Don't forget to check if your state allows deductions for unreimbursed employee expenses even though federal doesn't! I'm in NY and we can still deduct these expenses on our state return if they exceed 2% of our adjusted gross income.

Pennsylvania does allow some unreimbursed employee expense deductions on your state return! You can deduct qualifying work expenses that exceed 2% of your adjusted gross income, similar to how the federal deduction used to work before 2018. For remote work expenses like internet upgrades, office supplies, or dedicated workspace costs, you'll want to look at PA Schedule UE (Unreimbursed Employee Business Expenses). The key is documenting that these expenses are ordinary, necessary, and directly related to your job duties. Keep detailed records of your internet bills showing the cost difference between your work-required plan and what you'd need for personal use. Also save receipts for any office equipment, software, or supplies you purchased specifically for work. Since you mentioned paying an extra $25/month for faster internet ($85 vs $60), that's $300 annually. If your other work expenses push you over that 2% AGI threshold, you could potentially deduct the work portion on your PA return even though you can't federally.

I'm dealing with a very similar situation right now - made a $2,200 estimated payment in January 2025 that I desperately need applied to my 2024 return. Reading through all these responses is really helpful! It sounds like there are multiple approaches that can work: calling the IRS directly (if you can get through), using the callback services mentioned, or even claiming it on your return with an explanation. I'm leaning toward trying the phone route first since several people here had success with that approach. Does anyone know what specific department or phone number works best for payment reassignments? I want to make sure I'm calling the right place and not getting transferred around between departments.

I went through this exact same situation last year and can confirm that calling the IRS directly is definitely your best bet. The key is timing your call - I found that calling right when they open (7 AM local time) or during lunch hours (around 12-1 PM) tends to have shorter wait times. When I called, I had my payment confirmation number ready and explained that I made an estimated payment for 2025 but needed it applied to my 2024 return instead. The agent was able to make the change immediately while I was on the phone and gave me a confirmation number for the adjustment. One important thing to note: make sure you haven't already filed your 2024 return yet. Once you file, it becomes more complicated to reassign payments. But since you mentioned you're still working on your return, you should be fine. The whole process took maybe 15 minutes once I got connected to an agent.

One thing nobody's mentioned yet - check if you're having additional withholding taken out accidentally. On your pay stub, there should be a line for "Additional Withholding" or something similar. When I started my new job, somehow HR put that I wanted an extra $50 withheld per check even though I never requested that!

Great advice in this thread! I wanted to add one more thing that might help - make sure you're taking advantage of any pre-tax benefits your employer offers beyond just the 401k. Things like health insurance premiums, dental/vision coverage, flexible spending accounts (FSA), or health savings accounts (HSA) all reduce your taxable income. I was in a similar situation when I started my current job and felt like too much was being withheld. After enrolling in my employer's health plan and setting up an FSA for medical expenses, my federal withholding dropped noticeably while I was actually getting better benefits. The FSA alone saved me about $300 in taxes last year since I contribute pre-tax dollars for things like copays and prescriptions I was already paying for anyway. Also, double-check that your employer classified you correctly as an employee (not contractor) - contractors have to pay both the employee AND employer portions of FICA/Medicare taxes, which would definitely explain why those seemed high!

This is exactly the situation I was in last year! At your income level ($270k projected), you're definitely above the Premium Tax Credit threshold, so that simplifies things quite a bit. The process everyone outlined is correct - have your S-Corp pay the premiums (either directly or reimburse you), add them to your W-2 Box 1 wages, then take the self-employed health insurance deduction on your personal return. The net effect is that the premiums become tax-deductible. One thing I'd add - make sure you establish this policy formally before the end of 2024 if you want to implement it for this tax year. Your S-Corp needs to have a clear policy in place about reimbursing health insurance as part of your compensation package. A simple corporate resolution or memo in your company records will suffice. Also, since you mentioned this is your first year as an S-Corp, double-check that your $110k salary meets the "reasonable compensation" requirement for your industry and role. The health insurance premiums don't count toward this requirement, so you'll want to make sure your base salary alone is defensible if the IRS ever questions it. Good luck with your first year as an S-Corp - it's definitely worth getting these details right from the start!

This thread has been incredibly helpful! I'm in a similar situation - first year S-Corp owner with marketplace insurance. One thing I want to emphasize that I learned the hard way: make sure your S-Corp actually has the cash flow to handle paying these premiums throughout the year. I initially set up the reimbursement structure but didn't plan well for the timing. My business has seasonal cash flow, so I ended up having to pay premiums personally for a few months when cash was tight, then reimburse myself later. This created some messy bookkeeping. My advice: if you're going to have your S-Corp pay the premiums directly (which is cleaner), make sure you have a business bank account with enough buffer to handle the monthly premium payments even during slower periods. The tax benefits are definitely worth it, but the cash flow management aspect caught me off guard in my first year. Also, a quick tip for anyone using QuickBooks - set up the health insurance as a separate payroll item so it automatically flows to the right boxes on your W-2. Saves a lot of headache at year-end!

I completely understand your frustration - nearly 2 years is absolutely ridiculous for an amended return! I filed mine in May 2022 and finally got it processed last month, so there's hope. A few things that might help based on my experience: 1. **Check your transcript religiously** - Look for transaction codes like 290 (additional tax assessed), 300 (additional tax increase), or 766 (credit to your account). These often appear weeks before the Where's My Amended Return tool updates. 2. **Document everything** - Keep a log of when you check status, any phone calls, etc. This becomes crucial if you need to escalate. 3. **Consider the Taxpayer Advocate Service** - They helped several people in my local tax group get movement on stuck returns. You don't need extreme hardship, just reasonable cause for why the delay is impacting you. 4. **Don't panic about statute of limitations yet** - For 2022 returns, you generally have until April 2026 to claim refunds, and the IRS can't deny based on their own processing delays. The system is completely broken right now, but most 2022 amended returns I'm seeing are finally getting processed. Hang in there - your turn should be coming soon!

I'm right there with you - filed my amended return in August 2022 and still stuck in limbo! The frustration is real, especially when you see people getting their regular returns processed in weeks while we're sitting here almost 2 years later. Here's what's been working for me to stay somewhat sane while waiting: **Track everything systematically**: I created a simple spreadsheet to log every status check, phone call, and any changes I see. It helps me feel like I'm doing something productive instead of just waiting helplessly. **Use multiple tracking methods**: Don't just rely on the "Where's My Amended Return" tool. I check my account transcript monthly and sometimes catch processing activity there first. Look for transaction codes like 570 (additional account action pending) or 971 (notice issued) - these can give you clues about what's happening. **Consider your options if it drags on much longer**: The Taxpayer Advocate Service is definitely worth contacting if you can show any kind of impact from the delay. From what I've seen, they're pretty reasonable about what constitutes a valid case - you don't need to be facing foreclosure or anything that dramatic. **Know your rights regarding interest**: If your refund is substantial, the IRS owes you interest on the delay. Make sure to ask about this when (hopefully when, not if) your return finally gets processed. The whole system is absolutely broken right now, but hang in there. Based on what I'm seeing in this community, 2022 amended returns are finally starting to move through the pipeline. Our time should be coming soon!