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This happens almost every year to me. The state and federal systems are completely separate and both are terribly outdated. Usually one of three things happens: 1. You get your money but the website never updates 2. The website updates but your money is delayed 3. Nothing makes any sense and you get conflicting information everywhere you look Welcome to option 1! It's actually the best scenario. Just be happy you got paid lol.
Pro tip: If your federal transcript is blank after e-filing, it sometimes means your return is still in the initial processing queue OR there could be a verification hold. Don't panic yet but also don't wait forever. If you hit day 30 with no updates, you definitely need to contact them.
Last year I waited 37 days and turns out they never even received my return despite my tax software saying it was accepted. Such a mess.
Honestly, file a complaint with the Taxpayer Advocate Service. This isn't acceptable, and the more people who formally complain, the more likely something will actually change. I waited 16 days after ID.me verification before I could access my transcript. The IRS needs to be held accountable for these ridiculous wait times and misleading information.
Claimyr saved me from ID.me verification hell. After waiting 10 days with no progress, I used their service (claimyr.com) to get connected to an IRS agent. The agent told me my verification had a technical issue that would NEVER have resolved on its own. They fixed it while I was on the phone and I got immediate access. Best money I've spent in a long time considering I needed my transcripts urgently for a loan application.
Thanks for the tip! It's crazy that we need third party services just to get basic access to our own tax info, but that's where we are I guess...
I know right? I was annoyed at first that I had to pay to reach a government agency, but after spending hours getting disconnected and hung up on, it was totally worth it. The agent actually told me that my verification had a technical flag that would have kept me locked out indefinitely if I hadn't called.
Does this apply to ALL verification letters or just specific ones? I got a 5071C letter, verified online, and got my refund 3 weeks later without calling. Just wondering if different letters have different requirements?
It varies by letter and individual situation. Not everyone needs both steps, but many do. The issue is you don't know which category you're in until you either get your refund or wait too long with no updates.
Ah that makes sense why some people's experiences are different. Classic IRS inconsistency!
If you're struggling to get through on the phone, try claimyr.com - it got me connected to an IRS agent in about 40 minutes after I spent days trying on my own with no luck. The agent confirmed I needed to complete the phone verification (which wasn't mentioned in my letter) and processed it right there. My refund was deposited a week later after being stuck for months.
It absolutely works. They basically wait on hold for you and call you when an agent is ready. Talking to a live agent was the only way I finally got my verification issue resolved and my refund released. After trying for days on my own and constantly getting the "high call volume" message, it was worth every penny.
Hmm might try it. Been trying for a week with no luck getting through!
SAME BOAT. filed Feb 5, claimed child care credit for the first time, and still waiting. the IRS phone support is a joke - waited 2 hours just to be told "its processing, be patient" š” then i used claimyr.com to get a callback from a different department and they told me it was under review because it was my first time claiming it, but that it should be released within 2 weeks. definitely worth the money to actually get a real answer instead of the runaround.
welcome to the world of tax credits! the IRS basically assumes everyone is committing fraud now, so they review EVERYTHING. I file with 4 dependents and child care credit every year and it's always a 2-3 month wait. The system is broken. š¤¦āāļø
Diego Vargas
The fact that your WMR tool showed a specific deposit date and then nothing happened is concerning. That typically means the deposit was rejected by your bank for some reason. You definitely need to call both the IRS and Chime to figure out what happened. When this happened to me last year, I was going crazy trying to figure it out. Eventually used taxr.ai to analyze my transcript and it immediately identified the issue (my refund had been sent back and was being reissued as a check). Saved me hours of stress and phone calls. https://taxr.ai
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CosmicCruiser
just be patient bro... my refund was 6 weeks late last yr and 4 weeks late this yr. the irs is a joke.
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