I'm dealing with a similar situation right now - moved from Illinois to Arizona in March and still haven't updated my license (procrastination at its finest!). Reading through everyone's experiences here has been really reassuring. One thing I want to add that I learned from calling the IRS directly: they specifically told me that for federal returns, they only use your driver's license for identity verification purposes, not to determine your state of residence. Your state of residence for tax purposes is determined by where you actually lived and worked, not what's printed on your ID card. For Arizona state taxes, I called their department of revenue and they confirmed that as long as I can prove when I established residency (lease agreement, utility bills, etc.), the driver's license issue won't affect my filing. They said they see this situation all the time with people who move states. That said, I'm definitely planning to get my Arizona license updated before tax season just to avoid any potential headaches with verification systems flagging mismatched information. Better safe than sorry! @Sean Doyle - have you checked if Colorado has any amnesty periods for late license transfers? Some states will waive penalties if you update within a certain timeframe, even if you're past the initial deadline.

I went through this exact situation when I moved from Florida to Virginia last year! Here's what I discovered after panicking about the same thing: For federal taxes, your driver's license is purely for identity verification - it doesn't determine your tax residency. I filed successfully with my Florida license while living in Virginia, and the IRS had no issues whatsoever. For state taxes, Virginia never asked for my license number during e-filing. What they cared about was proving my residency dates and income earned in each state. I used my lease agreement, utility bills, and employment records to establish my timeline. The one minor hiccup I had was with my tax software (TurboTax) - it flagged the address mismatch and asked me to verify my identity by answering some additional security questions. Nothing major, just added about 5 minutes to the process. My advice: don't stress about the license for tax filing purposes, but definitely get it updated soon for all the other reasons people mentioned (insurance, legal requirements, etc.). I finally updated mine in December, way past the deadline, and Virginia didn't charge any penalties - they just wanted to see proof of when I actually moved. You've got this! The tax filing part is much less complicated than it seems.

I feel for you - tax software can be tricky even when it's supposed to make things easier! The good news is this is definitely fixable, and you have a few options depending on how recently you filed. If you filed within the last few days, definitely try calling the IRS first to see if they can stop processing your return. The automated system might tell you it's too late, but if you can get through to a human agent, they sometimes have more flexibility. If calling doesn't work out, the 1040-X route isn't too bad once you get the hang of it. Just make sure to clearly show the change from line 36 back to line 35a. The 16-week processing time is annoying, but at least you'll get your money eventually. One tip: when you do get this sorted out, consider setting up direct deposit for future refunds if you haven't already. It's faster and eliminates the risk of lost checks. Also, you might want to adjust your withholdings slightly so you don't get such a large refund next year - that way a mistake like this has less impact on your cash flow. You've got this! It's just a paperwork hiccup.

Don't panic - this happens more often than you'd think! I work in tax prep and see this exact mistake several times each season. The key is acting quickly since you have a few different paths to fix this. First, definitely try calling the IRS ASAP if you just filed. Even if the automated system says your return is being processed, a human agent might still be able to make the correction before it's finalized. The number is 1-800-829-1040, but be prepared for long wait times. If calling doesn't work, yes, you'll need to file Form 1040-X. It's not as scary as it sounds - just make sure to clearly indicate that you want to move the $2,437 from line 36 (estimated tax) back to line 35a (refund). In Part III, keep it simple: "Correcting refund allocation - moving $2,437 from line 36 to line 35a for direct refund." Pro tip: Double-check your bank account info on the amendment if you're doing direct deposit. Since this is essentially a "new" refund request, make sure all your banking details are correct. The 16-week wait for amendments is rough, but you will get your money. Hang in there!

Has anyone here actually calculated the exact difference between donating directly to charity vs using a DAF? I'm trying to figure out if the extra complexity is worth it for my situation.

One thing to keep in mind with your specific situation is the timing of when you execute this strategy. Since you're planning to donate $130k worth of appreciated stock to a DAF, you'll want to make sure you have enough AGI to use the full deduction in the current tax year. With your combined income of $650k, you should be able to deduct up to 30% of AGI for appreciated stock donations to a DAF, which would be around $195k - so you're well within the limits for the $130k donation. However, I'd recommend getting the DAF set up and making the stock donation BEFORE you sell the other $130k portion. This way you can see exactly how the deduction impacts your tax liability before triggering the capital gains on the sale. Also worth noting that different brokerages have different processes for transferring appreciated securities to DAFs - some are more streamlined than others. Fidelity, Schwab, and Vanguard all make it relatively easy if you're already their customer, but it can take a few days to process the transfer. The strategy definitely works, but the exact tax savings will depend on your state taxes and whether you're subject to the 3.8% net investment income tax on the capital gains portion.

My sister and I both got these notices. She used taxr.ai to figure out what was up and got her refund 2 weeks later. Something about her W2 triggering a review. Im gonna try it too tbh

Got mine about 10 days ago too! Super frustrating because I was counting on that refund for some bills. From what I've read online it's happening to a lot of people this year - seems like they're being extra cautious with reviews. Hang in there, hopefully it doesn't take the full 120 days 🤞

Quick question - does anyone know if you'll get all the refunds as separate checks? Or do they combine them somehow? I'm trying to figure out how to track everything if I file amendments for multiple years.

Just wanted to add some important details about the deadlines that weren't mentioned - you generally have 3 years from the original due date of the return (or the date you filed if later) to file an amended return to claim a refund. For your 2020 return, that deadline would be April 15, 2024 (or October 15, 2024 if you filed an extension). Since we're now in 2025, you might have missed the window for 2020 unless there are special circumstances. I'd definitely check with a tax professional or call the IRS to confirm whether you can still amend that 2020 return. The 2021 and 2022 returns should still be within the amendment period though. Also, don't forget that if you do get refunds from these amended returns, you might owe tax on any state tax refund you received in subsequent years (if you itemized deductions). It's a small detail but worth keeping in mind!