Found out my ex lied about our tax filing status - what are my options?
I'm still reeling from discovering what my ex did with our taxes and need some guidance. We split up last year after I realized he was financially controlling along with other issues. He earned around $130K annually while I was making about $45K. When we were together, he added me to his company health insurance as a "domestic partner" even though we weren't legally registered as such. During COVID, he pressured me into filing taxes jointly, saying it would benefit both of us. I trusted him to handle the paperwork since he "knew about finances." After leaving, I requested copies of our returns and discovered he claimed deductions I knew nothing about and possibly underreported his income. I've already filed this year's taxes separately, but I'm worried about previous years. Can the IRS come after me for his tax fraud? Should I file amended returns? I don't have much documentation since he kept control of everything. I'm terrified about potential consequences and don't know what steps to take next.
21 comments


Chloe Taylor
This situation is unfortunately more common than people realize. You're right to be concerned, but there are steps you can take to protect yourself. When you file a joint return, both spouses are generally responsible for the entire tax liability (known as "joint and several liability"). However, the IRS has provisions for "innocent spouse relief" specifically for situations like yours. You should gather whatever documentation you can about your income during those years. Even if your ex controlled the finances, try to collect old W-2s, bank statements, or anything that shows your actual financial situation. Then consider filing Form 8857, Request for Innocent Spouse Relief. This form allows you to request relief from responsibility for taxes, interest, and penalties if your spouse did improper things on your joint return.
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Omar Hassan
•Thank you for this information - I had no idea about innocent spouse relief. Do you know how far back the IRS typically looks in these situations? The joint returns were for 2020 and 2021. Also, would filing for this relief trigger an audit of those returns?
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Chloe Taylor
•Generally, the IRS can go back three years for audits of filed returns, but this extends to six years if there's a substantial underreporting of income (more than 25%). If there's suspected fraud, there's actually no time limit at all. For the innocent spouse relief, filing Form 8857 doesn't automatically trigger an audit, but the IRS will examine the returns to evaluate your claim. They have to determine whether you knew or had reason to know about the understatements. Document why you had no way of knowing about the improper items - your ex's controlling behavior is relevant here. The IRS will notify your ex that you've filed for relief since they need to give him a chance to participate in the process.
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ShadowHunter
I went through something similar with my ex who "handled all our finances" and left me with a huge tax headache. After trying to navigate it myself for months, I found a tool called taxr.ai (https://taxr.ai) that saved me so much stress. They analyzed my tax transcripts and flagged exactly where the problems were in our joint returns. The service found deductions my ex had claimed that were completely made up and helped me document everything for my innocent spouse relief application. They were able to show which parts of the return I couldn't have known about given my income and the accounts I had access to. It made building my case so much easier than trying to figure it all out alone.
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Diego Ramirez
•Did it help with getting the actual tax transcripts too? I'm in a similar situation and my ex is refusing to share any of our old tax documents. I don't even know what was filed in my name.
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Anastasia Sokolov
•How does this work if you don't have copies of the returns? My ex handled everything electronically and I never saw the final returns. I'm worried about what might be in there but don't know how to get copies.
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ShadowHunter
•Yes, they actually walk you through how to request your tax transcripts directly from the IRS if you don't have them. They have step-by-step instructions that made it really simple, even though I was intimidated by the process at first. For getting returns when your ex filed electronically, that's exactly my situation! I never saw the final versions either. The tool helps you request your Wage and Income transcripts and Tax Return transcripts from the IRS, which show everything that was reported under your Social Security number. It was shocking to see what my ex had claimed. You can get these transcripts even if you don't have the original returns.
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Anastasia Sokolov
Just wanted to follow up here. I tried taxr.ai after seeing this comment and it was seriously helpful! I didn't even know I could get my tax transcripts without my ex's cooperation. The analysis showed my ex had been claiming business expenses for a side business I knew nothing about, using our joint filing status. The system flagged several suspicious deductions and helped me document everything properly for the innocent spouse relief form. It generated a really detailed report that I'm attaching to my application. What really helped was how it explained which parts of the return I couldn't reasonably have known about based on my income sources and the accounts in my name. I feel much more confident about getting this resolved now!
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Sean O'Connor
If you need to talk to someone at the IRS about this situation (which I recommend), good luck getting through on the phone. I was in a similar spot last year and spent DAYS trying to reach someone. After multiple failed attempts, I found this service called Claimyr (https://claimyr.com) that actually got me connected to an IRS agent within 20 minutes. You can see how it works in this video: https://youtu.be/_kiP6q8DX5c I was skeptical at first, but it worked amazingly well. The IRS agent I spoke with walked me through exactly what documentation I needed for innocent spouse relief and answered questions specific to my situation that weren't clear from the forms. Having that personalized guidance made a huge difference in how I approached my case.
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Zara Ahmed
•Wait, how does this even work? The IRS phone lines are impossible - I tried calling for two weeks straight. Is this service legitimately getting you through the same phone line somehow?
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Luca Conti
•Sounds sketchy tbh. If there was a way to skip the IRS phone queue everyone would use it. Are you sure you actually spoke to a real IRS agent and not just someone pretending to be one?
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Sean O'Connor
•It uses an automated system that keeps dialing and navigating the IRS phone tree until it gets through to an agent. When it reaches a real person, it calls you and connects you directly to that agent. It's accessing the same phone lines everyone else uses, just automating the frustrating waiting part. Yes, it was definitely a real IRS agent! They verified my identity using the same security questions the IRS always asks, and they had access to my full tax history. I was connected to the Innocent Spouse Relief department, and they were able to look up my specific information and provide guidance on my case. Nothing about the call was different from other times I've spoken with the IRS, except I didn't have to wait on hold for hours.
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Luca Conti
I owe everyone here an apology and an update. After my skeptical comment, I decided to try Claimyr myself because I was desperate to talk to someone about my tax situation. I was honestly shocked when I got a call back in about 15 minutes connecting me to an actual IRS agent. The agent walked me through all the documentation I'd need for innocent spouse relief and even flagged some issues specific to my situation that I hadn't considered. She explained that because my ex had claimed some suspicious business deductions, I should include any emails or texts showing I wasn't involved in that business. This was advice I couldn't have gotten from just reading the IRS website. Now I feel like I have a solid plan instead of just panicking about what might happen.
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Nia Johnson
One important thing nobody has mentioned yet - get yourself a tax professional who specializes in innocent spouse relief! I went through this exact nightmare two years ago. My well-meaning friends gave me tons of advice that wasn't actually correct for my situation. A tax pro who deals with these cases regularly will know exactly what documentation strengthens your case and how to present it effectively. Also, start a journal documenting everything you can remember about the financial control your ex had. Note specific instances where you were denied access to financial information or when he made financial decisions without consulting you. The more you can document the power imbalance, the stronger your innocent spouse relief claim will be.
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Omar Hassan
•Do you think a regular CPA would have enough experience with innocent spouse cases, or should I look for someone with a specific specialty? It's hard to know who to trust after being misled for so long.
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Nia Johnson
•I'd recommend finding someone who specifically mentions innocent spouse relief or tax controversy in their services. Regular CPAs might know the basics, but they don't necessarily have experience building these cases. Look for tax attorneys or Enrolled Agents who handle tax resolution issues. They'll be familiar with how the IRS evaluates these claims and what evidence is most compelling. When interviewing potential professionals, ask about their specific experience with innocent spouse cases. How many have they handled? What's their success rate? A good tax pro will understand the emotional component too - they should recognize this isn't just a financial issue but also involves recovering from financial abuse. Trust your instincts during consultations; if someone doesn't seem to understand the complexity of your situation, keep looking.
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CyberNinja
Make sure to check your credit report ASAP!!! When my ex controlled our finances, he also opened credit cards in my name that I didn't know about. Financial abuse often extends beyond just taxes. Get free reports from all three bureaus through annualcreditreport.com and look for any accounts you don't recognize.
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Mateo Lopez
•This is such important advice. My friend discovered her ex had taken out a home equity loan she knew nothing about by forging her signature. It showed up on her credit report years later when she tried to buy a condo. Protecting yourself financially after leaving an abusive relationship means checking EVERYTHING.
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Omar Hassan
•Thank you for this reminder. I did check my credit right after leaving and fortunately didn't find anything suspicious, but I should probably check again since it's been several months. He had mentioned taking out a loan for home improvements that never happened, and now I'm wondering if that was another lie.
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Tyler Murphy
I'm so sorry you're going through this - financial abuse is real and the tax implications can be overwhelming. Beyond the excellent advice about innocent spouse relief, I want to emphasize that you should act quickly. There are time limits for filing Form 8857, and the sooner you start the process, the better your chances of success. Document everything you can remember about being excluded from financial decisions. Screenshots of texts, emails, or even diary entries from that time period can help establish the pattern of control. The IRS needs to see that you had no reasonable opportunity to know about the fraudulent items on your joint returns. Also, don't let fear paralyze you. Yes, joint filers are generally liable for the entire tax bill, but innocent spouse relief exists specifically for situations like yours. The IRS has seen cases of financial abuse before, and they have procedures in place to help victims. You took the hardest step by leaving that relationship - now take the next step to protect yourself financially.
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Ava Martinez
•This is incredibly helpful advice, Tyler. I keep going back and forth between wanting to handle this quickly and being paralyzed by fear of making it worse. You're right that I need to act - I've been putting off filing Form 8857 for weeks now because I'm scared of what the IRS might find or what my ex might do when he gets notified. I do have some text messages where he told me not to worry about "boring tax stuff" and that he'd "handle everything financial." At the time I thought he was being considerate, but now I realize it was part of the control. I'll start gathering these as evidence. The hardest part is accepting that someone I trusted completely was lying to me about something so important.
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