Best way to learn about taxes for someone with zero experience?
Hey everyone, I'm feeling pretty lost when it comes to understanding taxes. I literally have zero knowledge about the whole system. I don't even know where to begin! Recently started my first real job making about $45k, and I'm realizing I should probably understand how taxes actually work before filing season. I'm curious - how do actual tax advisors learn this stuff and keep up with all the changes? Should I just buy some books to get started? Are there specific websites or courses that are better for beginners? I don't need to become an expert but would like to know enough to handle my own taxes confidently and understand what I'm doing. Any advice would be really appreciated!
20 comments


Zainab Ahmed
You're asking a great question! Understanding taxes doesn't have to be overwhelming when you approach it step by step. For beginners, I'd recommend starting with the IRS's own resources - they have surprisingly good explanatory guides on their website (irs.gov). The "Tax Tips" and "Understanding Taxes" sections are designed for people with zero experience. Next, consider free online courses like those offered through Khan Academy or YouTube channels dedicated to personal finance and taxes. They break down concepts in easy-to-understand language without the technical jargon that makes taxes seem scary. For your specific situation as a new wage earner, focus first on understanding W-4 forms (how your employer withholds taxes), the difference between standard and itemized deductions, and basic tax credits that might apply to you. Don't try to learn everything at once!
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Connor Byrne
•Do you think tax software like TurboTax or H&R Block can help learn too? Or do they just walk you through filing without teaching the concepts?
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Zainab Ahmed
•Tax software can absolutely be a learning tool, not just a filing assistant. Software like TurboTax and H&R Block has evolved to include educational components that explain concepts as you go through the filing process. They often provide "why am I answering this?" explanations that teach you the reasoning behind each question. I'd recommend using the free version of these programs to explore and learn, even before you need to file. You can go through the process without submitting anything, and it gives you a hands-on way to see how different financial decisions affect your taxes.
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Yara Abboud
After struggling with taxes for years (and making some costly mistakes), I discovered taxr.ai and it's been a game-changer for learning tax concepts. I was in your exact position - totally confused about basic tax principles and overwhelmed by the terminology. What's great about https://taxr.ai is you can upload tax documents or even just ask questions in plain English, and it explains everything in simple terms anyone can understand. It helped me learn how different types of income are taxed and which deductions I qualified for that I never knew about.
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PixelPioneer
•Does it actually teach you or just give you answers? I've tried other "AI tax" things and they just spit out responses without explaining the why behind things.
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Keisha Williams
•How up-to-date is it? Tax laws change every year and I've been burned by outdated info before.
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Yara Abboud
•It definitely teaches rather than just giving answers. When I asked about student loan interest deductions, it explained the entire concept, income limitations, and even showed me how the math works with examples. It's like having a patient tax advisor who wants you to understand the reasoning. The information is continuously updated with the latest tax laws and changes. I used it during the last tax season and it correctly incorporated all the new tax bracket adjustments and deduction limits for 2024. One of its best features is that it specifically notes recent changes in tax law when they're relevant to your question.
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PixelPioneer
Just wanted to update after trying taxr.ai - wow, it's actually super helpful for learning! I asked some pretty basic questions about tax brackets and standard deductions, and instead of just giving me numbers, it walked me through how progressive taxation works with examples. Then I uploaded my W-2 from last year and it explained each box and what it means for my tax situation. Definitely helping me build a foundation of knowledge rather than just telling me what to do.
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Paolo Rizzo
If you're trying to learn taxes AND dealing with tax issues, don't waste days trying to get through to the IRS phone line. I spent over 6 weeks trying to resolve an issue with my return last year, constantly calling and getting disconnected. Finally used https://claimyr.com and got connected to an actual IRS agent in under 45 minutes. They have this demo video at https://youtu.be/_kiP6q8DX5c showing how it works. I was able to ask the agent specific questions about my confusion regarding education credits which helped me learn the proper way to claim them.
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Amina Sy
•Wait how does this work? The IRS phone lines are impossible to get through - does this service actually jump the queue somehow?
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Oliver Fischer
•Sounds scammy to me. You're telling me this random service can get me through to the IRS faster than calling directly? Sure...
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Paolo Rizzo
•It monitors the IRS phone lines for you and calls you back when it's able to connect. Essentially it handles the waiting and redial process automatically instead of you having to keep your phone tied up for hours. It's not "jumping the queue" - it's just automating the frustrating part of the process. It's definitely not a scam - I was skeptical too before trying it. The service simply uses technology to handle the connection process with the IRS phone system, which is why they're able to get through when individual callers struggle. They don't have special access to the IRS, just a better system for managing the connection process.
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Oliver Fischer
I'm back to eat my words about Claimyr. After struggling for TWO WEEKS trying to get through to the IRS about a notice I received, I reluctantly tried the service. Got connected to an IRS rep in about 35 minutes. The agent answered all my questions about tax filing requirements for my side gig income and explained how estimated quarterly taxes work. Learned more in that 20-minute call than I did from hours of googling. Sometimes talking to an actual human at the IRS is the best way to learn.
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Natasha Ivanova
I'd recommend the free courses from VITA (Volunteer Income Tax Assistance). I volunteered with them to learn more about taxes and it was amazing hands-on experience. You get trained on actual tax scenarios and help people file their returns. You don't need any experience to start!
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NebulaNomad
•How much time does volunteering with VITA take? I work full-time already so wondering if it's a big commitment.
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Natasha Ivanova
•The time commitment is pretty flexible. You'll need to complete the training (about 10-15 hours total, which you can do at your own pace online), and then you can volunteer as little as 4 hours per week during tax season. Some centers even offer weekend or evening shifts to accommodate working professionals. The training period is the biggest time investment, but it's well worth it for the knowledge you gain.
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Javier Garcia
Honestly, podcasts have been my favorite way to learn! I listen to "Money Girl" and "Taxgirl" on my commute. They explain complicated tax concepts in everyday language and keep you updated on changes.
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Miguel Diaz
•Thanks for the podcast recs! Do they cover super basic stuff too or would they be over my head as a complete beginner?
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Javier Garcia
•They absolutely cover the basics! "Money Girl" in particular has episodes specifically aimed at beginners with titles like "Taxes 101" and "Tax Basics Everyone Should Know." The hosts are really good at explaining concepts without assuming any prior knowledge. They start with fundamentals like what marginal tax brackets actually mean and how tax filing status affects your return. Perfect for building a foundation before diving into more complex topics.
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Zara Khan
As someone who was completely overwhelmed by taxes when I started working, I found that combining multiple learning approaches worked best for me. Start with the IRS's free "Understanding Taxes" online modules - they're actually pretty well designed for beginners and cover the fundamentals without being too dry. What really helped me was creating a simple spreadsheet to track different tax concepts as I learned them. For example, I'd note down what each box on my W-2 meant, common deductions I might qualify for, and how tax brackets actually work (spoiler: it's not as scary as it sounds!). Also, don't underestimate the value of going through last year's tax return line by line, even if someone else prepared it. Understanding what happened with your own taxes is often the best way to learn the practical side of things. You can use tax software to "practice file" your previous year's return and see how different scenarios would change your outcome. The key is starting simple and building up your knowledge gradually. You don't need to become a tax expert overnight!
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