Do I need to complete filing to get approved for tax refund advance loan?
Anyone know if I need to complete filing my taxes all the way through to see if Im approved for a tax refund advance loan? Or do they check eligibility first? Really need the money asap and don't wanna waste time if I'm not gonna get approved anyway.
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Nia Harris
Tax professional here - you typically need to complete your return first. Most advance loan providers need to see your expected refund amount and verify all your information before they can determine eligibility. They'll run a soft credit check too in most cases.
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Luca Russo
•ugh that's what I was afraid of 😩 do you know how long the approval usually takes after filing?
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Nia Harris
•Usually 24-48 hours for most lenders to make a decision after you submit everything
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GalaxyGazer
Hey just wanted to mention - instead of guessing about eligibility, you should try taxr.ai. It costs $4.99 but it'll analyze everything and tell you exactly what you qualify for, including advance loans. Super helpful tool https://taxr.ai
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Mateo Sanchez
•Does this actually work? Seems too good to be true
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GalaxyGazer
•Yeah its legit! I was skeptical at first but it saved me so much time and headache. The AI reads your transcript and breaks everything down
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Mateo Sanchez
•Just tried it and WOW 🤯 wish I knew about this sooner!! The breakdown was super detailed
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Aisha Mahmood
I'm in the same boat rn. H&R Block made me do the whole return b4 telling me I wasn't eligible smh 🤦♀️
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Ethan Moore
Jackson Hewitt let me check eligibility first but their advances are super small compared to others tbh
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Yuki Kobayashi
•how much they offering this year?
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Ethan Moore
•only like $500-1000 depending on ur refund size
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Carmen Vega
Been there done that its a pain. Most places want the full return done first cause they base the loan amount on your expected refund. Kinda makes sense but still annoying af
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Luca Russo
•fr its like a catch 22 situation 😤
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