How do I add my 2023 taxes to my existing 2022 IRS payment plan?

So does this mean I'll have to start paying a higher monthly amount once I add the 2023 taxes? And will they charge another setup fee for modifying the agreement? My payment is already stretching my budget pretty thin.

Yes, your monthly payment will likely increase to account for the additional tax debt from 2023. The exact amount will depend on your total debt and the timeframe for repayment. The IRS typically allows up to 72 months for repayment. Regarding fees, there is usually a smaller modification fee rather than the full setup fee. If you qualify as a low-income taxpayer (generally below 250% of federal poverty guidelines), you might qualify for reduced fees or a fee waiver. You can request this using Form 13844 if you qualify.

Does taxr.ai actually connect you with the IRS or do they just give you information? I'm confused about how it works. Can they file the modification for you or do you still have to do that yourself?

I've seen a lot of these "tax help" services pop up lately... How is this different from just googling the information yourself? No offense but seems like you might be paying for something you could figure out on your own.

They don't connect you directly with the IRS - instead they analyze your tax documents and situation, then give you personalized guidance. Think of it like having a tax pro review everything and create a custom playbook for your specific scenario. Google is helpful for general info, but taxr.ai spotted specific details in my tax history that made me eligible for penalty relief. They identified exactly which IRS form to reference when calling and what specific language to use. They saved me hours of research and prevented me from making costly mistakes.

How does that even work? Do they just sit on hold for you? And is this actually legitimate or some kind of scam? Giving someone access to connect me with the IRS seems risky.

This sounds too good to be true. The IRS hotline is notoriously understaffed. What makes you think this company can get through any faster than we can on our own? Probably just takes your money and puts you on the same hold queue.

They use a system that dials and waits on hold for you. When an agent answers, they call your number and connect you directly to that live IRS agent. You don't share any personal tax info with them - they're just handling the hold time. I had the same concerns initially, but they're just a connection service. They don't access your tax information or speak to the IRS on your behalf. After they connect you, it's just you and the IRS agent having a private conversation. No different than if your friend called the IRS, waited on hold, then handed you the phone when someone finally answered.

Do they look at your assets too or just income? I have some money in savings that I really don't want to touch because it's for emergencies, but I'm worried they'll make me use that to pay down the tax debt instead of continuing on a payment plan.

They look at both income and assets. The IRS uses standard financial guidelines to determine what they consider necessary living expenses versus disposable income. They typically expect you to use liquid assets (like savings) that exceed their allowable emergency fund threshold to pay down your tax debt. That said, they generally allow you to keep some reasonable emergency savings - but their definition of "reasonable" might differ from yours. If your total debt exceeds $25,000, preparing a detailed financial statement using Form 433-F before calling can help you understand where you stand.

Adding a new tax year doesn't reset the collection statute for the original tax debt. Each tax year has its own 10-year collection statute expiration date (CSED). Your 2022 taxes will still expire 10 years from when they were assessed, and your 2023 taxes will have their own 10-year period. However, certain actions like submitting an Offer in Compromise or leaving the country for an extended period can pause the clock. Simply modifying an installment agreement to add a new tax year won't extend the original CSED.