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Lucas Turner

IRS Transcript Shows 7 Week Gap Between 09-16 Cancelled Refund Check and 11-04 Reissue Date - Codes Explained

I filed my taxes and initially received a refund issued on September 16th, 2024 but never received it. Had to do a trace on the check and now looking at my transcript I'm seeing some concerning things. According to my tax transcript, my account balance is $0 with no accrued interest or penalties as of 11-04-2024. The transcript shows a series of transactions with detailed codes. There's my original refund that was issued (Code 846) on 09-16-2024, but then there's a "Refund cancelled" (Code 841) for the same date. They also removed the interest that was credited to my account (Code 777) from the September refund. Looking at the full transaction history: - Credit to my account (Code 766) on 04-15-2024 - Another Credit to my account (Code 766) on 04-15-2024 - Amended tax return or claim forwarded for processing (Code 971) on 03-25-2024 - Another amended tax return or claim forwarded for processing (Code 971) on 07-02-2024 - Reduced or removed credit to my account (Code 767) on 04-15-2024 - Another reduced or removed credit to my account (Code 767) on 04-15-2024 - Earned income credit (Code 764) on 04-15-2024 - Reduced or removed prior tax assessed (Code 291) on 09-02-2024 (reference: 07254-627-05288-4) - Additional tax assessed (Code 290) on 09-09-2024 (amount: 0.00, reference: 07254-627-05289-4) - Refund issued (Code 846) on 09-16-2024 - Interest credited to my account (Code 776) on 09-16-2024 - Request for replacement refund (Code 971) on 10-07-2024 - Refund cancelled (Code 841) on 09-16-2024 - Reduced or removed interest credited to my account (Code 777) on 09-16-2024 Now I'm seeing a new refund date (Code 846) of November 4th, 2024 with a new interest credit (Code 776) added back on the same date. The processing date shows a "T" code with "No tax return filed" which is strange because I definitely filed. The return information section shows zeros for tax per return, SE taxable income, and total self-employment tax. Why does it take so long to reissue a refund check? My request for replacement refund was processed on 10-07-2024 (Code 971), but the new refund isn't issued until 11-04-2024. Is anyone else dealing with this kind of delay and all these transcript codes? The waiting game is frustrating.

Your transcript shows several key transactions that explain the refund delay. The initial refund (Code 846) was issued on September 16th, but after your trace request on October 7th (Code 971), it was cancelled (Code 841) on the same date as the original issuance. The IRS also reversed the original interest credit (Code 777) from September. The earlier codes from April 15th show various credits (766) and earned income credit (764), followed by some adjustments (767). There were also two separate amended return processing notices (971) on March 25th and July 2nd, which may have contributed to the complexity of your case. The good news is that a new refund has been scheduled for November 4th (Code 846) with fresh interest (Code 776). Your current account balance shows $0 with no accrued interest or penalties as of November 4th. The 6-week gap between cancellation and reissuance is typical for check traces, as the IRS must verify the original check wasn't cashed before issuing a replacement. The presence of codes 291 (reduced prior tax) and 290 (additional tax assessed) in September suggests there were some adjustments to your tax assessment just before the initial refund was issued.

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thx for breaking that down! my address is correct, just hoping it actually comes this time 🙏

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Same boat here! My check from August never showed up and I'm still waiting on the reissue. This system is so broken 🤦‍♀️

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pro tip: sign up for direct deposit next time! way faster and safer than paper checks

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ya lesson learned fr fr 😩

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did you call them about the trace or do it online?

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had to call... was on hold for like 2 hrs but finally got through

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ugh the hold times are ridiculous these days

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Check your informed delivery with USPS to track when it actually comes. Sometimes they deliver to wrong address 🤡

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The 7-week gap is actually pretty standard for refund traces unfortunately. Once you request a trace (Code 971 on 10/07), the IRS has to wait for the Treasury to confirm the original check wasn't cashed before they can cancel it and issue a new one. The codes 841 and 777 on 09/16 show they reversed both the refund and interest, then reissued everything on 11/04. Your amended returns from March and July probably added some complexity to the processing too. At least your account shows $0 balance with no penalties - that's good news! Should be smooth sailing from here.

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Thanks for explaining that! I was wondering why it took so long but that makes sense about waiting for Treasury confirmation. At least I know the process is working even if it's slow. Fingers crossed the November check actually arrives this time 🤞

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The codes on your transcript tell the whole story! Code 971 entries from March and July show you had amended returns being processed, which probably contributed to the complexity. When you requested the trace on 10/07 (another Code 971), the IRS had to cancel your original 09/16 refund (Code 841) and remove the interest (Code 777). The September codes 290/291 show some tax adjustments happened right before your original refund too. November 4th shows your fresh refund (Code 846) with new interest (Code 776). The 7-week gap is typical - they need time to verify the original check wasn't deposited before issuing a replacement. Your account balance is clean at $0 so you should be all set once that November check arrives!

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This is super helpful! I'm new to reading transcripts and was totally confused by all these codes. It's reassuring to know that the 7-week wait is normal for traces and not just the IRS being inefficient. Really appreciate you breaking down what each code means - makes me feel way less anxious about the whole process!

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I went through something similar last year! The transcript codes can be overwhelming but they actually tell a clear story once you understand them. Your Code 971 entries show you had amended returns in March and July, which definitely complicates processing. When you requested the trace in October, the IRS had to go through their standard verification process - they can't just reissue immediately because they need Treasury to confirm the original check wasn't cashed somewhere. The 7-week gap between cancellation and reissue is actually on the faster side from what I've seen. Some people wait 3+ months! The good news is your account shows a clean $0 balance with no penalties, and the November 4th codes (846 and 776) show everything processed correctly. Make sure your address is current in their system and consider setting up informed delivery with USPS to track when it actually arrives. You should be getting that check soon!

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