Ugh I feel your pain! I had codes 424 and 810 on my transcript for like 3 months last year. The 424 means they're doing an examination (not necessarily a full audit, just reviewing something), 810 is the freeze, and 811 means they lifted part of the freeze or sent you correspondence. The waiting is the worst part honestly. Have you tried calling the practitioner priority line? Sometimes you can get through faster than the regular taxpayer line. Also keep checking your transcript weekly - mine updated randomly on a Wednesday and my refund hit 2 days later. Hang in there! 💪

Those codes can definitely be stressful to see! From what I understand, 424 means they're examining something on your return (could be income verification, credits claimed, etc.), 810 is the account freeze while they review, and 811 typically means they've either lifted the freeze or sent you a notice. The good news is that 811 often indicates movement in your case. I'd definitely keep checking your transcript weekly and watch your mail for any correspondence. In my experience, once you see that 811 code, things usually start moving within a few weeks. If you haven't gotten any letters yet, they might still be processing. The whole thing is frustrating but try to stay patient - most of these examinations do resolve in the taxpayer's favor eventually!

Has anyone tried Cash App Taxes (formerly Credit Karma Tax)? I heard it's completely free for federal and state, even with self-employment income like Uber.

For someone new to self-filing with your income mix, I'd actually recommend starting with FreeTaxUSA or Cash App Taxes to get your feet wet without breaking the bank. Both handle W-2s, self-employment income from Uber, and investment income just fine. The key thing with Uber income is making sure you have good records of your business miles and any car expenses (gas, maintenance, etc.) - the software can only work with what you give it. If you didn't track miles throughout the year, you can estimate using your Uber driver app trip history, but start tracking now for next year. For Robinhood, wait until you get your 1099-B (usually available by mid-February) before filing. Most tax software can import this directly, which saves tons of time if you made a lot of trades. If you run into issues or want more hand-holding, you can always upgrade to TurboTax or H&R Block mid-process, but honestly your situation is pretty standard once you get the hang of it. The money you save on software can go toward better record-keeping tools for next year!

Watch out for scammers during this waiting period! I had someone call me claiming to be from the IRS saying they could "expedite" my paper check for a fee. Total scam! • Never pay anyone who claims they can speed up your refund • The IRS never calls about refunds without sending a letter first • Don't give personal info to anyone who calls claiming to be IRS • The only legitimate way to check status is through irs.gov/refunds My paper check took 23 days after bank rejection. No way to speed it up despite what scammers claimed.

I went through this exact situation in January! My bank rejected the direct deposit due to a closed account, and I was stressed about the timing too. Here's what actually happened: • Day 1: Bank rejection occurred (I found out through my bank app) • Day 3: Where's My Refund updated to show "refund sent to bank" changed to "processing" • Day 12: Status updated to "refund mailed" with a date • Day 16: Check arrived in my mailbox Total time was 16 days from rejection to receiving the physical check. The IRS customer service rep I eventually reached (after a 2-hour wait) told me 2-3 weeks is standard, but mine came on the earlier side. Pro tip: Keep checking Where's My Refund daily - it will update with the exact mailing date once your check is processed, which helps with planning. Also double-check that your current address matches exactly what's on file with the IRS! Hope this helps with your contractor expense planning - 16-23 days seems to be the realistic range based on recent experiences shared here.

Just wondering if your husband's return had anything unusual that required paper filing? I'm an independent contractor too and have always been able to e-file. Usually only certain tax situations require paper filing.

I'm so glad to see this thread worked out for you all! As someone who deals with tax issues professionally, I wanted to add a few more options for anyone else who might find themselves in this situation: 1. **IRS Form 4506-EZ** - This is specifically for verifying that a return was filed, and it's faster than the full transcript request. It usually takes 7-10 business days and costs $43, but it can show receipt even before full processing. 2. **Congressional inquiry** - If you're really desperate and facing significant financial hardship, contacting your congressman's office can sometimes expedite IRS responses. They have a direct line to IRS taxpayer advocate services. 3. **Tax preparer letter** - If a CPA or enrolled agent prepared the return, they can sometimes provide a professional letter stating when and how the return was submitted, which some lenders will accept as interim documentation. The key lesson here is definitely to always use certified mail or delivery confirmation when mailing tax returns. The $5-10 extra cost can save thousands in situations like this. Hope this helps someone else avoid the same stress!

I'm surprised nobody mentioned that you might want to prioritize the more recent tax years first. The IRS generally has a 3-year statute of limitations for audits and amendments, so 2019 might be cutting it close depending on when you filed.

I went through this exact same situation two years ago and can confirm what others have said - it's not as scary as it seems! I had about $35,000 in unreported backdoor Roth conversions from 2018-2021. Here's what I learned: First, definitely prioritize getting 2019 fixed ASAP since you're approaching the 3-year statute of limitations. Second, the IRS was actually pretty understanding when I explained it was an honest mistake about reporting requirements. The key thing that helped me was keeping detailed records showing the timeline: contribution date, conversion date (hopefully very close together), and the exact amounts. This proves you did a legitimate backdoor Roth and weren't trying to hide anything. I ended up owing about $47 total across all years - just tax on the small gains that occurred between contribution and conversion (like $2-3 per conversion). No penalties since I proactively corrected it and included a reasonable cause letter explaining I misunderstood the Form 8606 requirement. The whole process took about 6 months to fully resolve, but the peace of mind was worth it. Don't let this keep you up at night - just get started on those amended returns!