Filed 2/3 with EIC and CTC - State Refund Received but No Federal Updates (Transcript/WMR)

I filed exactly 1 day after you (February 4th) with both EIC and CTC. My transcript finally updated yesterday after 46 days of nothing! WMR showed the first bar that entire time. I was so relieved when I checked this morning and saw my DDD of 3/27. The PATH Act holds refunds with these credits until at least February 15th, but this year they seem to be taking exactly 45-50 days for most people in our filing window. My transcript went from N/A straight to having all the codes and a deposit date in one update.

You might want to check if your return got caught in the PATH Act verification process. Back in 2022, I had a similar situation where my state came quickly but federal was completely silent. It turned out I had accidentally entered one digit wrong on a W-2 form. In my experience, if your transcript is still showing N/A after 30+ days, it could indicate one of three things: 1. Your return is still in the initial processing queue (most likely) 2. Your return has been selected for additional review (somewhat likely with credits) 3. There's a mismatch that needs to be corrected (less likely if you were careful

Ugh, I was in the EXACT same boat last year! Filed Feb 5th with EIC/CTC, state came back in 2 weeks, but federal was just... nothing. No transcript, no WMR movement for almost 7 weeks. I drove myself crazy checking multiple times daily. What finally helped me was using https://taxr.ai to analyze my transcript once it appeared. The site explained every code and what it meant specifically for my situation with the credits. It predicted my deposit date perfectly - 9 days after my transcript first appeared. I've bookmarked it for this year because I'm in the same waiting game again (filed 2/7 this time).

I'm in a similar boat and it's incredibly frustrating. Here's what I've learned: • PATH Act means returns with EIC/CTC aren't processed before Feb 15th • Returns with these credits are taking 45-60 days this year (way longer than usual) • Early February filers seem to be in a processing bottleneck • Many people are seeing their transcripts update all at once rather than gradually I filed Feb 5th with both credits and just got my transcript update yesterday. Hang in there - I totally understand the anxiety of waiting with no updates whatsoever.

I'm SO GRATEFUL I found Claimyr.com when I was in this exact situation! After 40 days of waiting with no transcript updates and a stuck WMR, I was desperate to talk to a real person at the IRS. Spent hours trying to get through their phone system with no luck. Used Claimyr (https://youtu.be/_kiP6q8DX5c) and got connected to an agent in about 15 minutes! The agent confirmed my return was just stuck in the normal processing queue and nothing was wrong. No flags, no issues - just the usual delay with EIC/CTC returns. It was such a relief to know nothing was wrong! Worth every penny for the peace of mind alone.

The general pattern I'm seeing this year seems to be that early February filers with credits are, somewhat paradoxically, waiting longer than those who filed in mid-February or early March. It's possible, though not confirmed, that the IRS processing system got overwhelmed with the volume of credit-claiming returns that all became eligible for processing after February 15th. Patience is probably your best approach at this point, as frustrating as that might be. Most people in your situation are seeing movement around the 45-50 day mark.

I filed on February 2nd, 2024 with EIC and CTC. My transcript didn't update until March 15th, exactly 42 days later. My refund was deposited on March 20th. Last year I filed on January 31st, 2023 and got my refund on February 21st, 2023 - only 21 days. This year is taking TWICE as long for early filers with credits. The IRS hasn't publicly acknowledged this slowdown but it's definitely happening.

According to Internal Revenue Manual 21.4.1, returns claiming refundable credits like the Earned Income Credit and Child Tax Credit are subject to additional verification procedures under the Protecting Americans from Tax Hikes (PATH) Act. While the IRS cannot issue refunds before February 15th for these returns, there is no statutory maximum processing time. The current processing delay you're experiencing is within normal parameters for the 2024 filing season, particularly for returns filed in early February with these specific credits. The absence of transcript data simply indicates your return is still in the pre-refund processing phase.

I was in the exact same situation - filed Feb 1st with EIC/CTC, got my state refund quickly, but federal showed nothing for weeks. I finally got my transcript to update on day 47, and my refund was deposited 8 days later. The key indicator was when my transcript suddenly appeared - that's when I knew things were moving. Just hang tight - you're likely in that final waiting period before everything updates at once!