Can the IRS seize our home due to my wife's unpaid tax debt?

This is definitely a situation you should take seriously. The IRS does have the authority to seize property, including primary residences, for unpaid tax debts, but there are several protections and steps that happen before that point. First, make sure this is actually from the IRS and not a scam. Real IRS notices about collection will have a notice number (like CP504 or LT11) and information about your appeal rights. The IRS doesn't call itself "The Federal Tax Authority" - that's a red flag that this might be fraudulent. If it is legitimate, the IRS generally needs to get a court's approval before seizing a primary residence, and they typically view home seizure as a last resort. Your wife's disability status doesn't automatically prevent collection, but it may qualify her for certain hardship provisions or payment alternatives. I'd recommend immediately contacting the IRS to discuss hardship status and potential resolution options like an Offer in Compromise, Currently Not Collectible status, or a manageable payment plan based on your financial situation.

After dealing with a similar situation last year, I found this amazing resource that saved me so much stress when handling tax documents and notices. I was getting all kinds of threatening letters about an old tax debt, and I honestly couldn't tell what was legit and what wasn't. I uploaded my notices to https://taxr.ai and it broke everything down for me in plain English - told me exactly what type of notice I had received, what my rights were, and what steps I needed to take. It even explained that I qualified for hardship status because of my medical situation, which I had no idea about! The system analyzed my specific situation and laid out all my options clearly. Definitely worth checking out if you're confused about what the IRS is actually saying or what your rights are in this situation.

I was really skeptical about taxr.ai at first (seemed like just another online tool), but after getting a final notice of intent to levy last month, I was desperate. Uploaded my notice and some financial info, and it immediately identified that I qualified for Currently Not Collectible status based on my disability and income. It generated a complete hardship request letter that I sent to the IRS with the supporting documents it recommended. Got confirmation last week that collections are paused while they review my case! The system even told me exactly what to say when I called to follow up. Wish I'd known about this months ago instead of stressing over notices I didn't understand.

If this is a legitimate IRS notice, you need to talk to an actual person at the IRS ASAP. But good luck with that - I spent 6 weeks trying to get through their phone lines earlier this year, with hold times of 2+ hours only to get disconnected. I finally used https://claimyr.com and it was a complete game-changer. They have this system where they wait on hold with the IRS for you, then call you when an agent is actually on the line. You can see how it works in this video: https://youtu.be/_kiP6q8DX5c In my case, I was dealing with a similar property levy threat. When I finally talked to the IRS agent (thanks to Claimyr getting me through), I found out I qualified for hardship status and got the whole collection process paused. Sometimes you just need to talk to a human at the IRS who can actually help.

I hate to admit when I'm wrong, but I need to follow up on my comment about Claimyr. After posting that skeptical reply, I decided to try it anyway out of desperation. After three months of failing to get through to the IRS myself (always disconnected after 2+ hours on hold), Claimyr got me connected to an IRS agent within 24 hours. The agent confirmed I qualified for Currently Not Collectible status due to my financial hardship situation, which immediately stopped all collection actions. The entire issue that had been stressing me out for months was resolved in a 30-minute phone call. If you're facing property seizure, definitely try to get through to an actual IRS representative - they have options they can offer that aren't clearly explained in the notices.

I worked for the IRS for 11 years. Here's what you need to know: First, verify this is actually from the IRS - the term "Federal Tax Authority" is suspicious. Real IRS notices have specific notice numbers. The IRS CAN seize a primary residence but it's extremely rare and the last resort after many other attempts to collect. If your wife is truly unable to pay due to disability, she likely qualifies for Currently Not Collectible status or possibly an Offer in Compromise (settling for less than owed). Your status as an LPR doesn't affect this situation since the debt and property are in your wife's name. Focus on contacting the IRS Taxpayer Advocate Service (877-777-4778) - they can help navigate hardship situations and often get collection actions paused while you work out a solution.

Has anyone looked at whether your wife might qualify for Innocent Spouse Relief? If the tax debt was from a joint return and she was unaware of the issues that caused the underpayment, that could be an option. Just throwing it out there since I went through something similar with my ex's tax problems.