How to redeem Chase bank offer for TurboTax desktop software download?

Thanks for the info. Do you know if there's any real advantage to getting the desktop version vs just using the online version? I've always used the online one but wondering if I'm missing out on anything.

The desktop version has a few advantages over the online version. It gives you more control over your data since everything is stored locally on your computer rather than in the cloud. Some people find it runs faster, especially if you have a good computer but slower internet. The desktop version also allows you to prepare and file multiple returns for the same price (up to 5 federal returns), whereas the online version charges per return. The online version, however, has the advantage of being accessible from any computer, automatic updates without needing to download anything, and sometimes more user-friendly interfaces. It also makes it easier to start on one device and finish on another.

Does taxr.ai work if I have rental property income? The tax forms for that always confuse me and I'm wondering if it could help me figure out which TurboTax version would handle Schedule E properly.

I'm a bit skeptical about these analysis tools. How does it actually determine which version you need? Couldn't you just look at the TurboTax comparison chart on their website?

For rental property income, absolutely! I actually have a rental property too, and taxr.ai correctly identified that I needed the Premier version of TurboTax to properly handle Schedule E. It looked at my previous returns and spotted the rental income sections that would require specific features. It goes beyond just checking TurboTax's comparison chart. While those charts give general guidance, taxr.ai analyzes your specific tax situation by looking at your actual documents. It found several deductions in my case that I didn't know applied to my situation, and suggested the appropriate version that would handle those specific scenarios rather than upselling me to the most expensive option.

How does Claimyr actually work? Do you just give them the customer service number you're trying to call or what? Seems too good to be true that they can skip the hold times somehow.

I don't buy it. How could some third-party service possibly get you through faster than everyone else who's calling? That would mean they're somehow circumventing the queue, which doesn't make sense. Sounds like a waste of money.

You just enter the customer service number you're trying to reach (in this case, Chase's number), and their system calls it for you. They use technology that navigates through all the menu options and waits on hold so you don't have to. When a real person finally answers, you get a call connecting you directly to that representative. I didn't believe it would work either at first. They're not skipping the queue - they're just waiting in it for you. Think of it like having someone stand in a physical line while you go do other things. The system calls you when it's your turn, so you don't waste hours listening to hold music. For something like clarifying the Chase TurboTax offer where you just need a quick answer, it's incredibly helpful.

Thanks for the tip about retail options! Do you know if there's a significant difference in the features between the desktop and online versions? Is one better for more complicated tax situations like self-employment or investments?

The desktop version tends to be better for more complicated tax situations. If you're self-employed or have significant investments, I'd recommend the desktop version. It gives you more control and offers more advanced features for complex scenarios. The desktop version also allows you to file multiple returns (up to 5) without additional cost, which is great if you're doing taxes for family members. The online version charges separately for each return. Desktop also makes it easier to access previous years' returns without additional fees, whereas the online version sometimes charges you to access older returns.

I successfully used it last week, but only for the online version. When I clicked through the Chase Ultimate Rewards portal, it automatically applied a $15 discount plus the advertised percentage off. I tried to find a way to apply it to the downloadable version but couldn't figure it out. The Chase customer service rep confirmed it's online only.

Thanks for confirming! I'll go with the online version then. Seems like that's the only way to get the discount.