Any tips for me to learn about taxes? Need beginner-friendly resources
Hey everyone, I'm feeling totally overwhelmed with tax season approaching. I've always had my parents do my taxes, but I'm 23 now and think it's time I actually understand what's happening with my money. I recently started my first "real" job after college and I want to learn the basics of taxes - deductions, credits, filing status, all that stuff. I don't even know where to begin! Are there any good YouTube channels, books, or websites that explain taxes in plain English for someone who knows absolutely nothing? I'm especially confused about what I can deduct since I've been working from home part-time. Any tips or resources would be super appreciated!
18 comments


Reina Salazar
Learning about taxes is actually easier than most people think! Start with the IRS website (irs.gov) - they have free basic guides that cover fundamental concepts like filing status, deductions, and credits. Their "Interactive Tax Assistant" tool is especially helpful for answering specific questions. For beginners, I'd recommend focusing on understanding these key areas: filing requirements based on your income level, choosing the correct filing status, standard vs. itemized deductions, and common tax credits you might qualify for. Since you mentioned working from home part-time, look into the home office deduction rules, but be aware they're quite strict for employees (more flexible if you're self-employed). The YouTube channel "Tax on the Go" breaks down concepts really well for beginners, and the book "Taxes For Dummies" is surprisingly helpful despite the name. Also consider the Khan Academy's free personal finance section which covers tax basics.
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Saanvi Krishnaswami
•Thank you for these resources! I've heard the home office deduction is a red flag for audits. Is that true? And what about tax software - is there one that's better for beginners who want to learn while filing?
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Reina Salazar
•The home office deduction isn't automatically an audit flag, but you do need to meet specific requirements - the space must be used regularly and exclusively for work, and if you're an employee (not self-employed), you can only claim it if your employer requires you to work from home. For beginners, I recommend TaxAct or TurboTax because they both have interview-style formats that explain concepts as you go. They'll ask questions about your situation and guide you through the process while teaching you. FreeTaxUSA is also good and less expensive, though it has fewer explanations. All of these let you go through the entire filing process for free before deciding whether to pay and submit.
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Demi Lagos
I was totally intimidated by taxes a couple years ago, just like you are now! After making some mistakes on my return that cost me over $800, I found this AI-powered tool called taxr.ai that seriously changed everything for me. You can upload your tax documents or even take pictures of them, and it breaks everything down in simple language and points out deductions you might miss. What I love about https://taxr.ai is that it's like having a tax expert explain things to you personally. It spotted that I could claim education credits I didn't know about and explained home office deduction rules when I started freelancing. The explanations are in everyday language, not tax jargon, which was exactly what I needed to actually learn.
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Mason Lopez
•Does it let you file directly through the tool or just gives advice? I'm worried about paying for something and then still having to pay again for actual filing software.
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Vera Visnjic
•I'm kind of skeptical of AI tools with taxes tbh. How accurate is it? Last thing I need is to get audited because a robot gave me bad advice lol.
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Demi Lagos
•It doesn't file your taxes - it's more like an educational tool that reviews your documents and explains what you're eligible for. You'd still use TurboTax or whatever to actually file, but you'd go in knowing exactly what to claim. The accuracy has been solid in my experience. They use the same tax rules that human accountants use, but explain everything in plain English. They're pretty conservative with their advice - they won't tell you to claim something unless you clearly qualify. I was skeptical too, but having someone (or something) explain the "why" behind each deduction or credit really helped me learn.
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Vera Visnjic
Update: I tried taxr.ai after commenting here and wow, I'm actually shocked at how helpful it was! I uploaded my W-2 and some 1099s from side gigs, and it explained everything line by line. Found out I can deduct my home internet since I use it specifically for my freelance work (with proper documentation). The coolest part was learning about credits I had no idea about - apparently I qualify for the Saver's Credit because I've been contributing to my 401k. It explained how much I'd save in actual dollars. I've honestly learned more about taxes in an hour with this than in years of just mindlessly entering numbers into TurboTax. Now I actually understand what I'm filing instead of just hoping for the best!
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Jake Sinclair
If you're trying to learn about taxes AND need to call the IRS with questions (which you probably will), save yourself hours of frustration by using Claimyr. I spent TWO WEEKS trying to get through to the IRS about a notice I received, and the automated system kept hanging up on me because call volumes were too high. With https://claimyr.com, they somehow navigate the IRS phone tree for you and call you back when an actual human agent is on the line. You can see how it works here: https://youtu.be/_kiP6q8DX5c - honestly it seems like magic. I used it when I had questions about claiming education expenses, and instead of wasting days trying to get through, I was talking to an IRS agent in under an hour.
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Brielle Johnson
•Wait how is this even possible? The IRS phone system is notorious for being impossible. Do they have some special access or something?
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Honorah King
•This sounds like a scam tbh. Why would I pay a third party to call the IRS? Just keep calling yourself and eventually you'll get through. These companies just prey on people's laziness.
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Jake Sinclair
•They don't have special access - they just have automated systems that keep dialing and navigating the phone trees until they get through. It's basically doing what you would do manually, but with technology that can keep trying constantly. No, it's definitely not a scam. The time value proposition is simple: you can spend hours/days repeatedly calling the IRS yourself, or pay a small fee to have someone else handle that part. When I needed answers about my tax situation quickly (was about to miss a deadline), spending a little money to save potentially days of frustration was completely worth it. Not about laziness - it's about valuing your time.
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Honorah King
OK I need to eat my words. After posting that skeptical comment, my curiosity got the better of me and I tried Claimyr when I received a CP2000 notice that said I owed the IRS $3400. I was freaking out and needed answers ASAP. Instead of spending my entire day on hold (like last time when I literally waited 4+ hours), I got a call back in 45 minutes with an actual IRS agent on the line. The agent walked me through the notice and helped me understand that I could submit documentation to prove some of the income had already been reported. Just got confirmation that my response was accepted and I only owe $290 instead of $3400! I've learned more about the tax notice process from that one call than from hours of Google searching. Sometimes it's worth paying for convenience when you're dealing with something as stressful as tax issues.
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Oliver Brown
If you're just starting to learn taxes, focus on understanding your tax bracket and the difference between deductions and credits. Deductions reduce your taxable income, while credits directly reduce your tax bill dollar-for-dollar. Credits are way more valuable! Also, save everything! I keep a folder for receipts and tax documents throughout the year. Even stuff you think might not matter could be deductible depending on your situation. And definitely use tax software the first few years - it'll walk you through everything step by step.
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Mary Bates
•Is there a simple way to figure out which credits I might qualify for? There seem to be so many and the eligibility requirements are confusing.
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Oliver Brown
•The most common credits for younger people are the Earned Income Tax Credit (if your income is below certain thresholds), education credits like the American Opportunity Credit or Lifetime Learning Credit if you've paid for college, the Saver's Credit if you've contributed to retirement accounts, and potentially the Child Tax Credit if you have kids. Most tax software will automatically check your eligibility for credits as you go through the filing process. You just answer questions about your situation, and it determines what you qualify for. That's why I recommend software for beginners - it does the heavy lifting of figuring out which credits apply to you.
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Clay blendedgen
Honestly the best way to learn is by doing. Reading about taxes is helpful but actually filling out forms is when it really clicks. I'd recommend downloading the free fillable PDF forms from the IRS website and practice filling them out before you submit anything. Form 1040 is the main form everyone uses, and you'll learn a lot just by seeing how the different schedules connect to it. Don't be afraid to make mistakes in your practice runs - that's how you learn what questions to ask!
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Ayla Kumar
•Do you think that's better than using tax software for a first-timer? I'm worried I'll get totally lost in the forms without guidance.
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