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i spent 3 months freaking out over my 810 code until i finally broke down and tried taxr.ai - it analyzed my transcript and told me EXACTLY what was happening, why i had the freeze, and when it would likely be resolved based on similar cases. totally worth it just for the peace of mind of finally understanding what was going on instead of stressing every day.
i tried it too and it was spot on. showed me my exact issue (missing 1099 from stock sales) that was causing my delay, which the IRS never bothered to tell me about directly.
just tried it and you guys weren't kidding. finally understand whats happening with my return after months of confusion. this should be pinned in every tax subreddit.
unpopular opinion but you probably should have been more careful when filing your taxes... the IRS gets copies of all your W2s so its not like they're making this up. double check your stuff next time and you won't have these issues.
This is such a privileged take. Some people work multiple jobs or gigs and documentation can fall through the cracks. The punishment (holding refunds for months) doesn't fit the crime (forgetting to report small amounts of income).
Fair points. I guess I was being a bit harsh. The system is definitely broken in how it handles these small discrepancies.
Am I the only one annoyed that the IRS can just hold our money for months with no explanation or timeline? Like we'd be hit with penalties immediately if we were late paying them, but they can just sit on our refunds forever? The system is broken af š
The IRS has a special number for resolving issues like this: 1-800-829-1040. Good luck getting through though, I spent WEEKS trying. Finally used claimyr.com and had an agent on the phone same day who confirmed it was a substitute return situation. The agent helped me understand exactly what I needed to do to fix it. Totally worth it considering how much money was at stake.
Is this the thing where they wait on hold for you and then call you back? My cousin mentioned something similar
Yep exactly! They navigate the phone system and wait on hold, then call you when an agent is available. Saved me hours of frustration.
yoooo i had almost the EXACT same issue. the irs filed a SFR for 2018 saying i owed like $7k. turns out when u don't file they just make up numbers that benefit them not u. after i filed properly it dropped to like $600 which i could manage. def do not ignore this!! it won't go away and will just get worse with penalties and interest
This entire system is designed to be confusing on purpose I swear. There's no reason why they need 800 different codes and notices that all mean slightly different things.
Don't forget that you MUST continue making your scheduled payments even after they take your refund. The refund offset doesn't replace your monthly payments - it just reduces the overall balance. Missing a payment could cause your installment agreement to default.
Thanks for this reminder - I might have assumed I could skip a payment or two after they take the refund.
Amaya Watson
One thing no one mentioned - there are different TYPES of transcripts that show different things: - Tax Return Transcript: shows most line items from your original tax return - Tax Account Transcript: shows changes, payments, penalties, etc - Record of Account: combination of both above - Wage & Income Transcript: shows all your W-2s, 1099s, etc Make sure you get the right one for what you need!
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Skylar Neal
ā¢This is super helpful! I didn't realize there were different types. I think I need the Account Transcript since I'm trying to check if my payment was received.
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Amaya Watson
ā¢Yep! Tax Account Transcript is perfect for tracking payments. Look for code 570 for the payment posting and 971 for notices about it.
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Grant Vikers
the irs site is literally the WORST. crashed on me 3 times during verification last month. keep trying tho, eventually worked on like the 4th attempt š
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