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I may be in the minority here, but I actually prefer calling the IRS directly rather than relying on the online tools. I called the dedicated refund hotline (800-829-1954) last week about my March 9th filing, and while I had to wait about 35 minutes, the representative was surprisingly helpful. She confirmed that my return was selected for a random review (something that wouldn't have been clear from just the transcript codes) but that everything looked good and processing should be complete within 7-10 days. Sure enough, my refund was deposited yesterday, exactly 8 days later. Sometimes, the human touch can provide insights that the automated systems simply can't.
You got incredibly lucky. I tried calling that exact number on April 2nd, April 5th, and April 9th - each time I got the automated message saying call volume was too high and to try again later. Never even made it to the hold queue.
9d
I filed on March 11th, just one day before you, and had the exact same WMR status change on March 18th. My transcript became available on April 8th showing code 570 (temporary hold) dated March 25th. On April 15th, it updated with code 571 (hold released) and code 846 (refund issued) with a date of April 20th. The refund hit my account this morning, April 19th, one day early. The entire process took exactly 39 days from filing to refund. Based on the similar timeline, I'd guess your transcript will update very soon if it hasn't already.
I was in your exact situation last year. Paper return sent in February, no updates until August. When I finally got my transcript, I couldn't make sense of all the codes and dates. Someone here recommended taxr.ai and it actually helped decode everything. No BS - it explained what each code meant and gave me a timeline. The site is https://taxr.ai if you eventually get your transcript and need to understand what's happening.
The IRS announced on April 11, 2024 that they're still processing paper returns received as far back as January 29, 2024. I mailed mine on February 17 and called them on May 2 - they confirmed receipt but said processing would take at least until June 15. The agent recommended checking the "Where's My Refund" tool every Friday as that's when most updates happen. He also mentioned that if you're expecting a refund, you can request interest payments if processing takes more than 45 days after the filing deadline (which was April 15, 2024).
Can you elaborate on the interest payments? I'm not familiar with the Form 843 Claim for Refund and Request for Abatement process. Does the IRS automatically calculate this or do we need to submit additional documentation?
8d
I've been tracking approval patterns for the past three tax seasons, and there's definitely a pattern. February 27th filers from last year saw approvals between March 21-28. In 2022, it was March 23-30. This year seems to be following the same timeline. Has your Where's My Refund status bar disappeared? That often happens right before approval.
Think of the IRS processing system like a massive water filtration plant. Your return is currently working its way through several filter stages. Have you checked if you're seeing the common 'test refund' amount of $0.00 on your account transcript? That's like seeing the first drops coming through the pipe - a sign that your real refund is about to flow through.
I'm seeing similar patterns on my transcript: • Filed: 2/26 • Processing date: 3/25 • $0.00 amount appeared: 3/24 • No DDD yet Does this mean I should expect the actual DDD to show up in the next cycle?
7d
According to IRM 21.4.1.3(7), the appearance of a zero dollar pending transaction often precedes the posting of the actual refund amount. Is there a specific cycle code associated with this test transaction that might provide additional processing timeline information?
7d
Just got my refund this morning! My transcript showed DDD of 3/25 and it hit my Cash App at 4:32am today (3/23). So that's exactly 2 days early. Is that what you were looking for? Did you get yours yet? I was checking constantly because I wasn't sure if weekends count for the early deposit feature.
Does Cash App send notifications? Mine is scheduled for next week. Wonder if I'll know right away. Hope I don't miss it.
I work in banking (not Truist specifically) and can shed some light on this. Did you receive any notification from Truist about using the new routing number? Have you logged into your online banking recently to check if they've posted any alerts about this? Most major banks maintain routing number forwarding for 12-18 months after a merger. This is standard practice to prevent exactly the situation you're worried about. Have you received any official communication from Truist indicating that the old routing numbers are no longer valid?
I went through this exact situation with the SunTrust/Truist merger. I filed on January 29th, 2024 using my old SunTrust routing number by mistake. My refund of $3,842 was direct deposited successfully exactly 18 days later on February 16th. The bank automatically redirected it using their internal systems. According to the Truist representative I spoke with, they will continue accepting the old routing numbers through December 31, 2024. After that date, any ACH transfers or direct deposits using the old routing number will be rejected.
OMG this just happened to my BIL last month. His entire refund of $1,800 got offset for $900 in child support. The key is to check your BFS (Bureau of Fiscal Service) offset amount by calling 1-800-304-3107. You'll need your SSN ready. This automated system will tell you EXACTLY how much is gonna be taken. If the amount seems wrong, you need to contact your state's child support agency ASAP, not the IRS. IRS just follows orders from the child support ppl.
I think there's a slight misunderstanding in your comment. If the refund was $1,800 and the child support owed was $900, they would only take the $900 owed, not the entire refund. The remaining $900 would still be refunded, just delayed by a few weeks while the offset processes.
7d
Would this phone number work if I'm calling to check about a different type of offset? I have a student loan that might be affecting my refund and I'm not sure where to check.
7d
Just to clarify something important - if you filed jointly with a spouse who doesn't owe the child support, they can file Form 8379 (Injured Spouse Allocation) to get their portion of the refund. This needs to be done either with your original return or afterward. The IRS will calculate what portion belongs to each spouse based on income, withholding, and credits. I confirmed this with the IRS on February 24th when helping my sister with the same situation.
Be careful about how you proceed. I had a missing refund check last year and made the mistake of filing a second trace request before the first one was resolved. This created a major headache. Here's what to do: 1. Call the IRS Refund Hotline at 800-829-1954 first 2. If they can't help, then call the main line 3. Request a trace using Form 3911 4. Ask for a direct deposit for the replacement instead of a check 5. Monitor your transcript weekly for updates Don't wait any longer - if your check was actually cashed by someone else, you'll need to go through an entirely different process involving an affidavit and potentially the Treasury Department.
You might want to consider setting up direct deposit for future refunds, if possible. The IRS seems to be having more mail issues lately, from what I've observed. Also, have you checked with your local post office? Sometimes they hold items that were undeliverable for various reasons. It might be worth stopping by in person or calling your local branch, especially if you have a common name or live in a multi-unit building where mail sometimes gets mixed up.
You need to file Form 14039 (Identity Theft Affidavit) immediately. This isn't technically identity theft in the traditional sense, but the IRS Taxpayer Advocate Service has confirmed this is the correct form to use when an ex improperly claims a dependent. The key is to check Box 2 and specifically note "Dependent Claimed Improperly by Non-Custodial Parent" in the explanation. This triggers a different review process than just waiting for them to find your return. I've seen processing time reduced from 6+ months to 8-10 weeks when this form is properly submitted with supporting custody documentation.
The community wisdom on this is pretty consistent: paper returns with competing dependent claims are taking 4-6 months to process in 2024, compared to 2-3 months for standard e-filed returns. Unlike a simple processing delay, your situation is more complex because it involves the Child Tax Credit, which is now $2,000 per qualifying child ($1,600 refundable). This is significantly more than the old dependent exemption amounts, which is why the IRS scrutinizes these cases more carefully than they did 5-10 years ago. In similar situations I've seen, taxpayers who included a detailed explanation letter and custody documentation with their original filing had faster resolution times than those who just filed a standard return.
Mine was supposed to hit today too with Credit Karma. Nothing yet. Wasn't it just last month when people were complaining about the same issue with Credit Karma deposits? I remember seeing multiple threads about delayed deposits even though transcripts showed the correct date. Is this becoming a pattern with them? I've used them for banking for 2 years and tax refunds always seem to be the one thing that's consistently delayed.
According to IRS Publication 2043, the IRS issues refunds to financial institutions, but the timing of when those funds are made available to taxpayers is determined by the financial institution's policies. Credit Karma, as a newer banking service, may have different processing timeframes than traditional banks. The standard processing time allowed under Regulation CC permits banks up to one business day to make electronic deposits available.
Natasha Petrova
FYI - most states have diff processing times rn. Check ur state's DOR website for accurate timeline. NYS = 2-3 wks, CA = 3-4 wks, TX = no state income tax, IL = 4-6 wks. If u filed w/out errors + chose DD, should be faster than paper/check. Make sure u verified ur ID if ur state requires it (many do now). Some states also have refund delays if u claimed certain credits. Hope this helps!
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Javier Hernandez
I'm curious - did anyone receive any notification emails from their state's tax department? I filed in late February and set up email notifications for every step, but haven't received anything beyond the initial acceptance confirmation. I'm wondering if I should be concerned about this silence or if it's normal for state processing?
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