I just want to echo what everyone else has said here - this is such a comprehensive and helpful thread! As a former Wells Fargo employee myself (left about 6 months ago), I can confirm that the ADP portal method at https://my.adp.com really is the fastest route. I used my personal email and had to do the password reset, which took about 35 minutes to come through. One small tip I'd add: when you log into ADP, sometimes the tax documents aren't immediately visible on the main dashboard. Look for a "Myself" tab at the top, then click on "Pay & Taxes" and finally "Tax Statements" - that's where your W-2 will be located. If that doesn't work, definitely call that dedicated tax document line at 1-866-322-8715 that multiple people have mentioned. I had a colleague who used it recently and they were super efficient. The most important thing is don't panic about timing - you have plenty of time before the April deadline, and as others have said, Wells Fargo is legally required to provide this to you. You'll get it sorted out!

I went through this exact situation when I left Wells Fargo about 4 months ago! Here's what worked for me after some trial and error: First, definitely try the ADP portal at https://my.adp.com using your personal email (not your work email). If you can't log in, use the password reset feature but be patient - it took about 30 minutes for the reset email to show up in my inbox. Make sure to check your spam folder too since ADP emails sometimes get filtered there. If the ADP route doesn't work, call Wells Fargo's dedicated tax document line at 1-866-322-8715. This is specifically for current and former employees requesting W-2s, so the wait times are much shorter than the general HR line. When I called, they were able to email my W-2 within about 6 hours. A few tips: Have your employee ID ready (it's on any old paystub), and since you mentioned moving, definitely update your address when you call. Try calling early in the morning (around 8-9 AM) for the shortest wait times. Don't stress about the timing - you have until April 15th to file, and Wells Fargo is legally required to provide your W-2. The ADP system keeps former employee records accessible for years, so you're definitely not too late at just 3 months out. Good luck! Between these two methods, you should be able to get this resolved quickly.

4 Don't forget about your 1099 situation if either internship classifies you as a contractor rather than an employee! That completely changes your tax requirements.

Great advice from everyone here! As someone who's helped many students through similar situations, I'd add that since you're making around $64,500 total, you'll definitely be in a higher tax bracket than what each employer assumes when calculating withholdings. One thing to watch out for - California has some of the highest state income taxes, so that January-May period will likely have more tax impact than you might expect. NYC also has city taxes on top of state taxes, though for a shorter period. Given that your parents are claiming you as a dependent, make sure they know about your income levels - it might affect their tax situation too, especially if they're getting certain credits that phase out with higher household income. You should coordinate with them before tax season to make sure everyone's on the same page.

This is such valuable information from everyone! I'm dealing with something similar - inherited my grandmother's property 6 months ago and have been putting off the appraisal thinking I could handle it later. After reading about Dylan's family's experience with the audit, I'm definitely getting one done ASAP. One thing I'm curious about - for those who got retrospective appraisals, how did you find qualified appraisers who were experienced with inheritance valuations? I called a couple local appraisers and they seemed unsure about doing a valuation for a past date. Want to make sure I find someone who really knows what they're doing for this specific situation.

I've been following this thread and wanted to share something that might help others avoid the stress I went through. When my grandfather passed last year, I was in a similar boat - inherited his duplex property and wasn't sure about the appraisal timing. What really helped me was getting connected with an estate planning attorney who specialized in inherited property. They explained that beyond just the step-up basis issue, there are also state-specific rules that can affect your tax situation. In my state, for example, there were additional inheritance tax considerations that I would have completely missed if I'd just focused on the federal requirements. The attorney had a network of appraisers they regularly worked with who were experienced in estate valuations, which saved me the headache of trying to find someone qualified on my own. The whole process ended up being much smoother than I expected, and having professional guidance gave me confidence that I was handling everything correctly. For anyone feeling overwhelmed by this stuff - don't try to navigate it all alone. Sometimes spending a few hundred on professional advice upfront can save you thousands in mistakes later.

You could also check the Secretary of State business search for your state. Most states have online business entity searches where you can look up the company and sometimes their EIN is listed in public records.

Great news that you found the EIN in your contract! Just to be extra safe, you might want to verify that the EIN format matches what's expected before filing. EINs are indeed 9 digits, but they can start with various prefixes depending on when and where the business was established. If you want to double-check that the number you found is correct, you can cross-reference it with any other business documents you have from them (like invoices or payment records). The EIN should be consistent across all their official paperwork. Once you're confident it's the right number, you should be all set to complete your return in TurboTax. Just enter it in the payer identification field and you're good to go! Much easier than all the other workarounds people have suggested.

Has anyone tried printing out the 8962 form and just filling it out manually? After fighting with TurboTax for days over PTC calculations, I just downloaded the form and worksheet from IRS.gov and did it myself. Took about 30 minutes with a calculator.

I've been dealing with this exact same issue! TurboTax has been calculating my Form 8962 completely wrong, and like you, the difference is significant - over $800 in my case. What I discovered is that TurboTax seems to have problems when you have any kind of coverage gap or change during the year. In my situation, I had coverage through my employer for the first 4 months, then switched to marketplace coverage, and TurboTax kept trying to apply Premium Tax Credit calculations to months when I wasn't even enrolled in a marketplace plan. The key thing that helped me was going into Forms Mode (under Tax Tools > View Tax Forms) and manually checking each line of Form 8962 against my 1095-A. I found that TurboTax was pulling data from the wrong months and not zeroing out the months where I had employer coverage. Also, make sure you're entering your 1095-A data in the exact same format it appears on the form - don't round numbers or convert formats. TurboTax seems very sensitive to even minor formatting differences. If you're still stuck, definitely consider getting direct IRS guidance. The Premium Tax Credit rules are complex enough that even the software gets confused, but an IRS agent can walk you through the correct calculation method for your specific situation.