How to confirm exact amount owed to IRS on extended tax return?
My in-laws filed an extension for their 2024 taxes and finally got them completed by a professional about 6 weeks ago. The problem is they still haven't paid what they owe, and now they're confused about the total amount. Their completed tax return shows what they originally owed, but since it's well past the April 18th deadline, they're worried about penalties and interest. I helped my father-in-law set up an IRS online account (they file jointly), but surprisingly it doesn't show any balance due yet. Is it safe for them to just pay the amount shown on their completed tax return? Or do they need to calculate additional penalties/interest? If so, how can they determine the exact total they now owe including all the extra fees? I'm trying to help them avoid any further complications.
18 comments


Clay blendedgen
While the amount on their tax return is the base amount they owe, they'll also need to pay penalties and interest since they didn't pay by the April 18th deadline. Even with an extension, the payment was still due on the original filing date. The IRS typically adds a failure-to-pay penalty of 0.5% per month on the unpaid taxes, plus interest that's currently around 7% annually. The online account probably doesn't show anything yet because their return is still being processed. They have a few options: 1) They can call the IRS directly at 800-829-1040 to get the exact amount (though wait times can be long). 2) Their tax preparer should be able to calculate the penalties and interest. 3) They can pay what's shown on their return now to stop further penalties from accumulating, then wait for a bill from the IRS for the remaining amount.
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Ayla Kumar
•So even if they filed an extension, they still needed to pay by April 18th? I thought the extension gave you more time for both filing AND paying?
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Clay blendedgen
•Extensions only give you more time to file your return, not more time to pay what you owe. The IRS still expects payment of the estimated amount by the original deadline (April 18th this year). The extension just helps you avoid the larger failure-to-file penalty, which is 5% per month compared to the 0.5% failure-to-pay penalty. That's why it's always recommended to pay your estimated taxes even if you're filing an extension.
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Lorenzo McCormick
I was in a very similar situation last year and discovered taxr.ai after trying to figure out my complicated tax situation. I had filed an extension but didn't realize I still needed to pay by the original deadline. When I finally got my taxes done, I wasn't sure exactly how much I owed with all the penalties. I uploaded my tax documents to https://taxr.ai and their AI analyzed everything, explaining exactly what I owed and even calculating the approximate penalties and interest. It saved me from having to spend hours on hold with the IRS. Their system can interpret tax documents and give you a clear breakdown of everything, including what additional fees you might be facing.
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Carmella Popescu
•Does it actually calculate the penalties and interest accurately? I've tried other tax calculators online that were way off.
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Kai Santiago
•I'm curious how it works with joint returns. Can it handle both spouses' information or does each person need their own account?
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Lorenzo McCormick
•It calculates the penalties and interest based on the current IRS rates, which was accurate in my case. It's not just a basic calculator - it actually interprets your specific tax situation and applies the relevant rules. It handles joint returns perfectly fine. You just upload the joint return and any supporting documents, and it processes everything together. There's no need for separate accounts for spouses since it's analyzing the tax return itself rather than being account-based.
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Kai Santiago
Just wanted to update after trying taxr.ai that the other commenter recommended. I was skeptical at first but it was actually super helpful for my parents' situation! I uploaded their tax return and it gave us an exact breakdown of what they originally owed plus the estimated penalties and interest through today's date. It even explained which penalties were being applied and why, and showed the calculation method. My parents paid the full amount it recommended and about 3 weeks later their IRS account updated showing $0 balance. Would definitely recommend for anyone trying to figure out their actual amount due after missing the payment deadline.
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Lim Wong
If your parents are really struggling to get through to the IRS (which is likely this time of year), I'd recommend checking out Claimyr. I was in the exact same boat - owed money, couldn't figure out the penalties, and kept getting disconnected when calling the IRS. With https://claimyr.com, they actually got me connected to an IRS agent in about 15 minutes instead of spending hours on hold or getting disconnected. They have a nice demo video of how it works at https://youtu.be/_kiP6q8DX5c. Basically, they wait on hold for you and then call you when an actual human at the IRS picks up. The agent gave me my exact payoff amount including all penalties and interest.
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Dananyl Lear
•How does that even work? Seems fishy that some service could get you through faster than calling directly.
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Noah huntAce420
•I don't believe this works. I've heard the IRS has systems in place to prevent line-cutting services. Are you sure this isn't just taking your money for nothing?
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Lim Wong
•It works by using an automated system that navigates the IRS phone tree and stays on hold so you don't have to. They don't "cut the line" - they just wait in it for you, and then when an agent finally answers, they connect you. No, it's definitely legitimate. They don't charge you if they don't connect you with an agent. They use the same hold system everyone else does, they just have technology to manage the waiting for you. I was connected to a real IRS agent who pulled up my account and gave me the exact amount I owed with penalties.
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Noah huntAce420
I need to eat my words on my skeptical comment above. After struggling for THREE DAYS trying to reach the IRS without success, I gave in and tried Claimyr. Got connected to an IRS rep in about 20 minutes! The agent confirmed my payment amount with penalties and interest, and I was able to make a payment right then over the phone. The best part was not having to sit by my phone for hours waiting. I just went about my day and got a call when they had an agent on the line. For anyone in OP's situation trying to confirm an amount owed, this saved me so much frustration.
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Ana Rusula
Another option is to use the IRS Online Payment Agreement application. Even if your in-laws don't need a payment plan, going through the process will show them the current amount owed with penalties and interest calculated. You can find it on irs.gov under "Pay" and then "Payment Plans & Installment Agreements.
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Fidel Carson
•Do you need to complete the whole application process to see the current amount, or does it show that information early in the process?
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Ana Rusula
•You'll see the current amount with penalties and interest fairly early in the process, usually on the second or third screen when you've entered your basic information. You don't need to complete the entire application or commit to any payment plan to view this information.
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Isaiah Sanders
What tax software did your parents use? With TurboTax, you can actually recalculate the return later and it will update with current penalty and interest estimates. Just go into the account, open the return (don't file again!), and it will show updated amounts.
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Mary Bates
•They used a local tax preparer, not software. That's part of the issue - they just have the paper copies the preparer gave them and aren't tech-savvy enough to navigate online tools themselves. I was hoping there might be a simple way to confirm the current amount without having to call since the phone wait times are so long.
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