


Ask the community...
Last year my mom had over $40k in medical expenses from cancer treatment. Her preparer made a mistake on how her insurance reimbursements were reported. The IRS actually caught it and INCREASED her refund by about $2,800! Sometimes errors work in your favor. The whole process took about 8 weeks to resolve, but the IRS was surprisingly helpful. They even assigned her a case worker who walked her through exactly what documentation they needed. It wasn't nearly as scary as we expected.
Keep all your medical receipts. Store them digitally. Back them up. IRS can audit up to three years back. Six years if they suspect substantial errors. Forever if they suspect fraud. Not trying to scare you. Just be prepared. Good preparers help but can miss things. Especially with complex medical situations.
If it's been more than 21 days since you filed, you can actually call the IRS to check on status. I was in the same boat last month - state came through but federal was stuck. After trying to call for days and getting the "high call volume" message, I used Claimyr.com (https://youtu.be/_kiP6q8DX5c) to get through to an agent. They confirmed there was a minor verification issue they fixed on the spot, and my refund showed up a week later.
Thanks for the tip! It hasn't been quite 21 days yet, but if it gets to that point I'll definitely try this. Did you have to pay for the service?
The timing varies a lot, honestly. Last year my state (CA) came a full month before federal. This year they were only 4 days apart. The IRS is actually moving pretty quickly for most straightforward returns this season compared to the last few years. If you don't have any special credits or deductions, you'll probably see it within a week or so of your state refund.
Oh my goodness, this happens to so many people! The IRS Where's My Refund tool is notoriously slow to update, especially when you've used a service like TurboTax with fees taken out. I've seen hundreds of posts about this exact situation in tax groups! The important thing is that you HAVE your money - that's what matters most! The IRS system will eventually catch up, but there's absolutely nothing to worry about now that the funds are in your account. So happy you got your refund for your kids' summer programs! š
Instead of checking WMR, try looking at your tax transcript on the IRS website. It'll show the actual refund issued date (TC 846) which is more reliable than WMR. Lots of ppl have this same prob w/ TT and other prep services that take fees from refunds. The $ goes TurboTax ā fee deduction ā your bank, but WMR only tracks the first step.
Be really careful with amended returns - they're like opening Pandora's box sometimes. My cousin filed a 1040X to claim a missed credit last year, and it somehow triggered a review of his entire return. The IRS ended up questioning deductions from the original filing that weren't even related to the amendment! It's like going to the dentist for a cleaning and ending up with a root canal. He spent almost $800 on a tax professional to help resolve everything, which was way more than the credit he was trying to claim in the first place.
Have you considered using the IRS's interactive tax assistant? It's available at https://www.irs.gov/help/ita and has a specific section on amended returns. Also, if you're comfortable with tax software, most of the major platforms (TurboTax, H&R Block, TaxAct) support creating 1040X forms and will walk you through the process step-by-step. They'll automatically generate the correct supporting forms based on what you're changing. The IRS also has a dedicated amended return status tool at https://www.irs.gov/filing/wheres-my-amended-return that lets you check processing status once you've submitted.
Yara Sabbagh
Had this exact issue. Called TOP. Got nowhere. Tried regular IRS line. No luck. Used Claimyr instead. Got through in 15 minutes. Agent confirmed no offset taken. Worth the fee. Saved me days of worry. Here's their link: https://www.claimyr.com. Peace of mind matters.
0 coins
Keisha Johnson
You might want to hold off on spending that money for about 2-3 weeks, just to be safe. I've occasionally seen cases where the offset happens after the deposit in rare situations. It's probably fine since your transcript only shows 846, but it could potentially be a timing issue with the Treasury Offset Program database. Most people in your situation end up keeping the full amount, but there's always those few exceptions that end up with a surprise withdrawal later. Better safe than sorry, especially for large purchases.
0 coins