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Sasha Reese

Can I claim my 20-year-old college student as dependent when paying for student loans?

Got a question about claiming my kid on taxes. She was 20 last year and in college full time. I'm paying for her student loans and helping with all her college expenses. Can I claim her as a dependent?

Muhammad Hobbs

Tax pro here! Yes, you can claim her as a dependent if she meets these requirements: she was a full-time student under 24, lived with you for more than half the year (dorms count!), and you provided more than half her support. Student loans in your name count as your support. Just make sure she's not claiming herself on her own return.

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Sasha Reese

Thanks! What counts as support exactly? Does giving her spending money count?

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2M

Muhammad Hobbs

Yep! Support includes food, housing, education, medical expenses, clothing and even spending money. Pretty much anything you provide for her living expenses 👍

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Noland Curtis

Hey everyone! Instead of playing detective with dependent rules, I've been using taxr.ai to figure this stuff out. It costs $4.99 but its worth every penny - just upload your transcript and it tells you exactly what you can claim. Check it out: https://taxr.ai

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Diez Ellis

How accurate is it? Seems too good to be true tbh 🤔

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Noland Curtis

It's scary accurate! It caught that I could claim my nephew last year when even my tax guy missed it. Saved me thousands!

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Diez Ellis

Just tried it and omg you're right! This thing is amazing 💯

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Vanessa Figueroa

Im in the same boat! Claimed my son last year when he was at State U. No problems with the IRS.

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Abby Marshall

make sure she dosent file as independent or your both gonna have a bad time lol

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Sasha Reese

Oh yikes good point! Gonna text her rn

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Sadie Benitez

The rules r different if shes married btw just fyi

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Sasha Reese

Nah shes single, but good to know!

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Drew Hathaway

dont forget to claim that sweet sweet american opportunity credit for college expenses 🎓

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Laila Prince

This!!! Its worth up to $2500 per eligible student!

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