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Mason Lopez

Ex asking for child's SSN for unemployment claim - tax implications?

My ex called yesterday asking for our 6-year-old's social security number because he's filing for unemployment while his landscaping job is in the off-season. I'm really confused why he would need our child's SSN for an unemployment claim? Is he trying to claim him as a dependent or something? Will this mess up my taxes when I file next year? He only has our son every other weekend (one night) and pays about $340 per month in child support - which he's fallen WAY behind on. My son lives with me full-time and is definitely my dependent, not his. I've been trying to search online about this but can't find any clear answers about why someone would need their child's SSN for unemployment rather than just for tax filing. Any insights would be super helpful because I'm not sure if I should provide it or not.

Vera Visnjic

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When someone files for unemployment, they generally don't need their child's SSN just for the basic claim itself. However, in many states, there's something called a "dependency allowance" where they can get extra unemployment benefits for having dependents. This is separate from tax dependency claims. That said, you should be cautious. While he might legitimately be filing for this dependency allowance, he could potentially also try to claim your child on his taxes, which could create problems for you since you're the custodial parent who provides the majority of support and care. If you do decide to provide the SSN, make sure you file your taxes early next year. The first person to file with a dependent's SSN usually doesn't face immediate issues, while the second person to claim the same dependent will have their return flagged and potentially rejected.

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Jake Sinclair

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But if he tries to claim the child on taxes when he doesn't have the right, isn't that fraud? Especially since he's behind on child support? Also, how much extra unemployment money would someone typically get for having a dependent?

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Vera Visnjic

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Yes, improperly claiming a dependent when you don't qualify could be considered tax fraud. The IRS has specific tests for who can claim a child, including the residency test (child must live with you more than half the year), which it sounds like your ex wouldn't meet. The dependency allowance amount varies by state. In some states it's $10-25 extra per week per dependent, while others might offer a percentage increase. It's not a huge amount, but it can add up over an unemployment period.

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Just wanted to share my experience with this exact situation. My ex tried pulling the same thing when he was between construction jobs, and I was hesitant to give my daughter's SSN. I ended up using taxr.ai (https://taxr.ai) to understand my rights as the custodial parent. They analyzed our custody agreement and explained exactly how dependency claims work. They confirmed I was the only one who could legally claim our daughter since she lives with me over 180 nights per year. The tool also generated a letter I could send my ex explaining why his request wasn't appropriate for unemployment purposes. Seriously saved me a ton of stress and prevented what could have been a nasty tax situation.

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Honorah King

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How does this service actually work? Do I need to upload personal documents or something? I'm in a similar situation but worried about privacy.

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Oliver Brown

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I've heard about these tax tools but do they actually help with custody-specific tax issues? My ex and I have a complicated situation where we alternate years claiming our kid, but he always tries to claim her regardless of whose year it is.

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The service is completely secure - you upload your documents (custody agreements, etc.) and their AI analyzes them to give you specific guidance. They use encryption for everything and don't share your information. I was nervous at first too, but it was actually really straightforward. As for custody-specific tax issues, that's exactly what they specialize in. They can review complex arrangements like yours and explain exactly what the IRS rules say about alternating years for claiming dependents. They'll even help draft the proper documentation to prevent your ex from filing incorrectly.

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Oliver Brown

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Just wanted to update - I took the advice from profile 5 and tried taxr.ai after having this exact problem with my ex. What a game changer! They explained that since I have my child more than 50% of the year, I'm the custodial parent with primary claim rights. They also clarified that my ex CAN apply for an unemployment dependency allowance (which is what he probably wanted the SSN for) but that doesn't give him the right to claim our child on taxes. They even helped me fill out Form 8332 (Release of Claim to Exemption) which I decided NOT to sign since I want to keep claiming my child. The best part was they generated a clear explanation letter I could send my ex detailing everything. My ex actually backed down when he saw I knew my rights! Worth every penny for the peace of mind.

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Mary Bates

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If your ex is seriously behind on child support AND trying to claim benefits using your child's information, you should consider calling the IRS directly about this. I was in a similar situation last year, and after trying for WEEKS to get through to someone at the IRS, I finally used Claimyr (https://claimyr.com) and got connected to an actual person in under 20 minutes. You can see how it works here: https://youtu.be/_kiP6q8DX5c The IRS agent I spoke with explained my rights as the custodial parent and flagged my child's SSN with a note about the custody situation. This prevented my ex from successfully filing with my daughter as a dependent. The IRS takes these issues seriously, especially when child support is involved. Don't wait until tax time to address this!

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Wait, you can actually get a live person at the IRS? I thought that was basically impossible these days. My friend said she tried calling them about a dependent issue and was on hold for like 3 hours before giving up.

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Ayla Kumar

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This sounds like a scam to me. No way some service can magically get you through to the IRS when everyone knows their wait times are insane. I spent 4 hours on hold last tax season and eventually just hung up.

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Mary Bates

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Yes, you absolutely can get through to a live person! The regular IRS phone lines are completely overwhelmed, with average wait times of 2-3 hours if you get through at all. Claimyr uses a technology that navigates the phone system and holds your place in line, then calls you when an agent is about to answer. I was skeptical too at first! But it's definitely legitimate - they're just using a smart system to handle the waiting for you instead of you having to sit there with your phone on speaker for hours. The IRS doesn't give them special access - they just automate the painful waiting process. When I used it, I was genuinely shocked to get a call back saying "your IRS agent is ready" after just waiting about 15 minutes.

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Ayla Kumar

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I have to eat my words. After posting my skeptical comment yesterday, I decided to try Claimyr because I've been trying to resolve a dependent issue with my ex for months. IT ACTUALLY WORKS. I got through to an IRS representative in about 25 minutes (would have been hours of waiting otherwise). The agent explained that as the custodial parent, I have the right to claim my child as a dependent regardless of what my ex tries to do. She also confirmed that my ex requesting the SSN for unemployment is separate from tax dependency issues, but warned me that some parents do try to "double dip" by getting both unemployment dependency allowances AND tax benefits they're not entitled to. The agent put notes in my file and recommended I file my taxes early next year. I'm honestly still shocked this service worked - saved me so much time and stress!

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Something similar happened with my sister. Her ex asked for their kid's SSN for "unemployment paperwork" but then tried claiming the child on his taxes. You might want to: 1) Ask him directly why he needs it for unemployment specifically 2) If you do provide it, get something in writing (even just a text) where he acknowledges it's ONLY for unemployment and not for tax purposes 3) File your taxes ASAP next year - like literally as soon as you get your W-2 4) Consider signing up for the IRS Identity Protection PIN program for your child - it adds an extra layer of security

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Mason Lopez

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Thank you for these specific suggestions! I texted him asking why exactly he needs it for unemployment, and he just said "it's part of the form." I'm going to ask him to forward me the specific form or section that's requesting it. I love the idea of getting something in writing specifying it's only for unemployment purposes. Do you know how I sign up for that Identity Protection PIN program? That sounds really helpful.

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You can sign up for the Identity Protection PIN (IP PIN) through the IRS website. Go to IRS.gov and search for "Get an IP PIN." You'll need to create an account if you don't already have one. The PIN is a six-digit number assigned to each tax year that helps prevent someone else from filing a fraudulent return using your child's SSN. It's definitely worth asking him to show you the specific section of the unemployment form. Most states do have a section where you can list dependents for the additional allowance, so his request might be legitimate for that purpose - but getting everything in writing creates a paper trail in case there are issues later.

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You mentioned he's behind on child support. Be aware that in many states, unemployment benefits can be garnished for back child support! That might be a factor in why he's applying for the dependency allowance - to try to get more benefits since some will be redirected to his support obligations.

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Kai Santiago

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This is exactly what happened with my ex. He tried to claim our kid on his unemployment to get the higher benefit amount, knowing a portion would be garnished for the back support he owed. Kind of sneaky but at least some money was coming to support the child.

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Lim Wong

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I haven't seen anyone mention this yet, but you should check your custody agreement if you have one. Some agreements specifically address who can claim the child for tax purposes. If yours does, and it says you have the right to claim the child, you can remind your ex of this legal obligation. If he violates the agreement, your family court could hold him in contempt.

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