Has your wife's income changed? When both spouses work, your withholding is affected by combined household income. If her income increased significantly, that might explain the higher withholding at your new job. Another thing to check - did you fill out the "multiple jobs" section (Step 2) of your W-4 differently between employers? That can make a huge difference.

Another thing to consider - are you being paid on the same schedule? You mentioned both are semi-monthly, but if the pay periods fall differently in the calendar year, it can affect how the withholding calculations work. Also, some payroll systems default to higher withholding rates for new employees until they have a full year of data. This is especially common with ADP - they tend to be more conservative with withholding calculations to avoid underpayment penalties. I'd recommend comparing your actual tax liability using a tax calculator to see if you're going to get a huge refund. If so, you might want to adjust your W-4 to reduce the withholding. The IRS withholding calculator that was mentioned earlier is perfect for this.

Based on everyone's experiences here, it sounds like there are several key steps for handling NRA tax treaty benefits in ADP: 1. **Start with Form 8233** - This is essential for claiming treaty benefits, not just the W4 2. **Get official IRS documentation** - Having written confirmation from the IRS about your specific treaty benefits gives you much more credibility with your employer 3. **Find the right department** - Look for a dedicated tax team rather than general HR/payroll 4. **Check for ADP's Treaty Benefits module** - Many companies don't even know this exists 5. **Document everything** - Keep records of all communications and forms submitted 6. **Monitor your paychecks closely** - Initial setups are often incorrect and need adjustment For those struggling to get through to the IRS, the services mentioned like Claimyr seem helpful for actually connecting with specialists who understand international tax treaties. The most important thing seems to be persistence and having the right documentation. Don't let your HR department tell you "they don't know how to handle it" - this is a common situation that they should be equipped to deal with, even if it requires some research on their part. Thanks everyone for sharing your experiences - this thread is going to help so many people navigate this confusing process!

Great question about timing and mid-year job switches! From my experience, once you submit Form 8233 and your employer processes it correctly, you should see the adjusted withholding within 1-2 pay periods. However, the initial setup often takes longer because of back-and-forth with payroll to get the ADP settings right. Regarding switching jobs mid-year - this actually happened to me! The key things to know: 1. You'll need to submit a new Form 8233 to your new employer (it's employer-specific) 2. Your previous employer's incorrect withholding can be recovered when you file your tax return 3. Make sure your new employer knows your year-to-date income from all sources when calculating treaty benefits One tip I learned the hard way: if you're switching jobs, try to get a detailed pay stub from your previous employer showing exactly how much federal tax was withheld. This helps your new payroll team calculate the correct remaining treaty exemption for the rest of the year. Also, don't forget that some treaties have annual limits on exemptions, so if you've already used part of your treaty benefit at a previous job, that affects how much your new employer should apply going forward. The IRS documentation route mentioned by others becomes even more valuable in these complex situations!

I'm also banking with Capital One and experiencing the exact same thing! My DDD is 2/24 as well, and like you, I've been checking multiple times today with no pending transaction showing. After reading through all these responses, I feel so much better knowing this is completely normal for Capital One - they apparently just don't show IRS deposits as pending like other banks do. I filed on February 3rd and got accepted the same day, so our timelines are very similar. It sounds like we should expect our refunds to just appear Saturday morning without any prior warning, probably in the early morning hours. I'm definitely going to stop the obsessive checking and just look once on Saturday! This thread has been incredibly reassuring for those of us new to Capital One's deposit process.

I'm also a Capital One customer with a DDD of 2/24 and experiencing the exact same anxiety! This thread has been incredibly helpful - I had no idea Capital One handled IRS deposits so differently from other banks. I've been with them for about 6 months after switching from Chase, and Chase always showed pending deposits 2-3 days early, so when nothing appeared this week I was convinced something went wrong with my return. Reading everyone's experiences here is so reassuring! It sounds like Capital One's "stealth mode" approach is completely normal - no pending notifications, just the refund appearing overnight on the DDD. I filed on February 1st and got accepted within hours, so my timeline is very similar to yours. For what it's worth, I also have a slight name variation concern (my tax return shows my full middle name but my bank account only has the middle initial), but based on what others have shared, this seems to rarely cause issues as long as SSN and account details match. I'm definitely going to stop checking every few hours and just look once early Saturday morning. Thanks for starting this thread - it's amazing how much peace of mind comes from knowing others are going through the exact same experience!

Jsut a heads up the NY state tax dept is VERY aggressive about claiming people as residents. I know 2 travel nurses who got audited cause they worked more than 183 days in NY but claimed florida as there home. One lost and had to pay like $12k in back taxes plus penalties. Make sure u can prove u have ACTUAL significant expenses in florida not just mail going there. NY will absolutely count the days u spend in the state and if its over 183 theyre gonna come after u.

Isabella, your situation is definitely complex and you're right to be concerned! Based on what you've described, there are some red flags that could put you at risk with the IRS. The biggest issue is that you're spending most of your time in the NYC area (sounds like potentially over 183 days) while only visiting Florida briefly between assignments. The IRS looks at where you actually conduct your life and work, not just where your mail goes. To strengthen your Florida tax home claim, you'd need to establish regular, substantial expenses there - not just occasional dinners. Consider: - Setting up a formal rental agreement with your cousin (even $300-400/month with a written lease) - Keeping a vehicle registered/insured in Florida - Maintaining a storage unit for your belongings - Documenting every day you spend in Florida with receipts, photos, etc. Given that your husband is based at LaGuardia and you're consistently working in the NYC area, you might want to seriously consider whether establishing NYC as your official tax home would be simpler and safer in the long run. Yes, you'd lose some tax advantages, but audit protection might be worth it. I'd strongly recommend consulting with a tax professional who specializes in travel healthcare workers before your next filing. The potential penalties from an unsuccessful audit could be substantial.

This is a really frustrating situation, but you're handling it the right way by documenting everything and filing with the labor board. From a tax perspective, you're actually in a straightforward position - you only need to report the income that's actually shown on your W-2 for 2024, regardless of what you should have been paid. One thing I'd add to the great advice already given: make sure to keep copies of ALL your documentation (timesheets, pay stubs, communications with your employer) in multiple places - digital copies, physical copies, maybe even email them to yourself. If this drags out or if your employer tries to retaliate, having bulletproof documentation will be crucial. Also, don't let your employer intimidate you about this. What they're doing is wage theft, plain and simple, and it's illegal in every state. The fact that they're claiming it's for "break times" or that you were "rounding up" when you have documentation proving otherwise shows they know they're in the wrong. Stay strong and keep fighting for what you're owed!

I went through something very similar with a previous employer who was consistently "adjusting" my hours downward. One additional thing to consider - if your employer has been doing this systematically, they may also owe you interest or penalties on the unpaid wages, depending on your state's laws. When you file your complaint with the labor board, ask specifically about penalty wages (sometimes called "waiting time penalties") that might apply if your employer willfully withheld wages. In some states, employers can be required to pay additional compensation equal to your daily wage for each day the wages remain unpaid, up to a certain maximum. Also, keep an eye on your next few paychecks to make sure your employer doesn't retaliate by further manipulating your hours or suddenly finding reasons to reduce your shifts. Document everything going forward too - retaliation for filing wage complaints is illegal and can strengthen your case significantly. The tax advice others have given is spot on - just report what's on your W-2 this year, and any settlement will be taxable when you actually receive it. But don't let the potential tax implications discourage you from pursuing what you're rightfully owed. $1,718 is nothing to sneeze at!