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Just a heads up for anyone still looking - I found that H&R Block sometimes offers last-minute discounts if you abandon your cart and wait a day or two. I started my return, got to the payment page, then closed the browser without paying. Got an email the next day with a 20% off code to "complete my filing." Might be worth trying if you're not in a rush to file immediately. Also, if you're a AAA member, they usually have a partnership discount that's pretty decent - I think it was around 25% off when I checked last month.
That's a clever strategy! I've seen similar tactics work with other online services too. The abandoned cart email approach is pretty common in e-commerce. Just make sure you don't wait too long if you're close to the filing deadline - April 15th can sneak up fast. Also worth noting that some states have earlier deadlines than the federal deadline, so double-check your state's requirements if you're planning to use this delay tactic.
For future reference, you might want to check if your local library offers free tax preparation software access. Many public libraries have partnerships with tax software companies and provide free computer access with pre-loaded tax programs during tax season. I used this service at my local branch last year when I was between jobs and couldn't afford the software fees. The librarians were also surprisingly helpful with basic questions about navigating the software. It's definitely worth calling ahead to see what they offer - some libraries even have volunteer tax preparers available on certain days. This could be a good backup option to keep in mind for next year if you want to avoid the software fees altogether.
That's a fantastic tip about libraries! I had no idea they offered tax software access. This would have been perfect for me this year since I'm just doing a basic return with W-2s and standard deduction. Do you know if they typically have the full versions of the software or just the basic free versions? Also wondering if there are any privacy concerns with using public computers for tax filing - did you feel comfortable entering all your sensitive information on a library computer?
I'm literally going through this exact same situation right now! π That "Information Not Available" message on my 2024 transcript had me spiraling for the past few days thinking I owed money or made some error. But after reading through all these responses, I'm so relieved to learn this is just standard PATH processing language. It's honestly terrible UX design by the IRS - they really should clarify that this message appears during routine verification, not just when there are actual account adjustments. The fact that your previous years all show $0.00 is definitely reassuring and matches what I'm seeing on mine too. Thanks for asking this question because clearly SO many of us needed this explanation! The waiting is brutal but at least now I know it's normal π
Same here! π° I've been refreshing my transcript like crazy seeing that exact message and thinking I was in trouble somehow. The IRS really needs to update their wording - "Information Not Available" sounds so scary when it's literally just them saying "still working on it." Reading everyone's stories here has been such a relief! It's actually pretty wild how many of us are all dealing with this identical situation right now. Definitely makes the waiting feel less isolating when you know you're not the only one stressing about it. Here's hoping we all see some positive updates soon! π€
This is such a common concern right now! I'm seeing tons of people with this exact same "Information Not Available" message on their 2024 transcripts. That adjustment language is just the IRS's generic way of saying your return is still being processed - it doesn't mean you actually requested any adjustments or that there's a problem. The fact that your 2021-2023 years all show clean $0.00 balances is actually a really good sign that your account is in good standing. I went through this same panic last year and it turned out to be nothing more than PATH Act processing delays. The IRS transcript system really needs better wording because that message sounds way scarier than it actually is! Try not to stress too much - should resolve itself once they finish their verification process π
Thank you for this explanation! I'm new to all this tax stuff and seeing that "Information Not Available" message really freaked me out. It's so helpful to know this is just normal PATH processing and not something I did wrong. The IRS really should make their messages clearer - would save so many people from unnecessary stress! π
I completely understand the stress of dealing with a broken printer right before tax deadline! I've been in this exact situation before. One thing I want to emphasize that others have touched on - you really don't need to print everything your tax software generates. Most people only need to print the forms that require original signatures (typically your 1040 and a few schedules). Everything else can usually be kept digital. This can save you a ton of money and reduce the sensitive paperwork you're carrying around. For printing locations, I've had great experiences with public libraries. They're usually the most privacy-conscious and cost-effective option. Many have secure printing systems where documents don't print until you enter a code at the machine, so nothing sits in a queue. Plus librarians are used to handling confidential documents and maintaining privacy. A few practical tips: - Call ahead to confirm their printing services are working - Bring documents on a USB drive rather than emailing them - Print during quieter hours if possible (mid-morning weekdays are usually good) - Bring a folder or envelope to immediately secure your printed documents Don't stress too much about the security aspect - these places handle sensitive documents regularly and have privacy protocols in place. You'll get through this! The important thing is getting your taxes filed on time.
This is really helpful advice! I'm a newcomer here but dealing with the exact same printer situation right now. It's so reassuring to hear from people who've been through this before. I had no idea that most tax software over-generates pages - I was definitely about to print my entire 30+ page package thinking I needed everything! The library secure printing system sounds perfect for someone like me who's paranoid about privacy. I'm going to call my local library first thing tomorrow to ask about their setup. If they have that code-entry system where nothing prints until I'm physically at the machine, that would put my mind completely at ease. Thanks for the practical tips too - bringing a folder is such a simple thing but I never would have thought of it. The last thing I want is to be shuffling loose tax papers around in public trying to get organized. The USB drive suggestion is smart too since it avoids having my documents floating around in email. Really appreciate everyone sharing their experiences here. This thread has turned my panic about the situation into an actual action plan!
Hey there! I totally feel your pain about the printer dying at the worst possible time - Murphy's Law of tax season, right? π I've used both UPS stores and libraries for printing tax documents, and honestly, libraries are your best bet. Most public libraries have secure printing systems where you upload your documents and they only print when you enter a code at the machine - so nothing sits in a queue where others could accidentally see it. Plus it's super cheap, usually around 10-15 cents per page vs 25-50 cents at commercial places. For privacy, librarians are actually really good about this stuff since they handle confidential documents all the time. They're trained on privacy protocols and won't look at your papers unless you specifically ask for help. One big money-saving tip: don't print everything your tax software spits out! You typically only need the forms that require original signatures (like your 1040 and certain schedules). Most supporting documents can stay digital. Check your software's "what to print" guide - you'll probably find you only need 6-8 pages instead of that massive 30+ page package. Bring your docs on a USB drive, print during quieter hours if possible, and definitely bring a folder to immediately secure everything. You've got this! The deadline stress is real but you'll get through it just fine.
This is such a relief to hear! I'm new to this community but dealing with the exact same situation - printer died last week and I'm scrambling to get my taxes printed before the deadline. The Murphy's Law comment made me laugh because it's so true! The secure printing system at libraries sounds perfect for someone like me who's been stressing about privacy. I had no idea they had those code-entry systems where nothing prints until you're physically there. That would completely solve my anxiety about sensitive documents sitting in a print queue. Your point about not printing everything is a game-changer too. I was literally planning to print all 35 pages my tax software generated because I figured "better safe than sorry." If I can narrow it down to just the signature-required forms, that'll save me money and reduce the stack of sensitive papers I'm carrying around. I'm definitely going with the library option first - going to call tomorrow to ask about their secure printing setup. Thanks for sharing your experience and making this feel way less overwhelming! This community is incredibly helpful for someone trying to navigate this situation for the first time.
The QBI deduction can definitely be confusing, especially with multiple income sources! One thing that might help is understanding that the phase-out isn't a cliff - it's gradual. Between the lower and upper thresholds, your deduction is calculated using a blend of the standard 20% rule and the more restrictive W-2 wage/property limitation. For your S-corp situation, you're actually in a pretty good position because S-corp shareholder wages DO count toward the W-2 wage limitation test. This means even if you're above the upper threshold, you might still qualify for a significant deduction if your business pays reasonable wages. One strategy some S-corp owners use is optimizing their salary vs. distribution mix. While you need to pay yourself reasonable compensation, having adequate W-2 wages can help preserve your QBI deduction when you're in the phase-out range. Just make sure any salary adjustments still meet the "reasonable compensation" requirements for S-corp shareholders. Have you calculated where your taxable income falls relative to the 2025 thresholds? That would help determine which calculation method applies to your situation.
This is really helpful! I'm new to understanding QBI and had no idea about the gradual phase-out - I thought it was all or nothing. Your point about optimizing the salary vs. distribution mix is interesting. How do you determine what constitutes "reasonable compensation" for S-corp shareholders? Is there a specific formula or percentage the IRS looks for, or is it more subjective based on industry standards and job responsibilities? I want to make sure I'm not being too aggressive with keeping salary low just to maximize the QBI benefit. Also, when you mention calculating taxable income relative to the 2025 thresholds, is that before or after the standard deduction? I'm trying to figure out exactly where I fall in the phase-out range.
Great question about reasonable compensation! The IRS doesn't provide a specific formula, but they look at several factors: what you would pay someone else to do your job, industry compensation standards, your qualifications and experience, the time you devote to the business, and the company's profitability. A common rule of thumb is that your salary should be at least 40-60% of the business's net income, but this varies significantly by industry and circumstances. The IRS has been more aggressive in auditing S-corps with very low salaries relative to distributions, especially when the salary seems unreasonably low for the work performed. For the taxable income calculation, the QBI phase-out thresholds are based on taxable income BEFORE the QBI deduction but AFTER the standard deduction. So if you're married filing jointly, you'd take your adjusted gross income, subtract the standard deduction ($30,000 for 2025), and that's the number you compare to the $396,200/$553,850 thresholds. The key is finding the sweet spot where your salary is defensible as reasonable compensation while still allowing you to benefit from the QBI deduction. A tax professional familiar with your industry can really help with this balance.
One aspect of QBI that often trips people up is the "specified service trade or business" (SSTB) rules. If your business falls into categories like consulting, law, accounting, health, or financial services, the QBI deduction phases out completely once you exceed the income thresholds - there's no W-2 wage or property test that can save you. However, many businesses think they're SSTBs when they're actually not. For example, if you're an engineer who owns a manufacturing business, that's typically NOT an SSTB even though engineering services would be. The key is what your business actually does, not your professional background. Also worth noting: if you have multiple businesses and some are SSTBs while others aren't, you calculate QBI separately for each. The non-SSTB businesses can still qualify for QBI even if your SSTB income is completely phased out due to high income. For your S-corp, make sure you're also considering the impact of any rental properties or other passive investments you might have. Rental real estate can qualify for QBI (with some limitations), and this income is calculated separately from your active business QBI, which can sometimes help offset phase-out limitations.
This is such an important distinction about SSTBs! I was actually worried my business might be considered an SSTB because I have a background in consulting, but we primarily manufacture and sell physical products. Your point about focusing on what the business actually does versus the owner's professional background is really clarifying. The separate calculation for different business types is also news to me. So if I understand correctly, even if someone has a consulting practice that gets completely phased out due to the SSTB rules, their separate manufacturing business could still qualify for the full QBI deduction based on the W-2 wage/property tests? Also, regarding rental properties - do those have the same income thresholds as regular business QBI, or are there different rules? I have a small rental property but wasn't sure if that income could help or hurt my overall QBI calculation. @James Maki Thanks for breaking this down so clearly - this is exactly the kind of nuanced information that s'hard to find elsewhere!
Mateo Rodriguez
I can add another data point to help with your analysis! My 2024 refund check was issued on April 10th according to my transcript and arrived in my mailbox on April 17th - exactly 7 calendar days. I'm located in North Carolina for geographic reference. What I found interesting is that the delivery was remarkably consistent with the timeframes others have shared here, despite different locations across the country. Based on your April 18th issue date, you should realistically expect delivery between April 25th-May 1st. I'd strongly recommend the USPS Informed Delivery service that several others mentioned - it completely eliminated the daily mailbox anxiety for me since I could see exactly when it was coming. The key insight from my experience is that the IRS postal delivery system is actually quite reliable once you understand the typical 6-8 business day window. If you haven't received it by May 2nd (14 calendar days), that would be outside normal parameters and worth investigating further.
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Dyllan Nantx
β’This North Carolina data point is super helpful - 7 calendar days matches perfectly with most of the other experiences shared here! It's really reassuring to see such consistency across different states. I'm also dealing with a similar situation (check issued 04/19) and this community thread has been invaluable for setting realistic expectations. The April 25th-May 1st window you mentioned for the original poster's 04/18 issue date gives me a good benchmark too since our dates are so close. Definitely signing up for USPS Informed Delivery - seems like everyone who used it had a much better experience than the daily mailbox checking anxiety. Thanks for adding your timeline to the data pool!
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Amara Okafor
I can add my recent experience to this data collection! My paper refund check was issued on April 8th according to my transcript and arrived on April 16th - exactly 8 calendar days (6 business days). I'm located in Colorado for geographic reference. What really struck me reading through all these responses is how remarkably consistent the delivery timeframes are across different states - seems like the IRS/USPS system is quite reliable once you know what to expect. For your April 18th issue date, all the data points here suggest delivery by April 26th-May 1st is very realistic. I also want to echo the USPS Informed Delivery recommendations - it was a game changer for reducing the daily anxiety. One additional tip: I found it helpful to check my mail at consistent times each day since USPS delivery schedules can vary. The key is having realistic expectations rather than hoping for overnight delivery. Based on everyone's shared experiences, you're still well within normal delivery parameters!
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