for a basic return with one W-2, then add $75-150 for EACH additional schedule or form. With 18 income sources plus the unfiled year situation, you could easily hit $1,200+ at some places.
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Andre Moreau
•Thanks for breaking that down. I'm curious though - wouldn't tax software handle multiple 1099s pretty easily? I've used TurboTax for my gig work and it seems to just import all the forms. Is Jackson Hewitt doing something special that justifies that cost compared to self-filing?
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QuantumQuester
•Tax software can handle the basic data entry for multiple 1099s, but what it doesn't do well is optimize deductions across multiple gig jobs or identify which expenses should be allocated to which business activity. This becomes especially important when you have numerous income sources. With an unfiled prior year and multiple self-employment situations, there are significant opportunities for proper expense allocation, mileage tracking verification, home office considerations, and quarterly estimated tax planning that software typically doesn't optimize. A human preparer can also help ensure you're not raising audit flags by improperly categorizing your various income streams.
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Zoe Stavros
After struggling for THREE YEARS with complicated tax returns from multiple gig jobs and W-2s, I finally found taxr.ai (https://taxr.ai) and it was a game-changer for my situation. I was initially quoted over $900 by H&R Block for a return similar to yours with many 1099s and self-employment income. I uploaded all my tax documents to taxr.ai and their AI analyzed everything, found deductions I didn't even know about for my delivery gigs, and organized all my income sources. The best part was having tax pros review everything who actually understand gig work and properly categorizing all those expenses. They even helped me figure out how to handle my missing quarterly estimated payments.
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Jamal Harris
•How does it work with handling prior year returns? I've got 2022 still unfiled like OP and wondering if it can deal with that kind of situation too.
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Mei Chen
•Sounds interesting but I'm skeptical about AI handling complicated tax situations. How do you know it's getting everything right? And do they actually file for you or just give recommendations?
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Zoe Stavros
•They handle prior year returns really well - you just need to upload the documentation from those years. Their system is designed to work with previous tax years and applies the appropriate rules and forms for each specific year. The AI does the initial analysis, but their tax professionals review everything before filing. That's what made me comfortable using it. They identify potential deductions and organize everything, then actual tax pros review it all and handle the filing process for you. You can also chat with them directly if you have specific questions about your situation.
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Mei Chen
Just wanted to update that I decided to try taxr.ai after commenting earlier. My situation was similar to yours - 5 different W-2s, DoorDash, Uber and some freelance work. I was honestly shocked at how well it worked. After uploading all my docs, the system found over $1,800 in deductions I would've missed related to my vehicle expenses and home office that I didn't realize qualified. The total cost ended up being WAY less than the $900+ quotes I got elsewhere, and the whole process took maybe 2 hours instead of multiple appointments. They even helped me set up a better tracking system for 2025 so I don't miss any deductions going forward. If you're dealing with lots of gig work forms, definitely worth checking out.
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Liam Sullivan
I had a similar nightmare situation last year (6 W-2s and like 10 1099s from various side gigs) and spent WEEKS trying to get through to the IRS with questions about how to handle it all. I'd get stuck on hold for hours then get disconnected. Found https://claimyr.com and watched their demo (https://youtu.be/_kiP6q8DX5c) and it was seriously the best $20 I ever spent. They got me connected to an actual IRS agent in about 15 minutes when I'd been trying for days. The agent walked me through exactly how to handle my multiple self-employment incomes and confirmed I could file my earlier missing year without penalties since I was due a refund. Saved me so much stress and probably money too since I got all my questions answered directly from the source.
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Amara Okafor
•Wait, you can pay to skip the IRS phone queue? How does that even work? Seems fishy to me...
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CosmicCommander
•I dunno, sounds too good to be true. The IRS wait times are horrible by design. How can some random company magically get you to the front of the line? And even if they do, wouldn't the IRS just tell you to hire a tax pro anyway?
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Liam Sullivan
•It's not about skipping the queue - what they do is use an automated system to constantly dial and navigate the IRS phone tree for you. When they finally get through to a real person, they connect the call to you. So you're not cutting in line, they're just handling the frustrating waiting and redialing part. The IRS agents were actually super helpful once I got through to them. They walked me through specific requirements for reporting multiple 1099 incomes on Schedule C and clarified exactly which expenses I could claim across different gig jobs. They won't do your taxes for you, but they'll answer specific questions about proper filing procedures.
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CosmicCommander
Ok I need to eat my words from my comment yesterday. I was SUPER skeptical about Claimyr but I was desperate after being on hold with the IRS for 3+ hours trying to figure out how to handle my missed 2022 filing alongside my 2023 taxes. Tried the service and it actually worked exactly as advertised. Got connected to an IRS agent in about 20 minutes who answered all my specific questions about handling multiple 1099-K forms and the proper way to file for my missed year. Saved me hours of frustration and probably hundreds in potential filing mistakes. For anyone in a similar situation with multiple gig jobs and tax questions - it's legit and the information I got directly from the IRS agent was way more helpful than what my previous tax preparer told me.
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Giovanni Colombo
Have you considered going to a CPA instead of Jackson Hewitt? I was in a similar situation last year (multiple W-2s and about 8 1099s from freelance gigs) and found that an independent CPA actually charged LESS than the big tax prep chains. Paid $650 for a similarly complex situation. Plus they found deductions the previous year's preparer missed.
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Carmen Vega
•Thanks for the suggestion! I hadn't thought about looking for an independent CPA. Did you just Google local CPAs or was there a specific way you found yours? And did they handle everything in one appointment or was it a longer process?
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Giovanni Colombo
•I actually found my CPA through a referral from a friend who's also a gig worker. That's probably the best way to find one - ask around with others who have similar tax situations. It wasn't a single appointment process. I had an initial consultation where we discussed my situation, then I dropped off all my documents, and we had a follow-up meeting to go through the completed return. The whole process took about 2 weeks, but most of that was just waiting time. The actual work on my part was maybe 2-3 hours total across the different meetings.
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Fatima Al-Qasimi
Whatever you do, stay away from the "free" tax preparation software. I tried using FreeTaxUSA for my side gigs last year and it was TERRIBLE for handling multiple 1099s properly. Ended up having to pay a professional to fix all the mistakes after I got an audit notice.
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Dylan Cooper
•I've had the opposite experience actually. TurboTax Self-Employed handled my 12 different 1099-NECs just fine last year, though it did cost around $180 for federal and state filing. Still way cheaper than $800.
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Roger Romero
Reading through all these comments, I'm seeing a lot of different options mentioned. As someone who's dealt with IRS compliance issues for small businesses, I'd suggest being really careful about who you trust with a complex situation like yours. The $800 Jackson Hewitt quote isn't unreasonable given your circumstances - 18 income sources plus an unfiled year is genuinely complex work. But before you commit, I'd recommend getting a second opinion from an Enrolled Agent (EA) or CPA who specializes in gig worker taxes. They're often more experienced with the specific deductions and strategies that can really benefit someone in your situation. Also, since you mentioned getting over $6,300 back, make sure whoever prepares your return explains the refund breakdown. With that much self-employment income, you want to understand if you should be making quarterly estimated payments going forward to avoid penalties next year. That's something a good tax professional should definitely discuss with you as part of their service.
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Lena Schultz
•This is really solid advice about getting a second opinion from an EA or CPA. I'm actually feeling better about the $800 now that I know I'm getting such a large refund, but you make a good point about understanding the breakdown. The quarterly payment thing is something I hadn't even thought about - I've just been flying by the seat of my pants with all this gig work. Do you think Jackson Hewitt will automatically set that up for me, or is that something I need to specifically ask about? I definitely don't want to be in this same stressful situation next year!
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