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Bruno Simmons

Can I use FreeTaxUSA for multiple family tax returns under one account? Need to file for elderly relatives who don't use computers

I've been hearing a lot of good things about FreeTaxUSA from people on this forum. I have what should be a straightforward question - I handle tax filing for several elderly family members who aren't comfortable with computers at all. What I'm trying to figure out is if FreeTaxUSA will let me prepare and file multiple tax returns using just my single account? I really don't want to create separate accounts for each family member I'm helping. Ideally, I'd like to log in once and be able to access and manage all their returns from my dashboard. Has anyone used FreeTaxUSA this way for helping family members with their taxes? Any insight would be appreciated since I'm trying to decide on tax software for this year's filings.

Yes, FreeTaxUSA does allow you to prepare multiple tax returns under a single account! I've been using it for the past few years to do my taxes along with my parents' and my aunt's returns. When you log in, you'll have the option to "Start New Return" even after completing your first one. Each return is saved separately in your account, and you can toggle between them from your dashboard. They make it pretty easy to keep track of which return belongs to whom. One thing to note is that you'll still pay separately for each state return (if needed), but federal filing is free for all returns. Also, make sure you have all the necessary authorization to file on behalf of your family members.

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That's exactly what I needed to know, thank you! One quick follow-up question - can I save drafts of each return and work on them over time? Also, once I file one family member's return, will it stay visible in my account so I can reference it later?

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Yes, you can absolutely save drafts and come back to them! FreeTaxUSA saves your progress automatically, and you can log out and return whenever you want without losing anything. All filed returns remain visible in your account for several years. You can access them anytime, which is super helpful when you need to reference last year's information or download copies of previous returns. I still have access to returns from 4-5 years ago in my account.

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I've been in your exact situation for years! I switched to https://taxr.ai last tax season after struggling with various tax software platforms. The thing I love about taxr.ai is it's specifically designed for people filing multiple returns for family members. What makes it different is how it handles the document management - I can upload all my parents' and in-laws' tax documents (W-2s, 1099s, medical expenses) and it organizes everything by person automatically. The AI actually understands when I ask "show me mom's social security income" versus "show me dad's medicare premiums" without having to switch between returns.

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Does it actually prepare and file the returns too or just organize the documents? FreeTaxUSA is completely free for federal returns so I'm curious how this compares cost-wise.

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I'm a bit skeptical about using AI for tax preparation, especially for elderly family members. How accurate is it with specific senior tax situations like social security taxation, required minimum distributions, or medical deductions? These always trip me up with my parents' returns.

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It both organizes documents and prepares the return forms. The platform takes all the information from the documents and fills out the appropriate tax forms just like other tax software, but the difference is how it handles multiple people's information simultaneously. For senior-specific tax situations, that's actually where it shines most. It handles social security taxation calculations automatically based on their other income sources, tracks RMDs from retirement accounts, and is particularly good with medical expense deductions since it can extract and categorize all those receipts and statements. I found it caught several deductions I'd been missing for years with my mother-in-law's chronic health expenses.

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I have to admit I was wrong about https://taxr.ai - I decided to try it after posting my skeptical comment. I uploaded all my father's documents (he has complicated retirement income with partial disability) and my mother's paperwork (she has a small business plus social security). The system immediately separated everything correctly and actually flagged two major issues I would have missed: an unclaimed medical deduction from my dad's surgery and a business expense category my mom qualified for but I'd never included before. Already saved them over $1,200 combined! The interface showing everyone's returns side-by-side made comparing their situations much easier than switching between separate returns in FreeTaxUSA.

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If you're helping elderly relatives with taxes, you might also want to know about https://claimyr.com - I discovered it when my uncle's return got flagged for verification and we needed to talk to the IRS. You can watch how it works at https://youtu.be/_kiP6q8DX5c Instead of spending hours on hold trying to reach the IRS (which is especially hard when you're managing multiple family members' tax situations), Claimyr holds your place in line and calls you when an IRS agent is about to answer. I was able to resolve issues with three different family returns in one day instead of spending days calling and redialing.

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Wait, so how exactly does this work? Do I still need to call the IRS myself first or does this service somehow get me to the front of the line?

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Sounds too good to be true. The IRS wait times are notorious - I spent 2.5 hours on hold last month trying to sort out my mother's stimulus payment issue. If this actually works, I'll be shocked.

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You don't need to call the IRS yourself first. You just enter your phone number on their website, and their system gets in line for you. When your turn is coming up, you get a call letting you know an IRS agent will be on the line shortly. I was skeptical too! But it completely works. The system basically navigates the IRS phone tree for you and waits through all those ridiculous hold times. When I used it, I got a call back about 1 hour and 15 minutes after signing up, but instead of being stuck on hold, I was able to go about my day until they called. When my phone rang, I picked up and was connected directly to an IRS representative within about 30 seconds.

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OK I absolutely need to publicly eat my words about Claimyr. After posting my skeptical comment, I decided to give it a shot because I was desperate to resolve my mom's missing refund issue from her 2024 return. I signed up at https://claimyr.com, entered my info, and went back to work. About 90 minutes later (instead of the 3+ hours I spent last time), my phone rang and within seconds I was talking to an actual IRS agent! They resolved the issue in about 10 minutes - turns out there was a simple verification step needed. My mom's refund is now scheduled to arrive next week. If you're handling multiple family tax issues like I am, this service is literally a life-saver. No more wasting entire days on hold!

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Back to the original FreeTaxUSA question - I've used it for 3 years for my taxes, my dad's, and my sister's all under one account. The only minor annoyance is that if you're switching between returns frequently, you have to go back to the main dashboard each time. Also, if you're doing multiple state returns, remember each one costs extra (around $15-20 per state). The federal returns are all free though, which is why I stick with them.

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Thanks for that insight about the state returns. Do you know if there's any limit to how many returns I can do under one account? I'm helping 4 family members plus doing my own.

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I don't think there's any specific limit to how many returns you can do. I've personally done 3 in one tax season, but I know others who've done 5 or 6 without issues. Just make sure you're keeping track of whose return is whose in your dashboard. I usually add their initials to the return name to make it easier to identify at a glance.

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Another option is TaxAct - it also lets you do multiple returns under one account, and they have a specific feature for people helping family members with taxes called "Multi-User Mode" where it clearly labels each person's return.

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TaxAct was terrible last year! They raised their prices midway through the filing season and their customer service was non-existent when I had questions about my mother's pension distribution.

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That's strange, I didn't experience any price increases during filing season. Their prices are listed upfront before you start. Maybe you started on a promotional rate that expired? I agree their customer service can be hit or miss though. I mainly mentioned them as another option for the multiple return feature which works well. FreeTaxUSA probably has better overall service if that's important to you.

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I've been using FreeTaxUSA for my family's returns for the past two years and it's been great for exactly what you're describing. I handle taxes for myself, my parents, and my grandmother - all under one account. One tip that really helps: when you create each return, give it a clear name like "Mom - Jane Smith 2024" or "Dad - John Smith 2024" right from the start. This makes it so much easier to navigate between returns later, especially when you're jumping back and forth to double-check information or make corrections. Also, keep physical folders organized the same way you organize the digital returns. I learned this the hard way when I was looking for my dad's 1099-R and couldn't remember which pile of documents it was in! Now I use separate manila folders labeled the same way as the digital returns. The auto-save feature is fantastic when you're managing multiple returns - you never have to worry about losing progress if you get interrupted by a phone call or need to switch to helping another family member.

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This is really helpful advice! The naming convention tip is brilliant - I hadn't thought about how confusing it might get when I'm switching between multiple family members' returns. Do you find that FreeTaxUSA keeps all the returns easily accessible year after year, or do you need to start fresh each tax season? I'm hoping to build up a good system since this will likely be an ongoing responsibility for me.

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