I'm going through something very similar right now - CRA holding my $2,800 refund for what they claim are missing GST/HST returns, even though I'm pretty sure I filed everything on time. The 10-week timeline they quoted me is absolutely ridiculous, especially when you're a small business owner who needs that money for operations. After reading through all these responses, I'm planning to try a combination of approaches: first calling the Business Enquiries line early morning and immediately asking for a supervisor to discuss financial hardship expediting, and if that doesn't work, filing a complaint with the Taxpayer Ombudsman office that Faith mentioned. Katherine, have you had any luck yet with the strategies people have suggested here? I'm particularly curious about whether the supervisor route worked for you, since that seems like the quickest first step to try. This whole situation is so frustrating when you're just trying to run a legitimate business and follow the rules!

I'm really sorry you're going through this Katherine - the CRA hold situation is incredibly frustrating, especially when you're a small business owner who needs that refund for essential operations. Based on what I'm seeing in this thread, it looks like several people have had success with different approaches. The supervisor route seems to be working for quite a few people here. When you call the Business Enquiries line (1-800-959-5525), ask immediately to speak with a supervisor about "expedited processing due to financial hardship" - use those exact words. Be very specific about how the delay is impacting your business (like not being able to repair your work vehicle). Document everything with reference numbers. If the supervisor approach doesn't work within a couple weeks, the Taxpayer Ombudsman option that Faith mentioned sounds really promising. Having a "resolution specialist" with actual authority to expedite cases could be exactly what you need when the normal channels aren't working. Have you had any luck yet with the strategies people have suggested? I'm hoping one of these approaches helps you get your $4,570 refund released much sooner than the 10 weeks they originally quoted. Keep us posted on how it goes!

Just wanted to add one important thing - if your dependent kid has any investment income (like a custodial account or savings interest), the rules get more complicated. If they have both earned income (W2) AND investment income over $1,150, you might have to deal with the "kiddie tax" where some of their investment income is taxed at YOUR tax rate.

If your daughter is in college, don't forget to look into education credits when you file your taxes! Even though her W2 goes on her return, you can claim the American Opportunity Credit or Lifetime Learning Credit on YOUR return if you're claiming her as a dependent and paying her tuition. That's worth up to $2,500 depending on your situation!

Don't stress too much about this! With an income of $19,500 in 2021, you're likely in a pretty good position. Given that amount, you probably had taxes withheld from your paychecks throughout the year, which means there's a decent chance you're actually owed a refund rather than owing money. Here's what I'd recommend: gather all your W-2s and 1099s from 2021, then use tax software that handles prior year returns or consider working with a tax professional who can walk you through the process. The most important thing is to file as soon as possible - not because you're in terrible trouble, but because if you are owed money, you want to claim it before the April 2025 deadline. If it turns out you do owe a small amount, the IRS offers payment plans and is generally reasonable to work with, especially for first-time late filers. The anxiety you're feeling is totally normal, but the reality is usually much less scary than what we build up in our heads. You've got this!

I completely understand the anxiety you're feeling - I went through the exact same thing a couple years ago! The good news is that with your income level of $19,500, you're very likely to get a refund rather than owe money, especially if you had taxes withheld from those part-time jobs. Here's what helped me when I was in your situation: First, don't beat yourself up about it - life happens and you're taking action now, which is what matters. Second, gather all your tax documents (W-2s, 1099s, etc.) and consider using tax software that handles prior year returns. Many of the popular ones like TurboTax, H&R Block, or TaxAct have options for filing previous years. Since you'll likely need to paper file for 2021 (e-filing usually isn't available for returns this old), make sure to send it certified mail so you have proof it was delivered. The most important thing is to file before April 2025 - that's your deadline to claim any refund you might be owed. Try not to let the "what ifs" spiral in your head. In most cases like yours, people end up getting money back rather than owing penalties. You've got all your documents ready, so you're already ahead of where many people start. Take it one step at a time and you'll get through this!

Great question! As someone who works in tax preparation, I can confirm that the EIC rules have been particularly confusing the past few years due to temporary expansions that have since expired. For the 2024 tax year (filing in 2025), the standard age requirement is 25-64 for taxpayers without qualifying children. However, you may still qualify under the "specified student" exception if you were enrolled full-time at an eligible educational institution for at least 5 months during 2024. This exception allows students as young as 19 to claim the EIC. Since you mentioned you're 23 and live in Minneapolis, if you were a full-time student for at least 5 months in 2024, you should definitely explore this exception. Many tax software programs don't automatically connect your student status to EIC eligibility, so you may need to specifically indicate this when the software asks about EIC qualifications. I'd recommend double-checking your student enrollment status for 2024 and making sure your tax software knows about it in the context of the EIC, not just for education credits. If you're still unsure, IRS Publication 596 has the complete details on all EIC exceptions for your tax year.

I work as a tax preparer and see this confusion about EIC eligibility every tax season. The key thing to understand is that the EIC rules have been in flux over the past few years due to temporary pandemic-related expansions that have since expired or been modified. For the 2024 tax year, here's what you need to know if you're under 25 with no dependents: 1. The standard minimum age is 25, BUT there are important exceptions 2. Full-time students enrolled for at least 5 months qualify as young as 19 3. Former foster youth and homeless youth can qualify at 18 Since you mentioned you're 23 and the situation seems "basically identical" to last year, I suspect you might qualify under one of these exceptions. If you're a student, make sure your tax software is capturing that status specifically for EIC purposes - many programs ask about education for credits but don't connect it to EIC eligibility. The temporary expansions from the American Rescue Plan Act that helped many younger taxpayers in previous years have largely expired, which explains why your software might say you don't qualify now when you did before. But don't give up - check those permanent exceptions first before assuming you're ineligible!

Anyone using a particular tax software that handles rental property improvements well? I've been using TurboTax but it doesn't seem to give much guidance on the "placed in service" questions for multi-unit properties with different renovation timelines.

Just wanted to add one more consideration - if any of your renovation work included accessibility improvements (like widening doorways, installing grab bars, or making units wheelchair accessible), those costs might qualify for immediate deduction under the disabled access credit rather than being capitalized as improvements. Also, since you mentioned electrical work for safety issues, be sure to document which repairs were done to bring the property up to local code requirements versus cosmetic upgrades. Code compliance work done immediately after purchase often has different treatment than general improvements. The documentation is key for all of this - keep photos of before/after conditions along with your receipts, especially for that upstairs unit where work spans tax years. The IRS likes to see clear evidence of when work was completed and when units became available for rent.