Great question! I went through this exact same confusion when I first started filing. The general rule is to use your permanent address - which sounds like your parents' home in your case. Even though your W-2 shows your dorm address, that's just where your employer sent the form, not necessarily your legal residence. Since you still live at your parents' during breaks and summer, and presumably they might still claim you as a dependent, their address would be your permanent address for tax purposes. This also ensures any IRS correspondence reaches you even after you graduate and move out of the dorms. One thing to double-check: make sure you're aware of any state tax implications if your college is in a different state than your parents' home. You might need to file in both states - one as a resident and one as a non-resident for the income you earned there. TurboTax should handle most of this pretty smoothly, but don't forget to look into education credits! The American Opportunity Tax Credit can be really valuable for students. Good luck with your first tax return!

Just to add another perspective - I'm a junior and have been filing my own taxes for a few years now. The permanent address rule that others mentioned is definitely correct, but I wanted to share something that might help with your decision-making process. If you're still claimed as a dependent by your parents (which is likely if they provide more than half your support), then using their address makes even more sense because it keeps your tax information consistent with theirs. The IRS sometimes cross-references dependent information, so having matching addresses can help avoid any confusion. Also, a practical tip for TurboTax - when you get to the personal information section, it will ask about your living situation and dependency status. Answer those questions honestly about living at college but considering your parents' home your permanent address, and it should guide you to use the right address automatically. One last thing - make sure whoever's address you use knows to expect potential IRS mail for you, especially if you're getting a refund. Nothing worse than missing important tax correspondence because it went to the wrong place!

As someone who went through this process recently, I can confirm it's much simpler than it initially seems! The key thing to remember is that you don't need to do anything special when requesting the withdrawal from your brokerage - just ask for a regular distribution. They'll send you a 1099-R that shows the total amount withdrawn, but it won't break down contributions vs. earnings. The real work happens at tax time with Form 8606 Part III. You'll need to know your total contribution basis (all the money you've put in over the years), which is why keeping good records is so important. If your withdrawal amount is less than your total contributions, you won't owe any taxes or penalties. One tip that helped me: when I called my brokerage to request the distribution, I specifically asked them NOT to withhold any taxes since I knew it would be a tax-free withdrawal of contributions. This saved me from having to wait for a refund later. Most brokerages will ask if you want taxes withheld, so just decline that option. The whole process took about a week from request to having the money in my bank account, and filing Form 8606 with my tax return was straightforward once I had all my contribution records organized.

Just want to add a practical tip that saved me some headaches - when you're gathering your contribution records, don't forget to check if you ever made any recharacterizations or returned excess contributions in previous years. These adjustments can affect your total contribution basis and might not be obvious from just looking at your Form 5498s. I found a recharacterization from 2019 that I'd completely forgotten about, which would have thrown off my calculations if I hadn't caught it. Your brokerage statements should show these transactions, but they might be labeled differently than regular contributions. Also, if you've ever changed brokerages and transferred your Roth IRA, make sure you have records from ALL previous custodians. The new brokerage won't necessarily have your complete contribution history from before the transfer, so you'll need to piece it together yourself. I had to contact my old brokerage to get statements going back several years, but they were surprisingly helpful once I explained what I needed.

Based on your timeline and the absence of a 971 notice, this appears to be an internal income verification review rather than a request for additional documentation from you. The 570 code without the 971 is actually somewhat reassuring - it typically indicates they're cross-referencing information they already have access to (like employer-reported W-2s or financial institution data) rather than needing you to provide anything new. Your verification process closing on 3/28 followed by the 570 appearing on 4/19 suggests these are separate issues. The first was identity verification (resolved), and this appears to be automated income matching. The May 6th as-of date gives them about 2.5 weeks from when it appeared, which aligns with typical processing times for these reviews. Given that you've already involved your congressman and senator, you're well-positioned if this extends beyond the as-of date. However, most cases like yours resolve automatically within the timeframe they've set. The key indicator to watch for is either a 571 code (which releases the hold) or your as-of date changing again. Try to avoid calling the general IRS line repeatedly before May 6th - it can create conflicting notes in your file. If you absolutely need to call, use the dedicated account services line early in the morning on Tuesday or Wednesday when wait times are shorter.

I'm dealing with my first 570 code too and this thread has been incredibly reassuring! Filed 2/28, completed ID verification in early March, and just got the 570 yesterday with an as-of date of 5/20. No 971 notice here either. What really helped calm my nerves was reading @Anastasia Popova's explanation about automated income matching versus needing additional documentation. I was spiraling thinking they found major errors in my return, but the pattern everyone's describing makes it sound like this is just part of their process this year, especially after verification cases. @Yuki Tanaka - your timeline is super helpful to see laid out like that. The fact that you're only about 2 weeks out from your May 6th date and have congressional backup already in place puts you in a really good position. I'm definitely going to wait and see what happens with my 5/20 date before taking any action. One thing I'm curious about - has anyone here who went through this process noticed if the 570 code typically disappears on the exact as-of date, or does it usually happen a few days before/after? Trying to manage my expectations for when to actually start checking for updates! Thanks everyone for sharing your experiences - this community has been way more helpful than any official IRS resource I've found.

One thing that might be helpful for your peace of mind is understanding the timeline of when your departure will actually be reflected in IRS records. Since nonprofits typically file their Form 990 by the 15th day of the 5th month after their fiscal year ends (with possible extensions), there could be several months between your resignation and when it's officially reported. This is completely normal and expected - the IRS doesn't require real-time updates for board changes. Your written resignation creates the legal record of when you stopped serving, regardless of when it gets reported on the annual filing. If your nonprofit's fiscal year ends in December, for example, they won't file their 990 until May (or later with extensions), but your resignation is effective immediately upon submission of your written notice. The gap between these dates is standard practice and nothing to worry about. Good luck with your life changes, and you're definitely handling this transition professionally!

I went through a very similar situation about 6 months ago when I had to resign from a nonprofit board due to a job relocation. Like you, I was worried about doing everything properly and making sure no obligations were missed. Based on my experience, you're on the right track - your only direct responsibility is submitting that written resignation letter. The nonprofit handles all IRS reporting through their annual Form 990 filing where they'll update the board composition section. One thing I'd add that really helped me feel more confident about the process: I asked our board secretary to walk me through exactly what steps they would take after receiving my resignation. This gave me a clear picture of their internal process and timeline, and it also helped them think through any details they might have otherwise overlooked. Also, don't underestimate how much the other board members will appreciate your thoughtfulness in asking about proper procedures. It shows you care about the organization even as you're stepping away, and that professional approach often makes the transition smoother for everyone involved. Wishing you the best with your major life changes - sometimes stepping back from commitments is the most responsible thing you can do!

Had the exact same thing happen to me last year! Turns out there was a glitch in their system that delayed processing e-filed returns. Even though I had confirmation, it took them 3 extra weeks to actually process it. The non-filing letter was automatically generated before they caught up. I'd definitely call the practitioner priority line if you can get through - they were way more helpful than the regular customer service line.

This is super frustrating but unfortunately pretty common during busy filing seasons. Since you e-filed and have confirmation, your return is almost certainly in their system - it's just a timing/processing issue. The non-filing letters are often generated automatically before their systems sync up. I'd recommend calling the IRS directly with your confirmation number to get them to update your account status. Also keep all your filing documentation just in case you need to prove you submitted on time. Usually resolves within a few weeks once they catch up on processing.