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Be careful with Credit Karma this year. I had issues with my CTC processing because of how they handled the advance payments from last year. Steps I had to take: 1. Double-check that Letter 6419 amounts matched what CK entered 2. Verify CK didn't automatically check the box for receiving advance payments if you didn't 3. Call CK support directly (not IRS) to verify your filing status Several people in my tax group had delays because CK's system didn't properly account for the advance payments.
I went through this exact same thing last month! TurboTax's system is like a restaurant that tells you your table will be ready in 20 minutes but then won't seat you when you show up on time. My estimated date was February 24th, but I didn't qualify for the advance either. The good news? My actual refund showed up on February 26th - just two days after their estimate. So their date prediction was pretty accurate, even though the early refund thing was a no-go. Hang tight, you're probably going to see that money hit your account right around the date they're showing.
This is exactly the kind of real-world experience I was looking for! I've been filing with TurboTax for years and their estimates are usually within 2-3 days of accuracy. The advance program is just a marketing gimmick to get people excited about something most won't qualify for anyway.
According to the TurboTax support page at https://ttlc.intuit.com/turbotax-support/, the refund advance is a loan product that has specific eligibility requirements including minimum refund amounts and passing their credit check. The estimated date you're seeing is completely separate - it's just their prediction of normal IRS processing time. You can verify your actual refund status directly at https://www.irs.gov/refunds which will be more accurate than what TurboTax is showing.
Was in same boat. Waited three weeks for letter. Never came. Called IRS. Endless hold times. Used Claimyr instead. Connected in 20 minutes. Agent confirmed portal amount was correct. Filed same day. Don't wait for letter. Claimyr saved me weeks of stress. https://youtu.be/_kiP6q8DX5c
Oh my goodness, I went through EXACTLY this last year! I was so worried about messing up the Child Tax Credit after my divorce. I finally just went ahead and filed using the portal amounts. The letter arrived THREE DAYS after I filed and matched exactly what was in the portal. I was SO relieved! My return was processed normally with no issues at all. Just make sure you have a clear agreement with your ex about who claims which year - we put ours in writing just to be safe!
Have you tried these steps to troubleshoot? 1. Clear your browser cache and cookies 2. Try accessing your account from a different browser 3. Check if you're logged into the correct IRS online account (sometimes people have multiple accounts) 4. Verify the notification you received is actually from the IRS and not a phishing attempt 5. Try accessing the IP PIN section directly through the IRS main page rather than through any links in emails Just curious - how did you receive notification that they issued the PIN? Was it by email, physical mail, or through your online account message center?
This happens more often than you'd think. Here's what you need to know: β’ IP PINs typically take 2-3 business days to appear online β’ Peak tax season (now) can extend this to 3-5 days β’ The notification system and the online display system are separate β’ If you need it urgently, calling is your best option β’ Weekend days don't count as business days for IRS systems I'd give it until at least Friday before worrying too much about it.
Kolton Murphy
EVERYONE NEEDS TO MARK THEIR CALENDARS FOR THE 21-DAY MARK! This is way more important than most people realize. Last year I waited 42 days when I could have called at 21 and resolved my issue in one day. This year I'm calling exactly on day 22 if I don't see movement. Compared to state returns, which often process in 7-10 days, the IRS timeline is painfully slow. Don't let them make you wait longer than necessary!
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Evelyn Rivera
Just to clarify for anyone else reading this thread - the 21-day timeframe the TA mentioned is specifically for the "Where's My Refund" tool guidance. According to Publication 5344, the IRS advises taxpayers to wait this period before inquiring about refund status. I'm a bit concerned because my Cycle Code on my transcript hasn't updated yet either.
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