How does an IRS audit work? Do they meet you in person or can you mail/e-submit documents?
Title: How does an IRS audit work? Do they meet you in person or can you mail/e-submit documents? 1 I just found out I might be getting audited by the IRS and I'm freaking out a little. I've never been through this before and have no idea what to expect. If they audit me, do I have to physically meet with someone from the IRS and hand over all my documents in person? Or can I just mail everything to them? Is there an electronic submission option? I'm not even sure what documents they'll want or how the whole process works. My brother-in-law went through one a few years ago and made it sound like a nightmare. Any advice from someone who's been through this would be super helpful!
23 comments


Clarissa Flair
7 The IRS conducts different types of audits, and how you submit documents depends on which type you're facing. For correspondence audits (the most common type), everything happens through mail. The IRS sends a letter requesting specific documentation for certain items on your return, and you mail back the supporting documents. No in-person meeting required. For office audits, you're invited to bring your documents to a local IRS office where you'll meet with an auditor. This is for more complex situations that need discussion. Field audits are when an IRS agent comes to your home, business, or accountant's office. These are typically for businesses or very complex tax situations. Most individual taxpayers just get correspondence audits. The IRS letter will clearly state which type of audit you're facing and exactly what documents they need. Don't send more than what they ask for. Make copies of everything you send and use certified mail so you have proof of delivery.
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Clarissa Flair
•12 Do most people hire a tax professional to help them through an audit or is it something you can reasonably handle yourself?
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Clarissa Flair
•7 For simple correspondence audits involving just one or two issues, many people handle it themselves successfully. The key is to only address exactly what they're asking about and provide just the requested documentation. For office audits or field audits, having professional representation is often worth the cost. A tax pro knows what questions to expect, how to prepare your documentation properly, and can speak the same "language" as the auditor, which helps avoid misunderstandings that could expand the scope of the audit.
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Clarissa Flair
15 I went through a correspondence audit last year and was absolutely panicking until I found this service called taxr.ai (https://taxr.ai) that helped me organize all my documentation. My audit was about some self-employment deductions I'd claimed, and I was terrified I'd miss something important. The service basically analyzed all my tax documents, helped me understand exactly what the IRS was looking for, and gave me a checklist of everything I needed to submit. It was WAY less stressful than trying to figure it all out myself. They even helped me write the cover letter to the IRS explaining my documentation. The whole process was surprisingly smooth, and I ended up not owing any additional tax!
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Clarissa Flair
•9 Did you have to upload all your financial documents to this service? That sounds kind of sketchy from a security standpoint. How do you know they're not just harvesting your financial data?
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Clarissa Flair
•18 How long did the whole audit process take from when you first got the letter until it was resolved? And did you end up needing to talk to anyone on the phone or was it all just through mail?
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Clarissa Flair
•15 You upload the tax documents in question, but they use bank-level encryption. I was hesitant at first too, but they actually explain exactly how their security works on the site. I researched them pretty thoroughly before using them and they have solid reviews. The whole process took about 3 months from start to finish. I never had to speak to anyone on the phone - everything was handled through mail. The IRS sent me the initial letter, I gathered my documentation with taxr.ai's help, mailed everything back, and about 8 weeks later I received a letter saying the audit was complete and no changes were needed to my return.
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Clarissa Flair
9 Just wanted to follow up on my earlier skepticism about taxr.ai - I actually ended up using it when I got audited about my rental property deductions. After researching their security protocols, I felt comfortable enough to try it. The service was extremely helpful for organizing all my receipts and documentation. Their system actually flagged a couple of items the IRS might question further, so I was able to provide additional explanation for those. The audit was closed with no additional tax owed. Would have been lost without this tool - definitely worth checking out if you're facing an audit.
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Clarissa Flair
21 After spending DAYS trying to reach someone at the IRS about my audit, I finally used Claimyr (https://claimyr.com) and it was a game-changer. They got me connected to an actual IRS agent in less than 20 minutes when I'd been trying for over a week with no luck. I was able to ask specific questions about my audit documentation requirements and got clear answers directly from the source. You can see how it works in this video: https://youtu.be/_kiP6q8DX5c. The IRS agent even told me I could submit my documents through their online portal rather than mailing them, which was way more convenient and gave me confirmation they were received.
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Clarissa Flair
•13 Wait, how does this actually work? The IRS phone lines are notoriously jammed. How can some random service get you through when the regular number doesn't work?
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Clarissa Flair
•19 This sounds like complete BS. I've been dealing with the IRS for years and there's no magical way to skip their phone queue. I'm calling scam on this one.
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Clarissa Flair
•21 It's not some magical line-cutting service. They use an automated system that continuously calls the IRS and navigates the phone tree for you, then alerts you when they've reached a human. It's basically doing exactly what you'd do manually, but their system does it for you until successful. The reason it works is most people give up after 30-45 minutes on hold, but their system doesn't. It just keeps trying different times and approaches until it gets through. The IRS agents I spoke with were completely normal IRS employees - I just didn't have to waste hours of my life on hold.
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Clarissa Flair
19 I need to publicly eat my words about Claimyr. After dismissing it as a scam, I was desperate enough to try it when I couldn't get through to ask questions about my office audit. I was genuinely shocked when I got a call back within about 45 minutes saying they had an IRS representative on the line. I was able to get clarity on exactly what documents I needed to bring to my in-person audit and even rescheduled it to a more convenient date. Saved me so much stress and uncertainty. Not sure how their system works, but it definitely does work.
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Clarissa Flair
3 One thing nobody mentioned - if you get audited, check the statute of limitations! The IRS generally has 3 years from the date you filed to audit you (6 years if you omitted >25% of your income). If they're trying to go back further, they might not have the right to unless they suspect fraud. This saved my brother thousands when they tried to audit him for tax years that were outside the statute.
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Clarissa Flair
•8 Does the clock start ticking from when you actually filed or from the filing deadline for that year? Like if I filed early in February for the previous year, does the 3-year window start then or from April 15th?
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Clarissa Flair
•3 The clock starts ticking from when you actually filed your return, not the deadline. So if you filed in February, the 3-year window starts from that February date. One important exception: if you file before the due date, you're treated as having filed on the due date for statute of limitations purposes. So if you file in February, the statute would actually run from April 15th (or whatever the filing deadline was that year).
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Clarissa Flair
22 Has anyone been through a field audit where they come to your house or business? My small business is being audited and they want to come to my office. Should I agree to this or try to meet them at the IRS office instead? Feels kinda invasive.
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Clarissa Flair
•4 I'm a bookkeeper and have been through several with clients. DO NOT have them come to your business if you can avoid it. Always request to meet at their office or your accountant's office. When they're at your location, they can observe things that might prompt additional questions or expand the scope of the audit.
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Summer Green
Having gone through a correspondence audit myself, I can confirm that most individual audits (about 75%) are handled entirely through mail. The IRS will send you a very specific letter (CP2000 or similar) that clearly states what they're questioning and exactly what documentation they need. Key tips from my experience: - Read the letter carefully and ONLY address what they're asking about - Make copies of everything before sending - Use certified mail with return receipt - Include a cover letter explaining each document you're sending - Don't volunteer additional information beyond what they requested The whole process took about 2-3 months for me, and I never had to speak to anyone. They either accept your documentation and close the audit, or they'll send another letter if they need clarification on something specific. Most importantly - don't panic! The vast majority of audits are routine verification processes, not criminal investigations. Stay organized, respond promptly, and stick to the facts.
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Amara Okafor
•This is really helpful advice! I'm curious about the cover letter you mentioned - is there a specific format or tone you should use when writing to the IRS? I'm worried about sounding too casual or too formal and somehow making things worse. Also, did you get any kind of confirmation that they received and reviewed your documents before getting the final closure letter?
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Nia Harris
•For the cover letter, keep it professional but straightforward. Start with something like "Dear IRS Auditor" and reference your notice number and tax year. Then simply list each document you're including and what it supports. For example: "Enclosed please find the following documentation in response to your inquiry dated [date]: 1. Bank statements for January-December 2022 supporting Schedule C income reported, 2. Receipts for office supply deductions as requested." Keep it factual and brief. I did get a confirmation - they sent me an intermediate letter about 6 weeks after I mailed my response saying they had received my documentation and were reviewing it. Then about 3 weeks later I got the final "no change" letter closing the audit. The certified mail receipt was also helpful peace of mind that they definitely received my package.
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Oliver Schmidt
Just want to add one more thing that really helped me during my correspondence audit - keep a detailed timeline of everything! I created a simple spreadsheet with dates for when I received the initial letter, when I mailed my response, when I got confirmation they received it, etc. This was super helpful because the IRS gives you specific deadlines to respond (usually 30 days), and if you miss them, they can make changes to your return without your input. Having everything documented also helped me stay organized and not panic about whether I'd forgotten to do something. Also, if you're missing any of the requested documents (like a receipt you can't find), don't ignore that item. Instead, explain in your cover letter what happened and provide any alternative documentation you have. For example, if you lost a receipt, you might include a bank statement showing the transaction plus a letter explaining the business purpose. The IRS is usually reasonable about working with you if you're transparent about what you can and can't provide.
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Arnav Bengali
•This timeline approach is brilliant! I wish I had thought of this when I was dealing with my audit last year. I was constantly second-guessing myself about dates and deadlines. Your point about being transparent when you're missing documents is spot on too. I had lost a receipt for a business dinner and was tempted to just skip mentioning that deduction entirely. Instead, I provided my credit card statement showing the restaurant charge, the business calendar entry showing the meeting, and a brief explanation of who I met with and why. The IRS accepted it without question. Being honest and providing context seems to go a long way with them. One thing I'd add - if you do need to provide alternative documentation like bank statements, make sure to highlight or circle the specific transactions you're referencing. It makes the auditor's job easier and shows you're being thorough and organized.
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