Oh my god I'm in the EXACT same situation and I'm freaking out!! 😫 I filed on February 9th with corrections to my W-2 and NOTHING has happened! I check WMR literally every morning and it's stuck on the first bar. I'm so worried something is wrong with my return! Last year I got my refund in like 2 weeks, but this year it's been almost two months and I'm getting really anxious because I need that money for car repairs. Has anyone had their return just suddenly appear after being stuck for this long? I'm starting to lose hope... 😞

I filed on February 5th and was stuck with no movement until last week. What finally worked for me was calling the IRS Taxpayer Advocate Service instead of the main line. I explained I was experiencing financial hardship waiting for my refund (which was true - needed it for medical bills), and they were able to check on my return status. Turns out my return was flagged for a simple verification that could have been resolved weeks ago if someone had just told me. After that call, my WMR updated within 48 hours. The regular customer service lines are practically useless this time of year.

According to the IRS.gov website and multiple tax professional forums, code 846 definitively indicates a scheduled refund. The date associated (2/28 in your case) is when the Treasury will release the funds to your financial institution. As others have mentioned, most banks process these within 1-2 business days, though some make funds available immediately. If you're interested in learning more about transcript codes, the IRS has a manual called the Transaction Codes Pocket Guide that explains each code in detail.

Got my 846 code last week. Money showed up exactly on date. No delays. Was surprised how accurate it was. Banking with Chase if that helps.

Check your bank account routing number. It might be wrong. Serve cards sometimes have issues with government deposits. Call Serve directly. They can see pending deposits. Ask specifically about IRS deposits. They might have additional verification requirements. Their system flags new deposit patterns. Worth a 10-minute call to know for sure.

I've noticed that many people in this community have mentioned that Serve cards sometimes take longer than traditional bank accounts for tax refunds. It seems like they might have some sort of internal processing that adds an extra day or two? I was surprised to learn that even though the IRS says it's sent, there's apparently this whole other system it has to go through with the prepaid card companies. Maybe someone who works in banking could explain why this happens?

I'm dealing with this exact issue right now and need to get it resolved ASAP. I filed on Feb 1st and WMR still shows nothing, but I called the IRS yesterday (took 3 hours to get through) and they confirmed my return is actually processing normally. The agent told me there's a known issue with the WMR display for certain returns filed in early February. They said I should expect my refund by next Friday. Don't trust WMR - call them directly to confirm your status if you need that money soon.

Just to clarify what might be happening: The IRS has different systems that don't always sync properly. According to the IRS website (irs.gov/refunds), WMR updates only once every 24 hours, usually overnight. However, many people report that their transcripts update more frequently and accurately than WMR. If you recently changed from ITIN to SSN, or if this is your first filing with permanent resident status, the system might need additional time to process your return. This doesn't necessarily mean there's a problem - just that it's taking longer to verify your information.

For those wondering about the Feb 8th filing date specifically, here's what might be happening: Step 1: Initial processing (typically 1-3 days after acceptance) Step 2: Error review phase (can take 5-7 days) Step 3: Random selection review (another 7-10 days) Step 4: Final processing and transcript update (usually happens overnight on Thursdays/Fridays) Step 5: Direct deposit scheduling (typically 5-7 days after transcript update) So for a Feb 8th filer, you might just be hitting that final processing phase now. Have you checked if your account transcript shows any recent updates?

I've been helping folks with tax issues for years, and this season seems particularly slow for early-mid February filers! Last week I saw a huge batch of 2/5-2/10 filers finally get updates. My sister filed 2/9 and got her DD date yesterday for 3/26. My neighbor filed 2/7 and got his refund this morning. The system seems backed up but they're working through it. If you don't see movement by this Friday, that's when I'd start getting concerned. The Friday update seems to be the big one lately!