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Has anyone else noticed that the 'Where's My Refund' tool is about as useful as a chocolate teapot? š«ā
A chocolate teapot sounds delicious tbh. Can we get those instead of refunds?
I totally feel your frustration! I'm in a similar situation - filed in January and got that dreaded 60-day review letter in March. It's now been way longer than 60 days and I'm still waiting too. The worst part is not knowing WHY they're reviewing it or what they need from me. From what I've learned lurking in forums like this, the IRS is massively backlogged and those 60-day letters are basically just buying them more time. Some people are waiting 6+ months even after getting that letter. It's absolutely ridiculous that we have to wait this long for our own money back! I've been checking the "Where's My Refund" tool obsessively but it just says the same thing every time. At this point I'm considering reaching out to my local congressman's office since I heard they can sometimes help expedite things when the IRS is being unresponsive for this long. Hang in there - hopefully we'll both get some answers soon! š¤
Ugh, I'm so sorry you're going through this too! It's crazy that we're all in the same boat waiting months and months for our own money. I filed in March and got my 60-day letter in May, so I'm right there with you. The lack of communication is the worst part - like, just tell us what the holdup is! I've been thinking about contacting my congressman's office too. Have you found any info on how to do that or what they can actually help with? At this point I'm willing to try anything. This whole system is just broken. Thanks for sharing your experience - it helps to know I'm not alone in this nightmare!
I'm dealing with the exact same thing! Filed in February, got that vague 60-day letter in April, and here we are months later with absolutely nothing. The silence is maddening - like you said, just tell us what's wrong! For contacting your congressman, you can usually find a "Help with Federal Agencies" section on their website where you can submit a case. They have staff specifically for dealing with IRS issues and can sometimes get answers when we can't. You'll need to provide your SSN, copies of your return, and that review letter. I actually just submitted a case with my rep's office last week after seeing so many people here say it helped. Fingers crossed it moves things along! We shouldn't have to jump through all these hoops just to get our own money back. This whole system is absolutely broken. š¤
Has anyone tried those middle-ground services like H&R Block where it's cheaper than a CPA but you still talk to a human? Wondering if those are any better than just software for someone like OP.
I tried H&R Block last year with a similar tax situation (W-2, dividends, some stock sales) and honestly felt it wasn't worth it. The person who helped me seemed to be just following the same software prompts I would have followed myself. And they missed a form for my HSA that I had to point out to them! Cost me $180 for basically what I could've done myself for $40 with online software.
Based on what you've described, you're probably fine sticking with tax software for now. Your situation is pretty standard - W-2 income, some dividends, interest, basic stock trades, and retirement accounts are all things that TurboTax handles well. The main things that would push you toward a CPA are: significant business income, rental properties, complex investment strategies, or major life changes like getting married/divorced. A salary bump alone doesn't usually create tax complexity that requires professional help. That said, since you mentioned getting a promotion, this might be a good year to at least educate yourself on tax planning strategies for higher earners. Things like maximizing your 401k contributions, HSA contributions, and potentially looking into backdoor Roth IRAs if your income is getting close to the traditional Roth limits. Tax software can handle the filing part, but it won't necessarily give you strategic advice for future years. If you're really curious, you could always do your taxes with software first, then get a second opinion from a CPA to see if they find anything different. But honestly, for most people in your situation, the software does just fine.
This is really solid advice! I'm in a similar boat - got a decent raise this year and was wondering the same thing as OP. The point about tax planning vs. tax filing is helpful. I think I'll stick with TurboTax for this year's filing but maybe look into whether I should be maxing out my 401k contributions with the higher income. Do you have any good resources for learning about tax planning strategies for people who aren't quite high earners but aren't entry level anymore?
Called the IRS about this exact thing last week. They said as long as theres no errors or review codes, its just moving through the system. But like... moving WHERE? š¤
lol its probably sitting on someone's desk being used as a coffee coaster š
Ugh, I feel your pain! Same thing happened to me last year - the as-of date kept changing every week or so but literally nothing else moved on my transcript. It's so frustrating because you think something is happening but it's just the system doing its thing. From what I've learned, those date changes are basically meaningless - it's just the IRS updating their internal processing dates. The real movement comes from transaction codes appearing. Have you tried calling the taxpayer advocate service? They might be able to give you more insight into what's actually going on with your return since you filed back in January.
Thanks for sharing your experience! I'm definitely going to look into the taxpayer advocate service - didn't even know that was a thing. It's reassuring to hear from someone who went through the same thing. Did your return eventually process normally after all those date changes? I'm trying to stay patient but it's hard when you're expecting that refund š
You can also pay at your local IRS office in person with a check or money order! Just look up "IRS Taxpayer Assistance Center" near you and make an appointment. I did this last year when I had similar online access issues and it was surprisingly easy. Bring your ID and they'll give you a receipt right there.
Do you need an appointment or can you just walk in? The appointment system online shows nothing available for weeks!
You definitely need an appointment - they won't let you in without one. If the online system shows nothing available, try calling the appointment line at 844-545-5640. Sometimes they have slots that aren't showing online. They also release new appointment times at midnight, so check right after midnight for next-day appointments that might open up. I had to do this and managed to get an appointment for the following week when the website showed nothing available.
Does anyone know if paying late affects your future ability to e-file? I missed my estimated payment last year and had to mail my tax return this year because the e-file system kept rejecting me!
Late estimated payments shouldn't affect your ability to e-file. I've missed plenty of quarterly payments (oops) and still e-file every year. You probably had a rejection for a different reason - maybe a mismatch with your AGI from the previous year or something else in your return.
Luca Bianchi
Called NFCU yesterday and they said they dont even see pending deposits in their system. Once IRS sends it tho it hits quick usually midnight-3am EST
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GalacticGuardian
ā¢can confirm! mine hit at like 2am last year outta nowhere lol
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Elliott luviBorBatman
NFCU member here! Filed 2/3 with PATH 05 and just checked my transcript this morning - still showing as received but not processed yet. From what I've seen in other threads, once IRS actually processes PATH 05 returns (should be around Feb 15th), NFCU is one of the faster banks to deposit. Usually see it hit my account within 24-48 hours of the IRS releasing funds. The waiting is brutal but at least we know NFCU won't hold it up on their end!
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