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Emma Thompson

Help! My employer put the wrong SSN on my W2 and I already filed my state and federal taxes

So I just realized there's a huge problem with my taxes this year. I checked my W2 form again after filing and noticed my employer somehow managed to put the wrong Social Security Number on it. How does that even happen?? The first 5 digits are correct but the last 4 are completely different numbers. The bigger issue is that I already filed both my state and federal tax returns about three weeks ago using this incorrect W2 information. I was expecting my refund to be deposited soon, but now I'm freaking out about what's going to happen. Will the IRS reject my return? Will this mess up my tax transcript forever? I'm worried this could delay my refund for months or cause problems with identity verification in the future. Has anyone dealt with this before? What steps should I take to fix this mess? Should I contact my employer first or the IRS? Do I need to file an amended return or is there another process for this specific situation?

Malik Davis

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This happens more than you'd think! First, don't panic - this is fixable, though it will cause some delay in processing your return. Here's what you should do: 1) Contact your employer immediately and request a corrected W-2 (called a W-2c). They are required to issue this when there are errors on your original W-2. 2) Once you receive the W-2c, you'll need to file an amended return (Form 1040-X) for your federal taxes. You'll also need to check with your state's tax agency about their amendment process as it varies by state. 3) Include a brief explanation with your amended returns stating that you received a W-2 with an incorrect SSN and are submitting the correction. The IRS will likely reject your original return due to the SSN mismatch before you even file the amendment, or it will get flagged during processing. Either way, filing the amendment proactively is the right move. Keep in mind that amended returns take longer to process - currently about 16 weeks or more. Electronic amendments are processed faster than paper ones.

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If the IRS rejects the return, do they notify you or do you have to check the status yourself? And would they automatically stop any refund that was scheduled to be deposited?

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Malik Davis

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If you filed electronically, you'll typically receive a rejection notification from your tax software within 24-48 hours. The rejection will include an error code explaining the SSN mismatch issue. At that point, any refund processing would stop automatically since the return wasn't accepted into the IRS system. If you filed by paper, it's a bit different. The IRS might send you a letter requesting clarification or they might just hold your refund while they try to resolve the discrepancy internally. Either way, you can check your refund status through the "Where's My Refund" tool on the IRS website, which would show if there's been a delay or issue.

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StarStrider

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I went through something similar with a messed up W2 last year and I was totally stressing about it too. A friend recommended I try taxr.ai (https://taxr.ai) to help figure out next steps. It was actually super helpful because it analyzed my situation and gave me specific instructions for my case. What I liked was that it told me exactly what forms I needed based on my specific situation with the wrong SSN, and even helped me understand how to fill them out properly. It saved me from making more mistakes when trying to fix the original problem. They have this document review feature that can check your W2 against previous years' information and highlight discrepancies, which helped confirm the error wasn't on my end.

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Ravi Gupta

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Does it help with the state amendment process too? I'm dealing with something similar but in California and their amendment process is confusing me.

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How does it actually work? Like do you upload your documents somewhere or is it just a chatbot thing? I'm always skeptical about sharing my tax docs online.

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StarStrider

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It actually does help with state amendment processes too. Each state has different requirements, but it guides you through the specific steps for your state. For California specifically, it helped me understand which forms I needed to submit and what supporting documentation to include. For how it works - you can upload your tax documents and it uses AI to analyze them. They have pretty robust security (they explain their encryption methods on the site), but you can also just describe your situation in detail if you're not comfortable uploading. The document analysis is more thorough if you upload, but either approach works.

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Ravi Gupta

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Just wanted to update that I tried taxr.ai after seeing it mentioned here. It was honestly really helpful for my situation with the California amended return. The step-by-step guidance was exactly what I needed - it even pointed out that I needed to include a specific cover letter explaining the SSN correction which I wouldn't have known otherwise. The document analysis caught another mistake on my original filing that I hadn't even noticed (a transposed number in my federal withholding amount). Definitely made the whole amendment process less stressful than I expected!

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Omar Hassan

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I had the exact same issue back in January and spent WEEKS trying to get through to the IRS to make sure I was handling it correctly. Kept hitting that "call volumes are too high" message and getting disconnected. So frustrating. Finally found this service called Claimyr (https://claimyr.com) that got me through to an actual IRS agent in about 20 minutes instead of calling for days. They have this demo video that shows how it works: https://youtu.be/_kiP6q8DX5c The IRS agent confirmed I needed to get the W-2c from my employer first, then file the 1040-X amendment. They also told me I should include a statement explaining what happened and to expect about 4 months processing time (which was actually accurate in my case).

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Wait, how does this actually work? Do they just have some secret phone number to the IRS or something? Sounds too good to be true.

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Diego Vargas

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Yeah right, like there's some magic way to skip the IRS phone queue that only this company knows about. The IRS is deliberately understaffed and there's no way around it. Probably just takes your money and puts you on hold like everyone else.

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Omar Hassan

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It's not a secret phone number - they use a callback system that continuously dials and navigates the IRS phone tree for you. When they reach a point where you'd normally be put on hold to wait for an agent, their system holds your place in line instead of you having to stay on the phone yourself. Once they reach an actual human, you get a call connecting you directly to that IRS agent. No magic involved - just automation of the painful dialing and waiting process. They're basically just saving you from having to sit by your phone hitting redial for hours. They charge for the service of course, but it was worth it for me since I was wasting so much of my own time trying to get through.

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Diego Vargas

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Alright I'll admit I was completely wrong about Claimyr. After my snarky comment, I decided to try it anyway because I was desperate to talk to someone about my own tax issue (unrelated to OP but also needed to speak to IRS). Got through to an agent in about 35 minutes when I had been trying for literally DAYS on my own. The agent confirmed exactly what to do about my missed RMD from my inherited IRA and potentially avoiding the penalty. For what it's worth, the IRS agent I spoke with said wrong SSN issues are super common and as long as you get the W-2c and file the amendment, it all gets sorted out eventually. Just takes patience while they process everything.

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CosmicCruiser

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My girlfriend works in payroll and says this happens ALL THE TIME. Usually it's a simple typo when entering data into the payroll system. One thing to watch out for - make sure the corrected W-2 (W-2c) shows both the incorrect SSN that was originally reported AND the correct SSN. This is important because it helps the IRS match up and correct their records properly. Also, don't throw away the original incorrect W-2! You'll need to submit it with your amended return as well as the corrected one.

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Emma Thompson

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Thanks for the tip about keeping the original W-2! I wouldn't have thought of that. I just contacted my employer and they're working on the W-2c now. Do you know if there's some kind of time limit for how quickly they need to provide the corrected form?

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CosmicCruiser

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Your employer should provide the W-2c as soon as they can, but technically the IRS doesn't give a specific deadline for corrections like they do for the original W-2s. Most companies will get it done within a couple weeks though. If you're not seeing any movement after about 2 weeks, follow up again. Some employers don't realize how time-sensitive this is for you, especially since it affects your refund. If they drag their feet, you can remind them that incorrect information reporting can result in penalties for them too, which usually gets them moving!

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One thing nobody mentioned - if you used tax software to file, you can usually amend through the same software! Much easier than doing a paper amendment. Most of the major ones (TurboTax, H&R Block, etc) have an amendment feature that walks you through the process. Just be prepared that your amended return won't be eligible for e-filing. Even if you do it through software, you'll need to print and mail the 1040-X.

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Sean Doyle

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This isn't entirely accurate anymore. The IRS actually started accepting electronic filing of Form 1040-X in 2020, but it's limited. Only amendments for tax years 2019 and later can be e-filed, and only if the original return was e-filed too. Some tax situations still require paper filing of amendments.

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Zara Rashid

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Make sure you also contact Social Security Administration! A lot of people forget this step. Your W-2 info gets reported to them as well as the IRS, and it's important that your earnings are properly credited to your Social Security record. You can call them at 1-800-772-1213 or visit your local SSA office. Bring both the incorrect W-2 and the corrected W-2c when you get it. They can verify that your earnings are properly recorded under your correct SSN.

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Rachel Tao

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This is definitely stressful but you're not alone - SSN errors on W-2s are more common than you'd think! Here's what I'd recommend based on what others have shared: 1. Contact your employer ASAP for a W-2c (corrected W-2). Be polite but firm about the urgency since this affects your refund timing. 2. Don't panic about your filed return yet. If you e-filed, the IRS will likely reject it automatically due to the SSN mismatch, which actually makes things easier since you won't need to amend. If it goes through processing, you'll need to file a 1040-X amendment. 3. Keep detailed records of everything - the original incorrect W-2, the corrected W-2c when you get it, and all correspondence with your employer. One thing I learned from my own tax issues is that the IRS is actually pretty understanding about genuine errors like this. They see it all the time. The key is being proactive about fixing it rather than hoping it goes unnoticed. Also, definitely check your "Where's My Refund" status online regularly. If your return was accepted despite the error, you'll probably see it get flagged for manual review, which will delay processing but isn't the end of the world. Hang in there - this will get sorted out, it just might take a bit longer than originally planned!

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