I had this exact same issue last month! Filed with TurboTax on February 8th, opted for the 5-day advance, then got the message saying it couldn't be expedited. SBTG showed nothing for me either. I called TurboTax and they just kept transferring me around. Finally, after about 2 weeks of checking daily, my refund suddenly appeared in my bank account - directly from the IRS, not through SBTG. The TurboTax fees were still taken out though. So basically what happened was the advance got declined, but instead of telling us clearly, they just quietly switched it to regular processing. You'll still get your refund, but it'll come on the normal timeline.

I'm going through this exact nightmare right now too! Filed on March 3rd, got the advance rejection message on March 15th, and SBTG has been showing "no account found" ever since. What's really frustrating is that TurboTax's customer service seems to have no clue what's actually happening - they just keep telling me to "wait and check back later." I've been monitoring my IRS transcript daily and it shows my return was received but no processing date yet. Based on what everyone's saying here, it sounds like we're all just stuck waiting for the IRS to finish processing our returns before SBTG even creates an account. The lack of clear communication from TurboTax about this process is honestly terrible - they make it sound like the advance is almost guaranteed when you're filing, but don't explain what happens when it gets rejected. At least I know now that my refund isn't lost in cyberspace somewhere!

Does anyone know if there's a time limit for claiming these energy credits? I installed a new HVAC system in 2021 but didn't know about these credits when I filed my taxes for that year. Is it too late to get the credit now?

I just went through this exact process last month! One thing I'd add to the great advice already given - don't forget to check if your local utility company offered any rebates for your HVAC installation. Many utilities provide rebates for energy-efficient equipment, and you can claim both the federal tax credit AND the utility rebate. Also, if you're having trouble finding the manufacturer's certification statement online, try calling their customer service line with your model number. I couldn't find my heat pump's efficiency documentation on their website, but when I called, they emailed me an official certificate within 24 hours. One last tip: if you used a credit card for the purchase, that statement can serve as additional proof of purchase date if your invoice gets damaged or lost. The IRS accepts multiple forms of documentation, so having backup proof is always helpful!

The real question here is how deeply OP wants to be involved. There are basically three paths: 1. Pretend you never saw anything (risky if they ever get caught and the IRS thinks you knew) 2. Confront them directly and try to convince them to come clean through voluntary disclosure (IRS has programs for this) 3. Report them through the whistleblower program There's no easy answer here but remember that willful tax evasion at this scale is a felony. This isn't "oops I forgot to report some income" - this is deliberate, sustained criminal behavior. Think carefully about your own liability and what you can live with morally.

This is such a heartbreaking situation, and I can only imagine the stress you're going through. Finding out about family members committing serious crimes puts you in an impossible position. One thing I haven't seen mentioned much is the statute of limitations aspect. For tax fraud, the IRS generally has 6 years to assess additional taxes, but there's no statute of limitations for willful tax evasion or fraud. This means your father could potentially face consequences going back decades, which makes the situation even more serious. I'd strongly echo the advice about consulting with a tax attorney who specializes in criminal tax defense. They can help you understand not just your family's exposure, but also your own potential liability for having knowledge of ongoing tax crimes. There's something called "willful blindness" where simply ignoring obvious criminal activity can sometimes create legal issues. The hardest part is that doing nothing isn't really a neutral choice here. If this eventually comes to light through an audit or other investigation, the fact that you knew and said nothing could be viewed negatively. But reporting family members for crimes that could result in prison time is an unimaginably difficult decision. Whatever you decide, document everything you've discovered and keep those records secure. You may need them regardless of which path you choose.

According to Internal Revenue Manual 3.30.123, the IRS is authorized to implement systemic workflow management procedures during peak filing season. Has anyone who was resequenced received any formal notification from the IRS about this status? I'm wondering if there's a specific notice number or explanation provided when this happens, or if you're just left in the dark until your refund eventually processes.

I experienced resequencing firsthand this year after filing February 5th. What helped me understand what was happening was checking my account transcript weekly on the IRS website. Initially, I only saw a basic 150 code (return filed), but around week 6, additional codes appeared that indicated my return had been moved to a different processing queue. The frustrating part is there's no official communication about this - you just have to piece it together from transcript codes and processing delays. For anyone still waiting from early February filings, I'd recommend pulling your transcript and looking for any TC 570 or 971 codes that others have mentioned. It won't speed up your refund, but at least you'll know what's actually happening instead of wondering if your return got lost in the system.

Anybody have experience with zero coupon municipal bonds for this situation? I heard they're sold at a discount and the gain at maturity is considered capital gain, not interest income. Wondering if that might work for using up capital loss carryover.

Have you considered dividend growth stocks or REITs? While they do generate some ordinary income through dividends, they also tend to appreciate over time, giving you capital gains when you sell. You could strategically sell positions throughout the year to realize gains that would be offset by your $26k carryover. Another angle - if you have any appreciated assets in other accounts (like an old 401k rollover or taxable brokerage account), this might be a good year to do Roth conversions or rebalance by selling winners, since your capital losses would offset the gains. Just be careful about wash sale rules if you're buying and selling similar securities. You want to make sure any losses you might incur don't get disallowed because you repurchased substantially identical securities within 30 days.