My friend works there and said there system was down last week. Might explain the delay

Still waiting on mine from AMN too! Called payroll yesterday and they said they're having "technical difficulties" with their tax document system. Supposedly should be resolved by end of week. Meanwhile I'm just sitting here watching everyone else file their returns 😤

One thing nobody has mentioned - leasing might be a better option if you plan to upgrade vehicles frequently. No depreciation recapture to worry about since you never owned the asset. Plus you can still deduct the lease payments as a business expense.

Something to consider that might help with your planning - the recapture calculation gets more complex if you use the vehicle for both business and personal use. If your heavy-duty truck is used 80% for business and 20% personal, only the business portion of the depreciation is subject to recapture rules. Also, keep detailed records of your business mileage and usage from day one. The IRS can challenge your depreciation deductions if you can't prove the business use percentage, which would affect both your original deduction and any recapture calculations later. One more tip: if you're considering the trade-in route, get multiple appraisals for the fair market value before making the deal. Dealerships sometimes manipulate trade-in values to make deals look better, but the IRS will use actual fair market value for recapture calculations, not whatever number appears on the dealer paperwork.

If you want to verify your employer contributions are correct, check your annual 401k statement from the plan administrator. Mine shows both my contributions and my employer match clearly broken down by pay period. Way easier than trying to find it on tax forms since it's not reported there!

This is exactly what I was worried about when I started my 401k last year! I kept checking my W-2 over and over thinking HR had made a mistake. What helped me feel confident everything was correct was logging into my 401k provider's website and downloading the year-end summary. It clearly showed my $2,200 in contributions and my employer's $1,800 match, which matched what I calculated from my pay stubs. The summary also breaks down when each contribution was made, so you can cross-reference it with your paychecks if you want to be extra sure. Your numbers look totally normal - that $1,640.80 employer match on your $1,970.14 contribution suggests a pretty good matching formula from your employer!

These tax prep companies be playing musical chairs with banks every year i stg

Thanks for the info about First Century Bank! Does anyone know if they have the same deposit limits as Santa Barbara TPG did? I remember there being some cap on how much you could get early but can't remember the exact amount.

I had this exact situation with my education credits last year! The most annoying part was that TurboTax didn't clearly tell me WHICH form wasn't ready. Pro tip: You can check the IRS website directly for form availability. Go to irs.gov and search for "form status" or the specific form number you think might be delayed. They usually have announcements about which forms aren't finalized yet and estimated dates.

I went through this exact same frustration last month! After reading through all these suggestions, I ended up using both taxr.ai and Claimyr and they really helped me get unstuck. The taxr.ai tool quickly identified that my Form 8863 (education credits) wasn't finalized, and then Claimyr helped me get through to an IRS agent who confirmed it would be ready within a week. What I learned is that education credit forms are almost always the culprit when you get this message, especially if you paid for college expenses. The IRS frequently makes last-minute adjustments to these forms because the education credit rules change so often. My advice: Don't stress too much about the delay - it's really common and usually resolves quickly. Just save your progress in TurboTax and check back in a few days. The refund will still come, just maybe a week or two later than you hoped!