Did your sister have any credits or deductions that might have delayed processing? Sometimes those Child Tax Credit or Earned Income Credit returns get extra scrutiny but still arrive right on time. Just curious if there's a pattern here we can help others with! 😊

I had this exact same experience last week! My DDD was 3/19, and I kept checking my bank account for the pending deposit with a trace number. Nothing showed up, then suddenly Wednesday morning - boom! Full amount in my account with no prior notification. I think it's just how some banks process the ACH transfers from Treasury. Step 1: Treasury sends payment. Step 2: Bank receives it. Step 3: Some banks show pending with trace. Step 4: Others just post it directly when received. Seems like your sister's bank is the latter type.

I understand how frustrating the IRS phone system can be. I've had success using Claimyr to get through to an IRS representative quickly. Here's what you need to know: • Claimyr is a service that navigates the IRS phone system for you • It holds your place in line so you don't have to listen to the hold music • They call you back when an agent is available • It works with the main IRS number and several specialized departments • Particularly helpful during tax season when wait times are longest It saved me from spending hours on hold last month when I needed to verify some information about my return. Given your international status, getting through to the right department is especially important.

Isn't it ridiculous that we have to jump through so many hoops just to talk to someone about our taxes? After trying for three weeks straight, I finally managed to speak with an agent by calling exactly at 7:00 AM Eastern when they open. The trick was using my landline rather than my cell phone - don't ask me why that worked, but the agent told me their system sometimes prioritizes landline calls due to how their call routing infrastructure was designed. My issue was resolved in 15 minutes after spending 21+ hours trying to get through. Worth trying if you have access to a landline.

Think of SBTPG like that friend who borrows money but takes their sweet time paying you back. They've got your cash, they're just moving at their own pace. I was pulling my hair out with the same issue last week until I tried taxr.ai to check my transcript codes. Like using a translator for IRS hieroglyphics! It confirmed my money was actually released to SBTPG already, even though their site hadn't updated. If you're concerned about timing, you might want to check your transcript with it - sometimes the money is already in motion even when SBTPG's tracker is still showing nothing.

Got my refund thru SBTPG last wk! DDD was 3/8, SBTPG updated late night on 3/8, $ hit my acct early AM 3/9. Saved me $150 in overdraft fees I was about to get hit with lol. Their system is weird af but works eventually. Pro tip: if u have Cash App, sometimes it posts a day earlier than trad banks. That's what happened w/ mine - friends with same DDD but regular banks got theirs a day later.

I'm not buying all these "just wait" or "use this service" answers. The IRS is legally required to pay interest on late refunds after 45 days from the filing deadline (or from when you filed if after the deadline). So: • If you filed Feb 22, they have until about April 8 before interest kicks in • They know this and will likely process just before that deadline • These "services" people are pushing are just trying to make money off your anxiety • The IRS is understaffed but not incompetent - they have a system

Back in 2022, I had almost the identical situation with my gig work return. Filed in February, no movement until April. I eventually learned that gig worker returns (Schedule C filers) are flagged more frequently for manual review because of historically higher rates of claimed deductions. This isn't a conspiracy - it's just risk management on their part. When I finally got my refund, everything was exactly as I filed it. What I found most useful was checking my account transcript rather than relying on WMR. The transcript showed codes that indicated my return was in review, while WMR just showed the generic "still processing" message.

Be careful about identity verification requirements this year. Last year I filed early with EIC, got my state refund quickly, but then my federal went into limbo. Turns out they flagged me for ID verification but the letter took 3 weeks to arrive. By the time I got it and verified my identity, I'd already waited 2 months. If you don't see any movement by March 1st, check if you need to verify your identity through ID.me or by calling the dedicated verification line. Don't just wait indefinitely like I did.

I'm in the exact same situation! Filed January 20th with TurboTax, claimed EIC, got my state refund on February 2nd, and my federal is still processing. Have you checked your account transcript on the IRS website? Mine shows a 570 code which apparently means they're reviewing something. Did you have any investment income or unemployment this year? Those can trigger additional review.