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I'm not entirely convinced this is normal. I've been doing taxes for possibly 12 years, and while I've occasionally seen WMR lag behind actual deposits, it's relatively rare in my experience. Perhaps there was a specific glitch that day affecting multiple accounts? Or maybe your client's bank posts pending deposits earlier than most? I would probably report this to the IRS as an anomaly rather than assuming it's standard procedure. The systems should generally be synchronized within a few hours at most.
This might be unusual to you, but it's actually becoming more common. I think the IRS is just... well... trying to get money out faster than their tracking systems can keep up. My client had the same thing happen in March. WMR showed nothing at 7am, refund hit at noon, then WMR updated later that night. The agent I spoke with mentioned they're prioritizing the disbursement system over the status systems when they're short-staffed. I'd rather they focus on getting people their money than updating a tracking tool, honestly.
This happened to me too! I was checking WMR religiously every morning at 6am sharp. Last Thursday - nothing new, still on first bar. Then at 2pm I got a deposit notification from my bank app. When I checked WMR that evening, it had finally updated to approved with that day's date. I nearly fell out of my chair! After 6 weeks of waiting and checking, the money arrived before the tracker updated. Not complaining though!
Back in 2022, I had a similar experience but even more extreme. WMR showed "still processing" for 3 weeks after I already received my refund! I called and the agent said sometimes the status system just doesn't get updated if they're backlogged with more important tasks. She told me they prioritize the actual money movement over the status updates, which makes sense from a resource allocation perspective.
Here's what typically happens after an amendment appears on your transcript: 1. First, you'll see code 971 (Notice Issued) - this means they're sending you a confirmation that your amendment was received 2. Then, you might see code 570 (Additional Account Action Pending) - this means they're reviewing your amendment 3. Next, look for code 571 (Resolved Additional Account Action) - this means they've completed their review 4. Finally, code 846 (Refund Issued) with a date - this is your direct deposit date The whole process usually takes 7-21 days from when the amendment first appears. Since you already have a tax advocate involved, it might be on the faster end of that timeline. I'd expect to see movement within the next week based on what you've described.
Have you considered what might have triggered the need for an amendment in the first place? Was it perhaps an issue with how your investment income was reported? The reason I ask is that investment income reporting issues have been a common trigger for delays this tax season. Many brokerage firms issued corrected 1099-B forms in February and March, which created discrepancies with originally filed returns. If that's what happened in your case, you're actually ahead of the game by having filed the amendment already. Many taxpayers won't realize there's an issue until they receive a CP2000 notice months from now. Your proactive approach with the tax advocate likely saved you significant time in the long run.
Have you possibly received any notices in the mail that you might have overlooked? Sometimes, the IRS sends correspondence that doesn't immediately show up on your transcript. It's also possible, though not certain, that you might be subject to additional verification procedures that are somewhat common for early filers with certain credits or deductions. Would you mind sharing if you claimed any refundable credits this year?
I'd suggest a different approach. Here's what you should do: 1. First, check your Return Transcript (not just Account Transcript) to see if it's available. Sometimes this appears first. 2. Next, verify your tax year is correct when checking. Make sure you're looking at 2023 transcripts, not 2022. 3. Then try the Where's My Refund tool again, but clear your cache first or use a different browser. 4. If still nothing, check your bank account directly. Sometimes the refund deposits without transcript updates. 5. Finally, if you claimed EIC or ACTC, remember these are subject to PATH Act delays, which can extend processing regardless of cycle code.
Warning from personal experience: SBTPG has a fraud detection system that can delay transfers. If your refund amount is significantly different from previous years or exceeds certain thresholds, they may place a 24-48 hour administrative hold. This happened to me with a $7,800 refund last year. The hold isn't visible on their tracker - it still shows as "processing." If you're approaching 48 hours post-DDD with no movement, contact SBTPG directly at 800-901-6663 and request a manual review of your account status.
Has anyone received their refund through CashApp on a weekend? My DDD is this Friday (5/10) and I'm wondering if I should expect to wait until Monday if it doesn't process on Friday?
William Rivera
Have you considered filing Form 8379 (Injured Spouse) for next year? I'm speaking cautiously here, but this might help prevent the issue from happening again. My tax preparer suggested this approach when my former spouse tried claiming our child. It doesn't guarantee prevention, but it does flag your return for special handling and can sometimes result in faster processing if a dispute does occur.
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Grace Lee
I went through this exact situation last year! Had to paper file after my ex claimed our daughter without permission. Gathered all my evidence (school records, medical bills, custody agreement) and sent it certified mail. Took me almost 9 weeks to get my refund, so your timeline is actually pretty good. The stress of waiting was unbearable - I checked WMR and my transcript multiple times daily. One thing I learned: keep copies of EVERYTHING. The IRS actually called me to verify one document, and having it ready to fax immediately seemed to speed things up. Congrats on making it through the process!
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