


Ask the community...
The health insurance verification process typically takes 6-10 weeks from the date of rejection. But is that really the whole story? Not always. If you received a specific error code related to Form 8962 (Premium Tax Credit), the process might be expedited. Have you checked your online account for any notices requiring a response? Sometimes what appears to be a rejection is actually a request for additional information, and the clock doesn't start until you provide it.
My health insurance rejection took 45 days to resolve, while my sister's took only 21 days. The difference? She had all her 1095-A forms properly reconciled with her 8962, while I had a discrepancy. If your situation is like mine where the marketplace information doesn't match what you reported, expect closer to 6-8 weeks. If it's more like my sister's where it's a simple verification issue, it might be closer to 3-4 weeks. Would you say your situation involves a data mismatch or just verification?
My experience with acceptance times over the past 3 years: ⢠2022 taxes: Filed 2/3/2023 at 9am, accepted 2/3/2023 at 2pm (5 hours) ⢠2023 taxes: Filed 1/29/2024 at 7pm, accepted 1/30/2024 at 10am (15 hours) ⢠2021 taxes: Filed 3/15/2022 at 5pm, accepted 3/17/2022 at 9am (40 hours) Factors that seemed to matter: ⢠Filing early in tax season = faster acceptance ⢠Filing during business hours = faster acceptance ⢠Simple return = faster acceptance
Try checking your tax software account instead of waiting for an email! I was feeling so anxious about not getting my acceptance notification, but when I logged into my TurboTax account, it showed my return was accepted 3 hours after filing! The email notification system sometimes lags behind the actual status. I'm so happy I checked there first instead of worrying needlessly!
Last year my transcript updated on February 10th showing a deposit date of February 21st, even though the PATH hold was still technically in effect. The system processes returns in waves, and some get processed early but still wait for payment. I remember being in your exact position - checking daily and wondering what was happening. The good news is that if you're in an early batch, you'll likely receive your refund very soon after the 15th passes.
Could someone clarify the difference between Transaction Code 150 and Direct Deposit Date in this context? My transcript shows TC 150 dated 02/05/2024 but no DDD yet. Does this confirm I'm in a test batch, or is this normal processing sequence for PATH-affected returns?
I'm somewhat concerned about this as well. My transcript has shown a similar pattern, with the TC 150 posted but no refund date. It seems, perhaps, that our returns are being processed through the normal verification channels, but the final refund authorization is being withheld until after the PATH restrictions lift. Would appreciate if someone with more expertise could weigh in on this specific scenario.
Technical solution breakdown for accessing transcripts: 1. ONLINE PORTAL (fastest): - Navigate to IRS.gov/account - Select "Create or View Your Account" - Complete Secure Access authentication (requires financial verification) - Select "Tax Records" then "Get Transcript" - Choose transcript type and tax year - Download PDF immediately 2. TRANSCRIPT BY MAIL (medium timeframe): - Visit IRS.gov/getTranscript - Select "Get Transcript by Mail" - Input SSN, DOB, address from most recent return - Select transcript type and tax year - Allow 5-10 business days for delivery 3. FORM 4506-T (slowest option): - Download Form 4506-T from IRS.gov - Complete all fields, especially Line 6 (transcript type) - Mail to appropriate IRS center based on your location - Processing time: 10-15 business days Caveat: If you've implemented a credit freeze with the credit bureaus, you'll need to temporarily lift it before attempting online verification.
NGL, I had major probs with the online system back in Jan. Got locked out 3x trying to verify my ID! Finally called the transcript request line (800-908-9946) and used the automated system. Super easy - just needed my SSN, DOB, and mailing address. Transcripts showed up in my mailbox about a week later. Def not as fast as online, but way less headache. Feel ya on the hedge maze comparison - IRS systems can be a nightmare! Hope u get what u need without too much hassle.
Isaiah Thompson
I think we should be careful about suggesting someone can simply not report income... The employer may have already submitted their information to the IRS, and the system is designed to match these reports. While it's true the IRS is understaffed, their automated systems still flag discrepancies between reported income and filed returns. The potential consequences of intentional omission might outweigh any small tax savings.
0 coins
Ruby Garcia
ā¢This makes me wonder - how does this compare to cash tips or other informal income? I've heard different things about reporting thresholds for different types of income. Is wage income treated differently than say, selling something on eBay?
0 coins
Alexander Evans
IMO ur overthinking this. Just add it to ur return - ez fix. If u got a W-2, the IRS already knows about it anyway. Their computers auto-match that stuff. If u didn't get a form, technically still reportable but tbh the risk/reward is diff. Def report if u got official docs tho. BTW if ur using tax software it'll take like 2 mins to add another W-2 or 1099. Not worth the stress of wondering if they'll catch it.
0 coins