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If I could give 10 stars I would If I could give 10 stars I would Such an amazing service so needed during the times when EDD almost never picks up Claimyr gets me on the phone with EDD every time without fail faster. A much needed service without Claimyr I would have never received the payment I needed to support me during my postpartum recovery. Thank you so much Claimyr!
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An incredibly helpful service! Got me connected to a CA EDD agent without major hassle (outside of EDD's agents dropping calls ā which Claimyr has free protection for). If you need to file a new claim and can't do it online, pay the $ to Claimyr to get the process started. Absolutely worth it!
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I work at a bank (not Capital One) and this is totally normal. The Automated Clearing House (ACH) system that processes direct deposits works in batches, and most banks get notifications about pending deposits 1-3 days before the effective date. Some banks choose to make those funds available immediately while others wait until the actual date. The IRS doesn't control when your bank makes the money available - they just set the official date.
Is this why some banks consistently give early access to direct deposits? Like advertising it as a feature?
Exactly! They're just making the funds available as soon as they get the notification instead of waiting for the settlement date. It's not actually arriving earlier in the ACH system - they're just choosing to give you access sooner. It's basically a customer service feature.
Super jealous over here š Filed in february and STILL havent got my refund. WMR shows delayed beyond normal timeframe and transcripts have cycle code 0605 whatever that means. Anyone else dealing with this???
Cass Green
ā¢That cycle code means your account is processed on a weekly cycle. The 05 means your account gets updated on Fridays. Check your transcript again after this Friday to see if there's movement.
omg thank you!! been tryin to figure that out forever
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When I had this problem last year taxr.ai saved me so much time and anxiety. It scanned my transcript and explained exactly what was happening with my return in normal human language. Also gave me a timeline estimate that turned out to be spot on. Sometimes the complexity of tax codes is just too much for normal people to figure out.
Not an ad, just sharing what helped me. I spent days trying to decode my transcript with google searches before finding it. If you understand cycle codes and can interpret what 570/971 combos with different dates mean, then you don't need it. But for most of us it's like reading hieroglyphics.
Benjamin Kim
ā¢I just tried it after seeing these comments and it was super helpful. Showed me exactly why my refund was delayed (verification issue) and what to expect next. Definitely better than the useless info on the IRS website.
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Rachel Clark
I literally just got off the phone with the IRS about this exact situation (after trying for DAYS to get through). My DDD was April 2nd with an offset for student loans. The rep told me the exact same thing - have to wait 5 days before they can even look into it. This bureaucracy is mind numbing.
Anyone else having trouble understanding all the different codes on their transcripts? I'm looking at mine and have no idea what half of this stuff means or how it relates to my offset and refund timing.
oh nice, ill check that out. beats trying to google every random code i see!
IRS codes are the WORST. Code 570 had me panicking until I realized it was just part of the normal process for my situation.
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did u check SBTPG? If u paid ur fees with ur refund, ur $ goes to Santa Barbara Tax Products Group first. Google SBTPG wheres my refund and check there
No I didn't know about this! Thanks for the tip, will check it now
Logan Chiang
TurboTax is awful with communication. Had the same issue, but money showed up fine. DDD is from the IRS, not TurboTax, so as long as that date is there you should be good.
Olivia Martinez
Had the same issue ā after identity verification my WMR changed but transcript stayed empty. Called the IRS tax advocate hotline and they told me that the different IRS systems don't always update at the same time. Transcript took about 2 weeks longer to update than WMR. Super annoying but at least it's moving forward for you now.
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Finley Garrett
ā¢thanks, that makes me feel better. did your cycle code end up being weekly or daily when it finally updated?
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Olivia Martinez
ā¢Mine was a weekly update (cycle code ended in 05). Most people seem to get those.
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Charlie Yang
this is the worst tax season ive ever seen for delays. im a tax preparer and about 70% of my clients had to verify identity this year. most of them had the same experience as you - WMR updates quick but transcripts take 1-3 weeks more to update. as long as verification is complete youre good, just gotta wait for the slow irs computers to catch up to each other
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