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If I could give 10 stars I would
If I could give 10 stars I would If I could give 10 stars I would Such an amazing service so needed during the times when EDD almost never picks up Claimyr gets me on the phone with EDD every time without fail faster. A much needed service without Claimyr I would have never received the payment I needed to support me during my postpartum recovery. Thank you so much Claimyr!
Really made a difference
Really made a difference, save me time and energy from going to a local office for making the call.
Worth not wasting your time calling for hours.
Was a bit nervous or untrusting at first, but my calls went thru. First time the wait was a bit long but their customer chat line on their page was helpful and put me at ease that I would receive my call. Today my call dropped because of EDD and Claimyr heard my concern on the same chat and another call was made within the hour.
An incredibly helpful service
An incredibly helpful service! Got me connected to a CA EDD agent without major hassle (outside of EDD's agents dropping calls – which Claimyr has free protection for). If you need to file a new claim and can't do it online, pay the $ to Claimyr to get the process started. Absolutely worth it!
Consistent,frustration free, quality Service.
Used this service a couple times now. Before I'd call 200 times in less than a weak frustrated as can be. But using claimyr with a couple hours of waiting i was on the line with an representative or on hold. Dropped a couple times but each reconnected not long after and was mission accomplished, thanks to Claimyr.
IT WORKS!! Not a scam!
I tried for weeks to get thru to EDD PFL program with no luck. I gave this a try thinking it may be a scam. OMG! It worked and They got thru within an hour and my claim is going to finally get paid!! I upgraded to the $60 call. Best $60 spent!
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At least you got movement! Mine's been stuck on N/A since February 💀
same here bestie 😭 filed 2/1 and still nothing
I'm seeing the same pattern on my transcript! Got the 570 freeze about 2 weeks ago after initially showing all zeros. The waiting is brutal but at least we know they're actively working on our returns. From what I've read, once you see those codes it usually means you're in some kind of verification queue. Keep checking your mail daily - that notice will tell you exactly what they need. Fingers crossed we both get movement soon! 🤞
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I have Chime too and my DDD is also 03/06! I've been checking my account obsessively since yesterday. Nothing yet. Last year my refund came one day early, but from what I've read online it varies a lot. Have you received yours yet? I filed on February 2nd and had to wait forever for processing. This is the final stretch!
I'm also using Chime with a 03/06 DDD! Still waiting here too. From reading everyone's experiences, it seems like Chime's "early deposit" for tax refunds is pretty hit or miss - sometimes you get it 1-2 days early, sometimes right on the DDD, and occasionally even a day late. I've been refreshing my app way too much today 😅 The inconsistency is frustrating when you're planning around that money. At least we're not alone in this waiting game! I'll update if mine hits before the official date.
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I think we're overcomplicating this. The Chase Sapphire travel credit is more like a discount on the annual fee than income. You pay $550/year for the card, get $300 back on travel purchases, so effectively you're paying $250 for the card benefits. Not income, just a partial refund of a fee you already paid.
That's actually a really good way to think about it! Makes perfect sense when you frame it like that.
This is such a relief to read everyone's responses! I've been in the exact same boat with my Chase Sapphire Reserve and was getting really anxious about whether I'd been filing incorrectly. The way everyone explains it as a purchase rebate/discount rather than income makes total sense. I'm curious though - has anyone dealt with the situation where you don't use the full $300 travel credit in a year? Like if I only spent $200 on travel, do I lose the remaining $100, or does it roll over? And does that change the tax implications at all? I had a lighter travel year in 2023 and I'm wondering if that affects anything for my return. Also really appreciate the tool recommendations - might check out taxr.ai just to double-check my other credit card benefits since I have a few cards with various perks and credits.
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Quick question - if I've already invested in a QOZ in 2019, is there any way to "lock in" today's rates? Like could I recognize a portion of the gain voluntarily before 2026, or am I fully committed to whatever the rates will be then?
Unfortunately, once you've invested in a QOZ, you're generally committed to the deferral period. The program is designed to keep capital deployed in these zones for the full deferral period. Recognizing the gain early would typically require fully exiting the QOZ investment, which could trigger penalties or disqualification from the program benefits.
This thread has been incredibly helpful! I'm in a similar situation with QOZ investments from 2019, and the tax rate uncertainty has been keeping me up at night. One thing I haven't seen mentioned yet is the potential impact of the Net Investment Income Tax (NIIT). If capital gains rates do increase significantly by 2026, we might also be looking at the 3.8% NIIT on top of the regular capital gains rate for higher-income taxpayers. That could push the effective rate even higher than just the base capital gains increase. Has anyone factored the NIIT into their QOZ planning? I'm wondering if this additional layer of tax makes the 5-year option with the 10% step-up more attractive, even though it's a smaller basis reduction. The certainty of locking in current rates (including NIIT rates) might be worth more than waiting for the extra 5% basis step-up if we're facing potentially much higher combined rates in 2026.
Raj Gupta
Does anyone use a specific app for scanning receipts? I've been using just my regular camera app but the pics often come out blurry or with shadows.
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Lena Müller
•I use Microsoft Lens (used to be called Office Lens) and it's free. Automatically detects the edges of receipts and fixes the perspective so they look like proper scans instead of angled photos. Works really well even in bad lighting.
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Luca Ricci
I've been using Google Drive's built-in document scanner feature and it works great for receipts. You just open the Drive app, hit the plus button, and select "Scan" - it automatically crops the receipt and adjusts the contrast to make text more readable. Plus everything gets saved directly to your cloud storage so you don't have to worry about losing photos if your phone dies. One tip I learned the hard way - make sure to scan receipts from places like gas stations and grocery stores ASAP because thermal paper fades really quickly. I had some receipts from just 6 months ago that were completely blank when I tried to photograph them later. Digital copies saved me during tax prep since the originals had basically disappeared.
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