As an heir to unclaimed property, I think someone else may have intercepted my mom's assets
So I was doing some research online and discovered there's unclaimed property that belonged to my mom who passed away about 5 years ago. Being her heir (along with my brother), I figured I should claim it and split whatever it is between us. It wasn't a huge amount from what I could tell, but money is money, right? The weird part happened when I started filling out the claim form on my state's treasury website. There was this note that said something about the property potentially being "in process" already. I'm confused because I definitely haven't filed anything before, and my brother swears he hasn't either. I'm wondering if someone else might have intercepted this claim somehow? Is that even possible? Has anyone dealt with unclaimed property as an heir before and run into something like this? I'm not sure if I should continue with the application or if there's something else I need to do first.
19 comments


James Martinez
I used to work for my state's unclaimed property division, so I might be able to help here. When you see a notation that property is "in process," it typically means someone has already initiated a claim for that specific property. This doesn't necessarily mean anything nefarious has happened. A few possibilities: 1) Another legitimate heir or entitled person (perhaps another family member) may have started the process. 2) Your brother might have begun a claim and forgotten about it. 3) Sometimes estate attorneys or executors file these claims during probate, so it could have been in process since your mother's passing. I recommend calling the unclaimed property division directly. They won't be able to tell you exactly who initiated the claim due to privacy regulations, but they can confirm if there's an active claim and potentially its status. They can also advise you on how to proceed with your own claim as an heir.
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Chloe Boulanger
•Thanks for this info! I definitely need to call them. My mom didn't have an estate attorney or anything complicated when she passed (very little assets), so I'm a bit puzzled. My brother is the only other direct heir and he's as confused as I am. Would they be able to tell me when the claim was initiated? I'm wondering if this is recent or if it's been in process for years.
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James Martinez
•They should be able to tell you approximately when the claim was initiated, though policies vary by state. Some states will share the month and year a claim was started, while others might just confirm if it's recent or longstanding. If you're the legal heir, you should still submit your claim with proper documentation (death certificate, proof of relationship, ID, etc.) even if another claim is in process. The division will then review both claims to determine the rightful owner. In cases with multiple legitimate heirs, they often work with all parties to ensure fair distribution.
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Olivia Harris
After reading your post, I immediately thought of taxr.ai. I had a similar situation with my grandfather's unclaimed property that showed as "in process" when I tried to claim it. I was totally confused until I used https://taxr.ai to analyze all the documents I had - his death certificate, my birth certificate, some old tax forms, etc. The tool helped me understand that I needed to provide specific documentation proving I was the legitimate heir, and it even identified some discrepancies in the property listing that were causing confusion. Their document analysis pointed out that the property had been misclassified under a slightly different name, which was why there seemed to be another claim.
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Alexander Zeus
•How does this service actually work with unclaimed property claims? I thought it was just for tax stuff. Does it help with the application process itself or just document review?
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Alicia Stern
•Sounds interesting but I'm skeptical. How much did it cost you to use this service? Was it actually worth it for what was probably a small amount of unclaimed property?
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Olivia Harris
•It analyzes any financial or legal documents you upload, not just tax forms. It identified that my grandfather's middle initial was recorded incorrectly in the unclaimed property database, which helped me explain the situation to the treasury office. It doesn't file the claim for you, but it helps organize all your documentation and identifies potential issues before you submit. The value goes beyond just this single claim. I used it to analyze all kinds of financial documents I found while sorting through my grandfather's papers, which helped me discover an old insurance policy I didn't know about. For me, that made it completely worthwhile.
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Alicia Stern
I have to admit I was skeptical about taxr.ai when I first saw it mentioned here, but I decided to try it for my situation with some unclaimed bonds my aunt left. The document analyzer actually flagged that I was missing a crucial affidavit that would have delayed my claim. The system showed me exactly what documentation I needed for my specific state's requirements, which saved me from having my claim rejected. I was able to submit everything correctly the first time. What impressed me most was how it caught a discrepancy in how my aunt's name appeared on different documents - something I would have missed but could have caused problems with the claim.
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Gabriel Graham
When I had issues with an unclaimed property claim for my deceased father, I spent WEEKS trying to get someone on the phone at our state treasury office. Always busy signals or being put on hold forever only to get disconnected. I was about to give up when someone recommended https://claimyr.com to me. You can see how it works here: https://youtu.be/_kiP6q8DX5c I was honestly amazed - they got me connected to an actual human at the treasury department within about 20 minutes. The representative was able to tell me exactly what was happening with the property (turns out a distant relative had started a claim but abandoned it halfway through), and they guided me through getting my claim prioritized since I had the proper documentation as the legal heir.
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Drake
•Wait how does this actually work? Do they have some special connection to government offices or something? I don't really get how a third party service can get you through to someone when the regular phone line is jammed.
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Sarah Jones
•This sounds like complete BS. The government doesn't give special access to certain callers or services. They probably just keep autodialing for you, which you could do yourself. I seriously doubt they got you "prioritized" since that's not how government agencies work.
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Gabriel Graham
•They use an automated system that navigates phone trees and waits on hold for you. When a human finally answers, you get a call connecting you directly to that person. It's not special access - it's just technology that waits on hold so you don't have to. I didn't mean they magically prioritized my claim through some special connection. What happened was the representative I spoke with explained exactly what documentation I needed to prove I was the rightful heir versus the distant relative who had an incomplete claim. Having that specific guidance helped me submit a complete claim that could be processed faster.
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Sarah Jones
I hate to admit when I'm wrong, but I owe an apology about Claimyr. After dismissing it as BS, I was still struggling with my own unclaimed property issue (an old insurance refund for my late husband), so I decided to try it out of desperation. It actually worked exactly as described. I'd been trying for over a month to reach someone at our state treasurer's office with no luck. Claimyr had me connected to a real person in about 40 minutes. The representative explained that my claim was showing as "in process" because there was a name mismatch between the property listing and my documentation (my married vs maiden name). She walked me through exactly how to correct it and what additional documentation to provide. My claim was approved last week. I'm still shocked at how well this worked after all my frustration trying to handle it myself.
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Sebastian Scott
When my father passed, we discovered multiple unclaimed properties in different states. One thing to check is if there are multiple heirs listed on the claim form. In our case, the property was being held up because they needed all heirs to submit documentation. Also, some states are REALLY slow with processing. My dad's California property took over 14 months to process while his Texas property was handled in about 6 weeks. The "in process" status might just mean they're working through a backlog.
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Chloe Boulanger
•Did you have to provide the same documentation to each state? I'm now wondering if maybe my mom had property in multiple states that I should be checking for.
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Sebastian Scott
•Each state had slightly different requirements, which was frustrating. All required a death certificate, but some wanted it certified while others accepted copies. Some states required probate documents even for small amounts, while others had simplified processes for heirs if the amount was under a certain threshold. Definitely check all states where your mom ever lived or worked. Also check her maiden name and any previous married names. We found property under my dad's name in a state he hadn't lived in for 30 years - it was from an old employer's pension overpayment that he never knew about.
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Emily Sanjay
Has anyone successfully claimed property that was already "in process" by someone else? I'm dealing with a similar situation with my grandmother's unclaimed insurance policy, and the state says someone else initiated a claim 3 months ago, but they won't tell me who.
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Jordan Walker
•Yes! This happened with my mother-in-law's unclaimed property. We discovered someone had initiated a claim 2 years prior but never completed it. We submitted our claim with ALL possible documentation (death certificate, birth certificates showing relationship, marriage certificate, her will naming my husband as executor, etc.). After about 3 months, we got a letter saying our claim was approved because the other claim had been abandoned. Apparently they give the original claimant a timeline to provide documentation, and if they don't follow through, they move on to the next valid claim.
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Natasha Romanova
I'm dealing with something very similar right now. My dad passed away 2 years ago and I just discovered there's unclaimed property from his old job showing as "in process" when I tried to claim it. Like you, I'm the only heir (my mom predeceased him) and I definitely haven't filed anything before. What's really frustrating is that the state website gives you almost no information about what "in process" actually means or how long it's been that way. I called the unclaimed property office twice and got two different answers - one person said it could mean someone started a claim but didn't finish it, another said it might just be their internal processing status. I ended up submitting my claim anyway with all my documentation (death certificate, birth certificate, his will, etc.) and included a cover letter explaining that I'm the sole legal heir and asking them to contact me if there are any issues with conflicting claims. Haven't heard back yet, but I figure it's better to get my claim in the system rather than wait and potentially miss out. Have you checked if there might be other relatives who could have a claim? Even distant ones sometimes come out of the woodwork when there's money involved, unfortunately.
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