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Has anyone used TurboTax for filing with two jobs? Does it handle this situation well? I'm worried about trying to figure all this out next April.
I used TurboTax last year with two W-2s and it worked fine! The software asks you to input all your W-2s one at a time and automatically calculates everything correctly. It also has a section that explains if you're getting a refund or owe money and why.
I went through this exact situation last year and can confirm it's totally manageable! The key thing to understand is that having two jobs doesn't change how much tax you actually owe - it just affects how much gets withheld from your paychecks. Here's what worked for me: I used the IRS Tax Withholding Estimator (it's free on their website) after getting my first few paystubs from both jobs. It showed me I needed to have an extra $150 per month withheld to avoid owing at tax time. I just updated my W-4 at my higher-paying job to withhold the extra amount. The medical bills situation you mentioned is actually another reason this could work in your favor - medical expenses over 7.5% of your adjusted gross income are deductible, so higher income might help you qualify for that deduction if your bills are substantial. Don't let tax concerns stop you from earning extra income to tackle those bills! Just plan ahead with your withholding and you'll be fine.
This is really helpful advice! I'm actually in a similar situation where I'm considering a second job to help with some unexpected expenses. The medical expense deduction angle is something I hadn't thought about - that's a great point that higher income could actually help qualify for that deduction if the bills are big enough. Did you find it difficult to manage the workload of two full-time positions? I'm wondering if the extra income is worth the potential burnout, especially when dealing with medical issues at the same time.
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I'm a newcomer to this community but wanted to share my recent experience since it might help! I just went through an identity verification appointment two weeks ago with a similar address situation. My driver's license had my old address from when I lived with my daughter temporarily, but my tax return showed my current apartment address. I was really nervous about it, but the IRS agent was completely understanding. I brought my lease agreement, a utility bill, and a bank statement all showing my current address. When I got there, I immediately explained the situation and showed her all my documents. She said "Oh, this happens all the time - thank you for bringing everything we need!" The whole appointment took maybe 20 minutes, and she even gave me a receipt showing that my identity verification was complete. My refund was deposited exactly one week later with no delays whatsoever. Based on reading everyone's experiences here, it seems like the key is just being prepared with multiple address documents and being upfront about the discrepancy from the start. The IRS really does understand that people move and don't always update their licenses immediately. You're going to do great at your appointment!
Welcome to the community, Miles! Your experience is really encouraging and mirrors what so many others have shared here. It's great to hear another recent success story - especially the detail about getting a receipt confirming the verification was complete. That one week turnaround for your refund is fantastic! I think you've hit on the key points that keep coming up in everyone's stories: being prepared with multiple documents and addressing the discrepancy upfront rather than hoping they won't notice. Thank you for taking the time to share your experience as a newcomer - it really helps reinforce that this situation, while stressful to think about, is actually quite manageable when you're prepared! 😊
As someone who's been through a few IRS appointments over the years, I wanted to add my voice to the chorus of reassurance here! At 68, you've probably dealt with much more complicated bureaucratic situations than this. The overwhelming consensus from everyone's experiences is spot-on - the IRS sees address discrepancies constantly and has procedures in place to handle them smoothly. What I'd add to all the great advice here is to arrive about 10-15 minutes early for your April 15th appointment. This gives you time to organize your documents one final time and approach the situation calmly rather than feeling rushed. Bring a small folder or envelope with everything neatly organized: your ID, Social Security card, and at least two recent documents showing your current address (utility bills, bank statements, etc.). The fact that you're thinking about this ahead of time and preparing properly shows you're going to handle it just fine. From everything I've read here, being proactive and transparent about the address difference actually works in your favor - it shows you're honest and prepared, not trying to hide anything. Your refund shouldn't be delayed at all once they verify your identity. Good luck with your appointment!
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mine showed up randomly at like 3am on day 3 lol dont stress to much about it
thx for the heads up! ill try not to refresh my banking app every 5 mins 😅
Indiana's been pretty consistent this year - most people I know have gotten theirs within 2-4 business days after approval. Just got mine yesterday (took 3 days). If you're not seeing it by day 5, might be worth calling your bank to make sure they're not holding it for any reason. Good luck!
That's reassuring to hear! I'm also waiting on my Indiana refund - got approved 2 days ago so hopefully it'll show up soon. Did you get any notification from your bank when it deposited or did you just happen to check your account?
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This is totally normal and you're not alone in being confused by this! What's happening is that your employer in Iowa submitted your W-2 electronically to the IRS by January 31st (as required by law), and TurboTax has access to this data through their partnerships with payroll companies and the IRS database. The paper W-2 you're waiting for in the mail is really just for your records - the "official" version that matters for tax purposes is already in the system. That's why TurboTax could pull it automatically. For your multi-state situation (Iowa to California), definitely double-check a few things when your paper W-2 arrives: make sure the state tax withholding amounts look correct for the months you worked in each state, and verify that your employer stopped withholding Iowa state tax after you moved to California in August. Sometimes employers mess this up and keep withholding for the wrong state. You can safely proceed with filing using the imported information, but it's always good practice to verify against the paper copy when it arrives. The electronic version is typically 100% accurate since it comes from the same source the IRS uses.
This is really helpful clarification! I'm actually dealing with a similar situation - moved from Texas to Florida mid-year and was so confused when my tax software had all my info before I got anything in the mail. It's reassuring to know this is completely normal and legitimate. One quick question though - if there IS a discrepancy between the electronic version and the paper W-2 when it arrives, how do you know which one is "correct"? Should you go with what's on the paper copy or what was submitted electronically?
Great question! If there's a discrepancy between the electronic version and your paper W-2, you should generally go with what's on the paper copy since that's the official document your employer is required to provide you. However, discrepancies are quite rare. If you do find differences, contact your employer's HR or payroll department immediately - there might have been a correction made after the initial electronic filing, or there could be an error on the paper version. Your employer can issue a corrected W-2 (Form W-2c) if needed. The key thing is that whatever version you use for filing needs to match what your employer ultimately reports to the IRS. If you've already filed with the electronic version and later discover it was incorrect, you'd need to file an amended return (Form 1040-X) to fix it.
I can definitely relate to your confusion! I moved from Oregon to Nevada last year and had the exact same experience with TurboTax showing my W-2 info before I received it in the mail. It really freaked me out at first too. What everyone else has said is spot on - this is completely legitimate. Your Iowa employer filed your W-2 electronically with the IRS by January 31st (which is required by law), and TurboTax can access this through their data partnerships. The paper copy you're waiting for is just for your personal records. Since you moved mid-year, definitely pay close attention to the state tax withholding sections when you do get your paper W-2. Check that your Iowa employer stopped withholding Iowa state tax after August when you moved to California. I had a similar issue where my Oregon employer kept withholding Oregon taxes for two months after I moved to Nevada (which has no state income tax). I had to file for a refund from Oregon for those months. Also, make sure you keep good records of your move date - lease agreements, utility setup dates, etc. You'll need these to prove your residency change for tax purposes. The multi-state filing is definitely more complex, but TurboTax should walk you through allocating your income properly between Iowa and California based on when you lived in each state. You can confidently proceed with filing using the imported information, but definitely verify everything against your paper W-2 when it arrives!
Zara Malik
PSA: ALWAYS KEEP COPIES OF YOUR TAX DOCS FOR AT LEAST 3 YEARS!!!
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Luca Marino
•facts 💯 learned this the hard way
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Miguel Hernández
You can also try calling the IRS Taxpayer Assistance Center at 1-877-777-4778 if you're having trouble with the online account verification. They can mail you the transcript or help you access your account over the phone. It might take a few weeks to get it by mail, but it's a reliable backup option when the online system isn't working for you.
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Jayden Hill
•That's really helpful! I didn't know about that phone number. Do you know if they ask for a lot of verification info when you call? I'm worried about getting locked out again like what happened with the online system.
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